TERMS OF USE OF THE INVESTIDOR10.COM.BR PLATFORM SERVICES

This document containing the Terms and Conditions (“T&C”) aims to regulate the services offered, whether free of charge or subject to financial consideration, provided to you (“You” or “Visitor” or “Investor”). Such services will be visibly available for free access and/or in exclusive areas for subscribers and paying users through the link/URLs under the domain www.investidor10.com (“Investidor10” or “Platform”) and its social media properties.

By registering and/or simply accessing the Platform, you hereby express your full agreement, acknowledgment, and consent to the rules set forth in these Terms and Conditions (“T&C”).

Access to Content

All content presented on the Platform is produced by Investidor10 and/or its business partners, and all rights are exclusively reserved to Investidor10 and/or its partners when co-produced, in accordance with their respective agreements.

Furthermore, all content, whether text or video, made available by Investidor10 — including, but not limited to, reports, articles, asset descriptions, posts, memes, and live-streaming events — may only be accessed through the Platform, using a login and password generated upon registration. Some of this material may be freely accessed without login or registration. Content may be accessed via computer, desktop, notebook, smartphone, or tablet.

Premium Subscription

The Investidor10 Premium Plan requires a 12 (twelve) month commitment, with automatic and successive renewals for the same period. Payment may be made in full or in installments (monthly, quarterly, or semiannually), and charges will be processed by MARCOS ANTONIO FORTUNATO MAGALHAES TECNOLOGIA DA INFORMACAO LTDA.

In addition to the content and features available to non-registered and registered users, the Premium Plan provides access to exclusive subscriber-only content, such as recommended portfolios and third-party investment and asset analyses provided by Investidor10 or its business partners.

Details regarding the cancellation policy are set forth in the section entitled “CANCELLATION” below.

Subscription and Payment

Once you have registered and logged in to Investidor10, and therefore agreed to these Terms & Conditions and our Privacy Policy, you may proceed with payment of the Premium Plan to activate your subscription.

Details regarding the cancellation policy are set forth in the section entitled “CANCELLATION” below.

General Rules and Policies

As a User, you acknowledge, agree, and consent that:

(i) Your Investidor10 account is personal and non-transferable.

(ii) You shall not authorize or allow others to use your login credentials, and you are responsible for keeping your registration information confidential and secure.

(iii) You must immediately notify the Platform of any suspicious activity if you suspect your account has been used by someone else.

(iv) You will only submit content to Investidor10 that you own or have the right to use, and such content shall not infringe third-party rights or be offensive to other users or the Platform.

(v) Any content you submit may be used by the Platform as deemed appropriate, while respecting users’ rights, in order to promote the Platform.

(vi) Access to the Platform via a registered account is strictly for your personal, non-commercial use.

(vii) All content provided on the Platform is protected by applicable copyright laws and treaties.

(viii) It is strictly prohibited to download or reproduce any content from the Platform, unless expressly permitted, under penalty of legal sanctions.

(ix) It is strictly prohibited to distribute, modify, exchange, sell, resell, or retransmit any part of the service for business, commercial, or public purposes, under penalty of legal sanctions.

(x) In the event of any rights violation, your access may be suspended without prior notice, and Investidor10 shall not be responsible for refunding any previously paid amounts.

(xi) Materials published will remain available for access as long as your subscription is active.

(xii) Investidor10 may, at its sole discretion, add, discontinue, alter, remove, or suspend any content, features, or pricing, to improve user experience.

(xiii) Some content may be removed from the Platform without prior notice.

(xiv) New plans and/or products may be created and distributed through the Platform at any time, with or without access to previously available plans.

(xv) You shall not provide false email addresses or any other information intended to mislead Investidor10, its users, or its business partners.

(xvi) Any violation of these Terms of Use grants Investidor10 the right to take appropriate measures, including but not limited to account deletion, without refund.

(xvii) Investidor10 reserves the right to amend these Terms of Use at its discretion, including altering, adding, modifying, or removing portions of them.

(xviii) It is your responsibility to periodically review these Terms of Use. Continued use of your account constitutes acceptance of such changes.

(xix) You must be at least 18 years old to accept these Terms of Use on your own behalf. If you are under 18, a parent or legal guardian must accept these Terms and register on your behalf.

Billing Details

As a User, you acknowledge, agree, and consent that:

(i) To use this service, you must first agree to these Terms of Use and authorize payment, regardless of the chosen payment method.

(ii) During registration, you may be required to provide credit card information.

(iii) All fees, sales taxes, and related charges will be billed to your credit card in connection with your use of Investidor10.

(iv) All charges will be billed to your credit card or bank slip (boleto), depending on the payment method selected. Any bank fees or charges are your responsibility.

(v) Subscription payments are non-refundable, except as required by law.

(vi) Upon expiration of the contracted period, your account will automatically renew, and applicable charges will be debited. You are responsible for maintaining sufficient funds to cover renewal payments.

(vii) If you update your billing information, it must be reflected in our database. By providing credit card information, you acknowledge and agree that we may store such information until you close your account.

(viii) By providing credit card information, you are responsible for reviewing your card issuer’s terms regarding liability for loss, theft, or unauthorized use, as well as credit limits.

(ix) You are solely responsible for payment of all billed amounts, and you must not provide any credit card information not issued in your name.

Cancellation Policy

As a User, you acknowledge, agree, and consent that:

(i) To cancel your subscription, you must send a request to [email protected], including your registration details.

(ii) After subscribing, you will have up to 7 (seven) days to request cancellation without charges, in accordance with Article 49 of Law No. 8.078 of September 11, 1990 (Brazilian Consumer Defense Code).

(iii) If you subscribed using a promotional coupon with trial days, cancellation may be requested without fees, provided it is within the trial period.

(iv) For confirmed purchases, subscribers who request cancellation will retain access until the end of the current paid month. No refunds will be issued. Access will be blocked after the paid period ends.

Governing Law and Contact

This Agreement shall be governed by the laws of the Federative Republic of Brazil.

For questions about these Terms of Use or the Privacy Policy, please visit the FAQ page or contact us at [email protected]

All rights not expressly granted herein are reserved.