INTR

Inter & Co. Inc. Class A Common Shares (Banco Inter)

Price

$7.53

return (12m)

-12.55%

p/e

11.80

p/bv

1.70

DIVIDEND YIELD

1.46%

INTR price

Inter & Co. Inc. Class A Common Shares

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment INTR

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

34.95%

3 months

33.99%

1 year

-12.55%

2 years

19.45%

5 years

0.00%

10 years

0.00%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals INTR

Valuation

P/E

11.80

Sector -139.38

Industry -1,521.67

P/BV

1.70

Sector -9.96

Industry -43.49

P/Revenue (PSR)

1.09

Sector -11.57

Industry -

EV/EBITDA

37.83

Sector -968.07

Industry -

EV/EBIT

45.82

Sector -2,983,446,879.10

Industry -

P/EBITDA

8.01

Sector -111.27

Industry -580.72

P/EBIT

9.72

Sector -128.47

Industry -546.17

P/Total Assets

0.17

Sector 0.14

Industry 0.40

P/Net Current Assets

-0.47

Sector -7.39

Industry -

P/Working Capital

-0.17

Sector -

Industry -

EPS

0.66

Sector -9,560.31

Industry -20,613.44

BVPS

4.55

Sector -8,470.38

Industry -6,015.22

Efficiency

Gross Margin

40.40%

Sector 0.86%

Industry -0.03%

EBITDA Margin

13.80%

Sector -277.40%

Industry -

EBIT Margin

11.27%

Sector -7.23%

Industry -10.83%

Net Profit Margins

9.28%

Sector -2.50%

Industry -11.89%

Asset Turnover

0.04

Sector 0.01

Industry -

Profitability

ROE

14.43%

Sector -1,326.56%

Industry -67.35%

ROA

1.48%

Sector -8.22%

Industry -16.16%

ROIC

Sector -12.38%

Industry -

Dividends

Dividend yield

1.46%

Sector 0.26%

Industry -

Payout

17.23%

Sector 5.33%

Industry -

Debt

Current Ratio

0.33

Sector -

Industry -

Net Debt / EBITDA

9.55

Sector -152.59

Industry -15.37

Net Debt / EBIT

11.57

Sector -2,967,653,881.58

Industry -17.44

Net Debt / Equity

0.58

Sector -0.83

Industry -0.62

Gross Debt / Equity

1.56

Sector -0.23

Industry -0.89

Equity/Assets

0.10

Sector -0.03

Industry -0.11

Liabilities/Assets

0.90

Sector 0.36

Industry -0.01

Growth

5Y Revenue CAGR

44.78%

Sector -

Industry -

5Y Earnings CAGR

114.57%

Sector -

Industry -

Fundamentals INTR

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FAIR VALUE OF Inter & Co. Inc. Class A Common Shares ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$7.53

Fair Value

$8.22

Upside

9.16%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$7.53	-12.55%	1.46%	11.80	1.70	14.43%	9.28%
NU Nu Holdings (NuBank)	$15.67	5.03%	0.00%	20.92	5.69	27.22%	18.61%
BAC Bank of America Corporation	$54.00	13.37%	2.15%	11.48	1.28	11.17%	28.21%
HSBC HSBC Holdings PLC	$94.93	50.48%	3.78%	13.60	1.75	12.84%	18.78%
C Citigroup Inc.	$127.39	38.50%	1.92%	13.27	1.05	7.94%	9.67%
RY ROYAL BANK OF CANADA	$194.29	39.90%	2.48%	72.74	9.86	13.55%	15.75%
ITUB Itau Unibanco Banco Holding SA	$9.90	60.60%	5.69%	16.47	2.66	16.14%	9.37%
ING ING Group N.V.	$33.62	46.38%	4.02%	3.77	0.86	22.87%	27.03%
SAN Banco Santander SA ADR	$13.54	39.27%	1.83%	8.41	1.68	20.02%	-100.00%
WFC Wells Fargo & Company	$82.08	8.02%	2.22%	11.59	1.42	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.48	28.73%	4.06%	4.51	0.55	12.25%	8.41%
NWG NatWest Group PLC	$17.62	29.76%	5.53%	2.34	0.34	14.39%	20.44%
TD Toronto Dominion Bank	$117.06	55.54%	2.76%	263.50	11.21	4.25%	15.77%
BCS Barclays PLC	$23.08	19.56%	2.68%	9.81	0.56	5.73%	11.31%
BBD Banco Bradesco SA ADR	$4.21	53.54%	6.44%	9.65	1.31	13.58%	7.38%
BSBR Banco Santander Brasil SA ADR	$5.76	20.10%	5.87%	16.28	1.75	10.77%	3.93%
BSAC Banco Santander Chile	$31.94	27.15%	4.75%	12.31	2.66	21.58%	34.03%
DB Deutsche Bank AG	$33.36	-0.88%	2.59%	5.53	0.43	7.72%	9.19%
USB U.S. Bancorp	$56.77	31.59%	3.70%	10.97	1.30	11.83%	18.24%
PRU Prudential Financial Inc.	$113.44	19.10%	4.91%	9.29	1.16	12.52%	6.10%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

INTR - Historical Dividends

Current Dividend Yield

1.46%

5-year average Dividend Yield

0.85%

Current Payout

17.23%

5-year average Payout

10.35%

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type	Ex - Dividend Date	payment date	value
Dividends	02/19/2026	03/05/2026	0.11300000
Dividends	02/13/2025	02/26/2025	0.08000000
Dividends	04/12/2024	04/23/2024	0.03000000

ABOUT Inter & Co. Inc. Class A Common Shares

Inter & Co. Inc. Class A Common Shares (Banco Inter)

Average Investor10 user rating

5.0 (1266 people)

United States

32 years

Founded: 1994

2022

Time since IPO - 4 years

4.000

Employees

Inter & Co., Inc. operates in the Financial Services sector, focused on digital banking and integrated financial solutions. The company is the holding entity behind Inter, a Brazil-based digital banking platform.

Its ecosystem includes:

Digital checking and savings accounts.
Credit cards and consumer lending.
Mortgage and payroll-deductible loans.
Investment and brokerage services.
Insurance products.
Foreign exchange and international remittance services.
An integrated e-commerce marketplace.

Inter primarily serves customers in Brazil, with additional services supporting Brazilian clients with U.S.-based financial needs.

The company operates through a fully digital model, offering financial and non-financial services through a unified mobile platform.

Performance is influenced by credit growth, interest rate conditions in Brazil, digital banking adoption, competition from fintechs and traditional banks, regulatory developments, and customer engagement within its super-app ecosystem.

Inter & Co., Inc. shares trade on the Nasdaq under the ticker INTR.

History and Development

The company’s origins trace back to a financial institution founded in the mid-1990s in Brazil, initially focused on credit products.

Over time, the institution transitioned into a digital-first banking platform, expanding into consumer accounts, credit, investments, and marketplace services.

After completing a public listing in Brazil, the company later reorganized its corporate structure and migrated its primary listing to the Nasdaq, establishing Inter & Co., Inc. as the holding company.

In recent years, Inter has expanded its customer base, diversified lending products, strengthened foreign exchange and remittance services, and enhanced its integrated marketplace platform to increase user engagement and cross-selling opportunities.

Additional Information

Inter & Co. Inc. Class A Common Shares (Banco Inter) (United States) is listed on the Nasdaq and has a market capitalization of $3.47 billion, with shareholders equity totaling $2.04 billion.

The company employs approximately 4.000 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Inter & Co. Inc. Class A Common Shares (Banco Inter) reported $3.17 billion in revenue, generating net income of $293.67 million.

Key financial metrics include a P/E ratio of 11.80, a price-to-book (P/B) ratio of 1.70, and a trailing twelve-month dividend yield of 1.46%.

The company trades under the ticker INTR.

Market cap

$3.47 billion

Net worth

$2.04 billion

$2,035,814,800.46

Assets

$19.91 billion

$19,905,359,744.28

Total Shares Outstanding

447.78 million

447,775,000

Average Daily Trading Volume

$1.22 million

$1,224,014.72

Sector

Financial

Industry

Banks

INTR

revenue by Business Segment Inter & Co. Inc. Class A Common Shares

Revenue by Region Inter & Co. Inc. Class A Common Shares

INTR revenue and profits

Financial Results INTR

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INTR cash flow

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