Price

US$ 20,22

variation (12m)

13,45% Logo

p/l

11,33

p/vp

1,06

DIVIDEND YIELD

5,55%
graph

price CZNC

BVMF
CZNC
If you had invested
If you had invested
years ago
6 months
1 year
5 years
10 years
today you would have
today you would have:
*The figure considers the reinvestment of dividends.

profitability of CZNC

1 month
3 months
1 year
2 years
5 years
10 years
profitability
1 month
5,56%
3 months
12,08%
1 year
13,45%
2 years
24,86%
5 years
57,03%
10 years
69,85%

real profitability

profitability minus inflation.

1 month
5,56%
3 months
11,91%
1 year
8,39%
2 years
14,23%
5 years
15,60%
10 years
1,35%
Estatistica

Indicators CZNC

check out the fundamentals of Citizens & Northern shares

P/E

11,33
Sector: -6.406,55 Industry: 11,68

P/SALES RATIO (PSR)

2,69
Sector: 1,20 Industry: 2,97

P/BV

1,06
Sector: -3.288,16 Industry: 1,07

DIVIDEND YIELD (DY)

5,55%
Sector: 0,41% Industry: 2,46%

ROA

1,02%
Sector: -6,92% Industry: 0,89%

ROE

9,32%
Sector: -1.485,36% Industry: 8,79%

ROIC

0,00%
Sector: -11,91% Industry: -

NET MARGIN

23,79%
Sector: -0,93% Industry: 24,74%

GROSS MARGIN

0,00%
Sector: -0,65% Industry: 1,54%

OPERATING MARGIN

0,00%
Sector: -6,18% Industry: 0,16%

P/EBITDA

-
Sector: -10.238,97 Industry: -0,58

P/EBIT

-
Sector: -10.078,13 Industry: -55,33

P/ASSET

0,12
Sector: 0,13 Industry: 0,11

BVPS

19,09
Sector: -1.421,05 Industry: 26,07

EPS

1,78
Sector: -1.406,56 Industry: 2,28

EQUITY / ASSETS

0,11
Sector: -0,01 Industry: 0,10

CAGR REVENUES 5 YEARS

2,85%
Sector: - Industry: -

CAGR PROFITS 5 YEARS

8,32%
Sector: - Industry: -
RETORNO DO INVESTIMENTO

FAIR PRICE OF Citizens & Northern ASSETS ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Price

The Fair Price formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffet's mentor.

Current price

US$ 20,22

Fair Price

US$ 0,00

Upside Potencial de rentabilidade.

36,75%
Because it considers equity value in its calculation, the formula does not work well for technology companies.
This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.
statistics

CZNC indicators history

Checklist do Investidor Buy And Hold

Checklist do investidor buy and hold sobre Citizens & Northern

comparator of Stocks

graph

comparison of CZNC with indexes

If you had invested (change) 2 years years ago, today you would have

R$ 1.000,00 in PETR4 you would have R$ 2.294,60

R$ 1.000,00 in LEVE3 you would have R$ 5.240,60

*The value considers the reinvestment of dividends.
Cotação

dividend history CZNC dividend history

current DY: 5,55%

5-year average DY: 5,96%

DRAG THE FRAME TO SEE MORE DATA

type

date with

payment date

value

Dividends 04/08/2025 15/08/2025 0,28000000
Dividends 04/05/2025 15/05/2025 0,28000000
Dividends 03/02/2025 14/02/2025 0,28000000
Dividends 28/10/2024 08/11/2024 0,28000000
Dividends 29/07/2024 09/08/2024 0,28000000
Dividends 06/05/2024 17/05/2024 0,28000000
Dividends 29/01/2024 09/02/2024 0,28000000
Dividends 30/10/2023 10/11/2023 0,28000000
Dividends 31/07/2023 11/08/2023 0,28000000
Dividends 01/05/2023 12/05/2023 0,28000000
Dividends 03/02/2023 14/02/2023 0,28000000
Dividends 31/10/2022 11/11/2022 0,28000000
Dividends 01/08/2022 12/08/2022 0,28000000
Dividends 02/05/2022 13/05/2022 0,28000000
Dividends 31/01/2022 11/02/2022 0,28000000
Dividends 01/11/2021 12/11/2021 0,28000000
Dividends 02/08/2021 13/08/2021 0,28000000
Dividends 03/05/2021 14/05/2021 0,28000000
Dividends 01/02/2021 12/02/2021 0,27000000
Dividends 02/11/2020 13/11/2020 0,27000000
Dividends 27/07/2020 07/08/2020 0,27000000
Dividends 27/04/2020 08/05/2020 0,27000000
Dividends 27/01/2020 07/02/2020 0,27000000
Dividends 28/10/2019 08/11/2019 0,27000000
Dividends 29/07/2019 09/08/2019 0,27000000
Dividends 29/04/2019 10/05/2019 0,27000000
Dividends 28/01/2019 08/02/2019 0,37000000
Dividends 29/10/2018 09/11/2018 0,26890000
Dividends 30/07/2018 10/08/2018 0,26890000
Dividends 30/04/2018 11/05/2018 0,26890000
Dividends 29/01/2018 09/02/2018 0,26890000
Dividends 30/10/2017 10/11/2017 0,25900000
Dividends 31/07/2017 11/08/2017 0,25900000
Dividends 01/05/2017 12/05/2017 0,25900000
Dividends 30/01/2017 10/02/2017 0,25900000
Dividends 31/10/2016 14/11/2016 0,25900000
Dividends 01/08/2016 12/08/2016 0,25900000
Dividends 02/05/2016 13/05/2016 0,25900000
Dividends 01/02/2016 12/02/2016 0,25900000
Dividends 02/11/2015 13/11/2015 0,25900000
Dividends 03/08/2015 14/08/2015 0,25900000
Dividends 04/05/2015 15/05/2015 0,25900000
Dividends 02/02/2015 13/02/2015 0,25900000
Dividends 04/11/2014 17/11/2014 0,25900000
Dividends 28/07/2014 08/08/2014 0,25900000
Dividends 28/04/2014 09/05/2014 0,25900000
Dividends 03/02/2014 14/02/2014 0,25900000
Dividends 04/11/2013 15/11/2013 0,24900000
Dividends 29/07/2013 09/08/2013 0,24900000
Dividends 29/04/2013 10/05/2013 0,24900000
Dividends 04/02/2013 15/02/2013 0,24900000
Dividends 01/11/2012 13/11/2012 0,23910000
Dividends 01/08/2012 13/08/2012 0,21910000
Dividends 01/05/2012 14/05/2012 0,19920000
Dividends 30/01/2012 10/02/2012 0,17930000
Dividends 01/11/2011 14/11/2011 0,15940000
Dividends 01/08/2011 12/08/2011 0,14940000
Dividends 02/05/2011 13/05/2011 0,13950000
Dividends 31/01/2011 11/02/2011 0,12950000
Dividends 01/11/2010 12/11/2010 0,11950000
Dividends 02/08/2010 13/08/2010 0,09960000
Dividends 03/05/2010 14/05/2010 0,08960000
Dividends 01/02/2010 12/02/2010 0,07970000
Dividends 01/10/2009 20/10/2009 0,23910000
Dividends 01/07/2009 17/07/2009 0,23910000
Dividends 01/04/2009 17/04/2009 0,23910000
Dividends 05/01/2009 20/01/2009 0,23910000
Dividends 01/10/2008 17/10/2008 0,23910000
Dividends 03/07/2008 18/07/2008 0,23910000
Dividends 01/04/2008 18/04/2008 0,23910000
Dividends 02/01/2008 22/01/2008 0,23910000
Dividends 01/10/2007 19/10/2007 0,23425743
Dividends 05/07/2007 20/07/2007 0,23425743
Dividends 03/04/2007 20/04/2007 0,23425743
Dividends 02/01/2007 22/01/2007 0,23425743
Dividends 02/10/2006 20/10/2006 0,22968336
Dividends 05/07/2006 20/07/2006 0,22968336
Dividends 03/04/2006 20/04/2006 0,22968336
Dividends 29/12/2005 20/01/2006 0,22968336
Dividends 03/10/2005 20/10/2005 0,21576219
Dividends 05/07/2005 20/07/2005 0,21576219
Dividends 04/04/2005 20/04/2005 0,21576219
Dividends 30/12/2004 20/01/2005 0,23002986
Dividends 05/10/2004 20/10/2004 0,20238246
Dividends 08/07/2004 20/07/2004 0,21775815
Dividends 05/04/2004 20/04/2004 0,20238246
Dividends 29/12/2003 20/01/2004 0,21775815
Dividends 06/10/2003 20/10/2003 0,19124460
Dividends 30/06/2003 21/07/2003 0,19124460
Dividends 07/04/2003 21/04/2003 0,12749640
Dividends 30/12/2002 21/01/2003 0,18217396
Dividends 01/10/2002 21/10/2002 0,18037026
Dividends 01/07/2002 19/07/2002 0,16831208
Dividends 01/04/2002 19/04/2002 0,16831208
Dividends 31/12/2001 18/01/2002 0,16831208
Dividends 01/10/2001 19/10/2001 0,15476901
Dividends 02/07/2001 20/07/2001 0,25743018
Dividends 02/04/2001 20/04/2001 0,15476901
Dividends 27/11/2000 19/01/2001 0,15476901
Dividends 02/10/2000 20/10/2000 0,23776615
Dividends 03/07/2000 20/07/2000 0,23776615
Dividends 10/04/2000 20/04/2000 0,23776615
Dividends 29/11/1999 20/01/2000 0,14135450
Dividends 04/10/1999 20/10/1999 0,21547942
Dividends 06/07/1999 20/07/1999 0,21547942
Dividends 29/03/1999 20/04/1999 0,21547942
Dividends 30/11/1998 20/01/1999 0,21328500
Dividends 28/09/1998 20/10/1998 0,19614550
Dividends 15/06/1998 15/07/1998 0,19614550
Dividends 30/03/1998 15/04/1998 0,19614550
Dividends 01/12/1997 15/01/1998 0,19427458
Dividends 29/09/1997 15/10/1997 0,17466361
Dividends 16/06/1997 15/07/1997 0,17466361
Dividends 31/03/1997 15/04/1997 0,17466361
Dividends 02/12/1996 15/01/1997 0,17293072
Dividends 30/09/1996 11/10/1996 0,16352731
Dividends 01/07/1996 12/07/1996 0,16352731
Dividends 01/04/1996 12/04/1996 0,09436543
Dividends 30/11/1995 12/01/1996 0,09436543
Dividends 02/10/1995 13/10/1995 0,08704617
Dividends 10/07/1995 14/07/1995 0,08704617
Dividends 03/04/1995 15/05/1995 0,08704617
Dividends 02/12/1994 13/01/1995 0,15060277
Dividends 23/09/1994 14/10/1994 0,16706305
Dividends 24/06/1994 15/07/1994 0,28246073

ABOUT THE COMPANY

Logo Citizens & Northern

Citizens & Northern Corporation

Average user rating I10

4.0 (2 people)

Estados Unidos

Estados Unidos

26 years

Foundation: 1999

1994

Year of debut on the stock exchange - 31 years

336

Employees

Market value

US$ 302,48 Milhões

US$ 302,48 Milhões

Net worth

US$ 286,36 Milhões

US$ 286.360.000,00

Assets

US$ 2,61 Billions

US$ 2.610.880.000,00

Total Number of Shares

15,00 Milhões

15.000.000

Average Daily Trading Volume

US$ 37,70 Thousand

US$ 37.698,94

Sector

Financial

Industry

Banks

Shares

receitas e lucros

CZNC revenue and profits

graph

PROFIT X PRICE CZNC

resultados

CZNC results

DRAG THE FRAME TO SEE MORE DATA
Resultados

CZNC cash flow

DRAG THE FRAME TO SEE MORE DATA
Ativos e Passivos

evolution of assets - CZNC

Pontos Relevantes

CZNC balance sheet

DRAG THE FRAME TO SEE MORE DATA

Common Questions

What is the price of Citizens & Northern (CZNC) today?

The price of Citizens & Northern (CZNC) today is R$ 108,38, with a variation of 13.45% compared to the last year. The price of Citizens & Northern (CZNC) started the year trading around R$ 99,70 and today it is at R$ 108,38. Follow the real-time price chart, the historical price of Citizens & Northern (CZNC), and stock data from Ibovespa and international markets.

When does Citizens & Northern (CZNC) pay dividends?

Citizens & Northern (CZNC) distributed dividends in the last year,in the months of February, May, August e November totaling R$ 6,00. The Dividend Yield for the last 12 months is 5,55%.

Citizens & Northern (CZNC) is it worth it?

Currently, Citizens & Northern (CZNC) is priced at R$ 108,38, with a P/E of 11,33%, representing a deviation of 11,45% from its historical average P/E. In the last year, the stock showed a variation of 13.45% in its price and distributed R$ 6,00 in dividends, resulting in a Dividend Yield of 5,55%. The total shareholder return was 13,45%.

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.

How to buy stocks of Citizens & Northern (CZNC)?

Investing in stocks of Citizens & Northern (CZNC) can be done in two ways: by buying the stock abroad or the BDR in Brazil (if available). The stock is the original stock, traded on international exchanges. By buying it, you invest with money outside Brazil, which brings greater geographical and currency diversification.

BDR is a receipt for that stock, traded on the B3 with reais, through a brazilian brokerage. Although the money remains in Brazil, the BDR still offers diversification, as it represents a foreign company and is linked to the dollar.

How much do 100 stocks of Citizens & Northern (CZNC) yield today?

The yield of Citizens & Northern (CZNC) was 5,56% in the last month, 13,45% in the last year and 57,03% in the last 5 years (already considering appreciation and dividends).

In the last 12 months, the company paid a total of R$ 6,00 in dividends, um Dividend Yield de 5,55%.

If you wanted to buy 100 stocks of Citizens & Northern (CZNC) today, the total investment would be R$ 10.837,92, based on the current price of R$ 108,38.

If past performance were to repeat, the return on your investment would be:

  • In 1 year: R$ 12.295,62
  • In 5 years: R$ 17.018,79
  • In 10 years: 18.408,21

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.