LYG

Lloyds Banking Group PLC

Price

$6.02

return (12m)

36.17%

p/e

3.91

p/bv

0.61

DIVIDEND YIELD

3.36%

LYG price

Lloyds Banking Group

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment LYG

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-0.98%

3 months

15.05%

1 year

36.17%

2 years

110.01%

5 years

216.60%

10 years

220.65%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals LYG

Valuation

P/E

3.91

Sector -106.43

Industry 8.05

P/BV

0.61

Sector -6.60

Industry 1.35

P/Revenue (PSR)

0.33

Sector 1.18

Industry 1.24

EV/EBITDA

-32,879,062,007.03

Sector -845,462,606.13

Industry 2,406,047.16

EV/EBIT

Sector -196,365,553.23

Industry -2,574,706.51

P/EBITDA

Sector -55.52

Industry 4.26

P/EBIT

-5.75

Sector -67.12

Industry -0.58

P/Total Assets

0.03

Sector 0.13

Industry 0.37

P/Net Current Assets

-0.03

Sector -6,305,696.91

Industry -884,436.03

P/Working Capital

-0.20

Sector -

Industry -410,855.44

EPS

1.52

Sector -9,132.50

Industry 3.48

BVPS

9.73

Sector -3,966.38

Industry 23.59

Efficiency

Gross Margin

100.00%

Sector -0.45%

Industry 30.59%

EBITDA Margin

0.00%

Sector -317.49%

Industry 12.82%

EBIT Margin

0.00%

Sector -1,014,423.37%

Industry 5.70%

Operating Margin

10.80%

Sector -5.61%

Industry 6.51%

Net Profit Margins

8.41%

Sector 0.30%

Industry 8.39%

Asset Turnover

0.01

Sector 0.00

Industry 0.06

Profitability

ROE

15.62%

Sector -2,965.48%

Industry 11.23%

ROA

0.74%

Sector -1,463.92%

Industry 2.37%

ROIC

Sector -12.53%

Industry -2.65%

Dividends

Dividend yield

3.36%

Sector 0.37%

Industry 0.49%

Payout

13.14%

Sector 6.80%

Industry 7.61%

Debt

Current Ratio

0.12

Sector -

Industry 1.14

Net Debt / EBITDA

-61,608,842,894.77

Sector -648,475,348.80

Industry 0.85

Net Debt / EBIT

Sector -98.13

Industry -58.43

Net Debt / Equity

-1.31

Sector -0.65

Industry 0.22

Gross Debt / Equity

0.00

Sector -0.21

Industry 0.56

Equity/Assets

0.05

Sector 0.00

Industry 0.20

Liabilities/Assets

0.95

Sector 0.32

Industry 0.67

Growth

5Y Revenue CAGR

22.84%

Sector -

Industry -

5Y Earnings CAGR

-1.71%

Sector -

Industry -

FAIR VALUE OF Lloyds Banking Group ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$6.02

Fair Value

$18.24

Upside Return potential.

203.03%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals LYG

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Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
LYG Lloyds Banking Group PLC	$6.02	39.23%	3.36%	3.91	0.61	15.62%	8.41%
NU Nu Holdings (NuBank)	$14.78	8.49%	0.00%	20.10	5.47	27.22%	18.61%
BAC Bank of America Corporation	$61.84	31.35%	1.82%	13.07	1.46	11.18%	27.79%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.50	-28.40%	2.06%	792.00	31.71	4.00%	15.97%
HSBC HSBC Holdings PLC	$103.75	66.34%	3.52%	16.37	1.85	11.31%	30.81%
C Citigroup Inc.	$130.59	44.98%	1.39%	12.39	1.03	8.32%	19.56%
RY ROYAL BANK OF CANADA	$205.36	55.84%	2.31%	17.72	2.78	15.67%	31.85%
ING ING Group N.V.	$34.78	48.92%	5.00%	12.80	1.69	13.16%	28.23%
SAN Banco Santander SA ADR	$14.57	55.62%	1.39%	11.69	1.65	14.14%	27.00%
WFC Wells Fargo & Company	$83.71	10.04%	2.16%	11.21	1.39	12.40%	26.05%
TD Toronto Dominion Bank	$117.19	64.34%	2.67%	125.11	13.38	10.69%	13.09%
BCS Barclays PLC	$26.81	36.43%	1.73%	8.56	0.84	9.86%	25.50%
NWG NatWest Group PLC	$18.59	33.09%	4.79%	8.54	1.24	14.53%	36.28%
BSBR Banco Santander Brasil SA ADR	$5.74	26.08%	5.91%	6,358.68	239.76	3.77%	5.21%
BBD Banco Bradesco SA ADR	$3.11	16.81%	8.13%	7.52	0.97	12.90%	19.80%
BSAC Banco Santander Chile	$35.09	55.45%	4.33%	13.50	2.91	21.58%	34.03%
MUFG Mitsubishi UFJ Financial Group Inc.	$22.02	47.14%	1.97%	15.52	1.66	10.72%	32.42%
DB Deutsche Bank AG	$37.77	6.09%	2.30%	8.57	0.78	9.09%	22.02%
USB U.S. Bancorp	$61.73	38.30%	3.37%	11.74	1.41	12.03%	27.61%
PRU Prudential Financial Inc.	$121.42	19.48%	4.53%	10.72	1.21	11.33%	6.38%
SCHW The Charles Schwab Corp.	$111.62	18.67%	0.82%	19.13	3.85	20.13%	38.79%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

LYG Historical Dividends

current DY: 3.36%

5-year average DY: 4.92%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/07/2026	09/25/2026	0.08400000
Dividends	04/09/2026	05/29/2026	0.13400000
Dividends	08/01/2025	09/19/2025	0.06550000
Dividends	04/10/2025	05/30/2025	0.10350000
Dividends	08/02/2024	09/20/2024	0.05460000
Dividends	04/10/2024	05/31/2024	0.09330000
Dividends	08/03/2023	09/22/2023	0.04760000
Dividends	04/12/2023	06/02/2023	0.07750000
Dividends	08/04/2022	09/22/2022	0.03850000
Dividends	04/06/2022	05/31/2022	0.06960000
Dividends	08/05/2021	09/23/2021	0.03750000
Dividends	04/14/2021	06/04/2021	0.03180000
Dividends	04/15/2020	06/08/2020	0.10490000
Dividends	08/08/2019	09/23/2019	0.05560000
Dividends	04/03/2019	05/31/2019	0.10840000
Dividends	08/15/2018	10/09/2018	0.05570000
Dividends	04/18/2018	06/08/2018	0.10900000
Dividends	08/09/2017	10/10/2017	0.05290000
Dividends	04/05/2017	05/26/2017	0.10800000
Dividends	08/10/2016	10/11/2016	0.04370000
Dividends	04/06/2016	05/27/2016	0.11100000
Dividends	08/12/2015	10/08/2015	0.04480000
Dividends	04/03/2015	05/29/2015	0.04580000
Dividends	11/23/2009	12/18/2009	1.44900000
Dividends	05/19/2009	06/30/2009	0.86800000
Dividends	08/06/2008	10/14/2008	0.87902439
Dividends	03/05/2008	05/19/2008	1.89853659
Dividends	08/08/2007	10/15/2007	0.88975610
Dividends	03/07/2007	05/14/2007	1.80000000
Dividends	08/09/2006	10/16/2006	0.78341463
Dividends	03/08/2006	05/15/2006	1.59512195
Dividends	08/10/2005	10/17/2005	0.73434146
Dividends	03/16/2005	05/16/2005	1.76097561
Dividends	08/11/2004	10/18/2004	0.76000000
Dividends	03/17/2004	05/17/2004	1.69560976
Dividends	08/13/2003	10/20/2003	0.69268293
Dividends	02/26/2003	05/19/2003	1.64000000
Dividends	08/14/2002	10/21/2002	0.64780488
Dividends	02/27/2002	05/13/2002	1.45951219

ABOUT Lloyds Banking Group

Lloyds Banking Group PLC

Average Investor10 user rating

4.0 (311 people)

United Kingdom

41 years

Founded: 1985

Time since IPO - - year

61.576

Employees

Lloyds Banking Group PLC (LYG) is a British financial services company operating in the banking and financial sector. The group provides retail banking, commercial banking, lending, insurance, investment and wealth management services.

The company serves millions of customers across the United Kingdom through a combination of physical branches and digital banking platforms. Its online banking systems and mobile applications play a central role in daily financial operations for both individuals and businesses.

Its main activities include:

• Retail banking services, including accounts, loans, mortgages and credit cards.
• Corporate banking solutions, such as business financing and working capital services.
• Investment and wealth management products.
• Insurance and financial planning services.

Lloyds Banking Group operates primarily in the United Kingdom, where it is one of the country’s largest banking institutions. Its business model combines traditional banking services with strong digital capabilities.

Industry dynamics affecting the company include financial regulation, digital transformation in banking, evolving customer expectations and competition from fintech companies and global financial institutions.

Lloyds Banking Group PLC shares trade on the New York Stock Exchange (NYSE) under the ticker LYG.

History and Development

Lloyds Banking Group traces its origins back to 1765, when John Taylor and Sampson Lloyd founded a bank in Birmingham, England, initially serving local merchants and business owners.

Throughout the 19th century, the bank expanded its branch network and broadened its financial services, becoming a major participant in the British banking system.

During the 20th century, the institution grew through mergers and acquisitions that strengthened its market presence.

In 2009, Lloyds Banking Group was formally created through the merger of Lloyds TSB and HBOS, forming one of the largest financial groups in Europe during the restructuring of the banking sector after the 2008 financial crisis.

In 2017, the British government completed the sale of its remaining stake in the bank, returning the company to full private ownership. In the following years, Lloyds accelerated investments in digital banking and modernization of its financial platforms.

Additional Information

Lloyds Banking Group PLC (United Kingdom) is listed on the NYSE and has a market capitalization of $88.78 billion, with shareholders equity totaling $145.45 billion.

The company employs approximately 61.576 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Lloyds Banking Group PLC reported $270.27 billion in revenue, generating net income of $22.73 billion.

Key financial metrics include a P/E ratio of 3.91, a price-to-book (P/B) ratio of 0.61, and a trailing twelve-month dividend yield of 3.36%.

The company trades under the ticker LYG.

Market cap

$88.78 billion

Net worth

$145.45 billion

$145,453,221,349.72

Assets

$3.08 trillion

$3,075,881,438,300.30

Total Shares Outstanding

14.95 billion

14,947,500,000

Average Daily Trading Volume

$70.36 million

$70,362,145.00

Sector

Financial

Industry

Banks

LYG

revenue by Business Segment Lloyds Banking Group

Revenue by Region Lloyds Banking Group

LYG revenue and profits

Financial Results LYG

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LYG cash flow

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