BILL

Bill.com Holdings Inc. is a United States–based company operating in the technology sector, within the financial-software and automation industry. The company develops cloud-based platforms designed to streamline accounts payable, accounts receivable and cash-management operations for small and mid-sized businesses.

Founded in 2006 in California by René Lacerte, Bill.com originated from the need to modernize manual financial workflows and provide an integrated digital system for document management, payments and communication between businesses, accountants and financial institutions.

Bill.com’s portfolio includes accounts-payable automation, electronic domestic and international payments, invoicing tools, receivables management, document-workflow automation, approval systems, integrations with major accounting platforms and specialized solutions for accounting firms. The company also expanded its offerings through acquisitions, including Divvy (corporate expense management) and Invoice2go (invoicing and small-business financial tools).

Bill.com serves customers across multiple industries, including professional services, consulting firms, accounting offices and small-business operators.

The company operates primarily in the United States, while its payment capabilities support cross-border transactions in multiple currencies. Its operational structure includes product-development units, bank-integration systems, financial-technology engineering teams, compliance and risk departments, customer-support operations and data-driven automation capabilities. Bill.com competes in a dynamic fintech environment shaped by digital-banking providers, enterprise-management platforms and online-payment solutions.

Market factors affecting the company include accelerated cloud adoption, demand for operational efficiency, digital transformation of accounting processes, the expansion of API-based banking services, regulatory requirements for financial platforms, competition in the fintech ecosystem and macroeconomic conditions that influence transaction volumes.

Bill.com’s subscription-and-transaction model enables scalable revenue growth and adaptability to evolving financial-operations needs.

Bill.com Holdings Inc.’s shares are listed on the Nasdaq under the ticker BILL.

History and when Bill.com Holdings Inc. was founded

Bill.com was founded in 2006 in Palo Alto, California, by René Lacerte, following his experience launching PayCycle, an early digital payroll solution. Lacerte recognized persistent inefficiencies in accounts-payable and accounts-receivable workflows, which continued to rely on paper invoices, manual approvals and check payments.

The company’s initial focus was to build a cloud platform capable of centralizing financial documents, enabling digital approvals and integrating directly with accounting systems widely used by small and mid-sized businesses.

Throughout the 2010s, Bill.com expanded its capabilities with enhanced automation tools, AI-assisted document recognition, intelligent workflows and strengthened partnerships with financial institutions. The firm also grew its presence among accounting professionals, who increasingly adopted the platform as a core operational system for managing their clients’ financial tasks.

In 2019, Bill.com completed its initial public offering (IPO) on the Nasdaq, providing capital for strategic growth and acquisitions. In 2021, the company acquired Divvy, adding corporate-spending management and smart-card technology to its portfolio, and later completed the acquisition of Invoice2go, broadening its reach among freelancers and small enterprises.

Between 2020 and 2024, Bill.com operated in an environment of rapid digital transformation driven by remote work and increased adoption of cloud-finance technologies. The company invested in AI-enhanced automation, expanded banking integrations, strengthened platform scalability and adapted to heightened competition within the fintech landscape.

Bill.com reinforced its position as a leading provider of financial-operations software for small and mid-sized businesses in the U.S., combining technology, automation and workflow intelligence.

Additional Information

The Company Bill.com Holdings Inc. (United States), is listed on NYSE with a market value of $ 3.74 Billions, having an equity of $ 3.81 Billions.

With a total of 618 employees, the company is listed in the sector of Technology and categorized in industry of Software.

In the last 12 months the Company had a revenue of $ 1.55 Billion, which generated a loss in the amount of $ -24.21 Millions.

As for its main indicators, the Company has a P/E ratio of -154.36, a P/BV ratio of 0.98 and in the last 12 months the Company did not pay dividends.

The Company is traded internationally through the ticker BILL.