Price

$ 7.99

return (12m)

9.99% Logo

p/e

4.68

p/bv

1.23

DIVIDEND YIELD

17.84%
graph

price CRF

CRF
If you had invested
If you had invested
years ago
7 days
30 days
6 months
YTD
1 year
5 years
10 years
ago, you would now have *
ago, you would now have:
*
*The figure considers the reinvestment of dividends.

Return of CRF

1 month
3 months
1 year
2 years
5 years
10 years
return
1 month
8.80%
3 months
12.94%
1 year
9.99%
2 years
65.98%
5 years
100.40%
10 years
263.53%
Estatistica

Fundamentals CRF

review the fundamentals of Cornerstone Strategic Return Fund shares

P/E

4.68
Sector: 8.05 Industry: 8.05

P/SALES RATIO (PSR)

4.64
Sector: 2.24 Industry: 2.24

P/BV

1.23
Sector: 1.92 Industry: 1.92

DIVIDEND YIELD (DY)

17.84%
Sector: 0.75% Industry: 0.75%

ROA

26.31%
Sector: 0.21% Industry: 0.21%

ROE

26.34%
Sector: 5.44% Industry: 5.44%

ROIC

0.00%
Sector: -138.59% Industry: -138.59%

NET MARGIN

99.21%
Sector: 3.15% Industry: 3.15%

GROSS MARGIN

0.00%
Sector: 31.89% Industry: 31.89%

OPERATING MARGIN

0.00%
Sector: 4.63% Industry: 4.63%

P/EBITDA

-
Sector: 3.32 Industry: 3.32

P/EBIT

-
Sector: 1.81 Industry: 1.81

P/ASSET

1.23
Sector: 0.96 Industry: 0.96

BVPS

6.26
Sector: 9.61 Industry: 9.61

EPS

1.65
Sector: 0.70 Industry: 0.70

EQUITY RATIO

1.00
Sector: 0.42 Industry: 0.42

CAGR REVENUE 5 YEARS

39.03%
Sector: - Industry: -

CAGR PROFIT 5 YEARS

39.19%
Sector: - Industry: -
RETORNO DO INVESTIMENTO

FAIR VALUE OF Cornerstone Strategic Return Fund ASSETS ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffet's mentor.

Current price

$ 7.99

Fair Value

$ 0.00

Upside Return potential.

90.80%
Because it considers equity value in its calculation, the formula does not work well for technology companies.
This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.
statistics

Fundamentals CRF

Buy And Hold Investor Checklist

Cornerstone Strategic Return Fund Buy And Hold Investor Checklist

Stock Comparison Tool

graph

Stock vs Index Comparison Tool

If you had invested (change) 2 years years ago, ago, you would now have

R$ 1.000,00 in PETR4 You would now have R$ 2.294,60

R$ 1.000,00 in LEVE3 You would now have R$ 5.240,60

*The value considers the reinvestment of dividends.
Price

CRF Historical Dividends

current DY: 17.84%

5-year average DY: 36.84%

DRAG THE FRAME TO SEE MORE DATA

type

Ex - Dividend Date

payment date

value

Dividend 03/16/2026 03/31/2026 0,11760000
Dividend 02/17/2026 02/27/2026 0,11760000
Dividend 01/15/2026 01/30/2026 0,11760000
Dividend 12/15/2025 12/31/2025 0,11680000
Dividend 11/14/2025 11/28/2025 0,11680000
Dividend 10/15/2025 10/31/2025 0,11680000
Dividend 09/15/2025 09/30/2025 0,11680000
Dividend 08/15/2025 08/29/2025 0,11680000
Dividend 07/15/2025 07/31/2025 0,11680000
Dividend 06/16/2025 06/30/2025 0,11680000
Dividend 05/15/2025 05/30/2025 0,11680000
Dividend 04/15/2025 04/30/2025 0,11680000
Dividend 03/14/2025 03/31/2025 0,11680000
Dividend 02/14/2025 02/28/2025 0,11680000
Dividend 01/15/2025 01/31/2025 0,11680000
Dividend 12/16/2024 12/31/2024 0,10370000
Dividend 11/15/2024 11/29/2024 0,10370000
Dividend 10/15/2024 10/31/2024 0,10370000
Dividend 09/16/2024 09/30/2024 0,10370000
Dividend 08/15/2024 08/30/2024 0,10370000
Dividend 07/15/2024 07/31/2024 0,10370000
Dividend 06/14/2024 06/28/2024 0,10370000
Dividend 05/15/2024 05/31/2024 0,10370000
Dividend 04/15/2024 04/30/2024 0,10370000
Dividend 03/15/2024 03/29/2024 0,10370000
Dividend 02/15/2024 02/29/2024 0,10370000
Dividend 01/16/2024 01/31/2024 0,10370000
Dividend 12/15/2023 12/29/2023 0,11730000
Dividend 11/15/2023 11/30/2023 0,11730000
Dividend 10/16/2023 10/31/2023 0,11730000
Dividend 09/15/2023 09/29/2023 0,11730000
Dividend 08/15/2023 08/31/2023 0,11730000
Dividend 07/14/2023 07/31/2023 0,11730000
Dividend 06/15/2023 06/30/2023 0,11730000
Dividend 05/15/2023 05/31/2023 0,11730000
Dividend 04/14/2023 04/28/2023 0,11730000
Dividend 03/15/2023 03/31/2023 0,11730000
Dividend 02/15/2023 02/28/2023 0,11730000
Dividend 01/17/2023 01/31/2023 0,11730000
Dividend 12/15/2022 12/30/2022 0,17340000
Dividend 11/15/2022 11/30/2022 0,17340000
Dividend 10/14/2022 10/31/2022 0,17340000
Dividend 09/15/2022 09/30/2022 0,17340000
Dividend 08/15/2022 08/31/2022 0,17340000
Dividend 07/15/2022 07/29/2022 0,17340000
Dividend 06/10/2022 06/30/2022 0,17340000
Dividend 05/16/2022 05/31/2022 0,17340000
Dividend 04/11/2022 04/29/2022 0,17340000
Dividend 03/15/2022 03/31/2022 0,17340000
Dividend 02/15/2022 02/28/2022 0,17340000
Dividend 01/14/2022 01/31/2022 0,17340000
Dividend 12/15/2021 12/31/2021 0,15370000
Dividend 11/15/2021 11/30/2021 0,15370000
Dividend 10/15/2021 10/29/2021 0,15370000
Dividend 09/15/2021 09/30/2021 0,15370000
Dividend 08/16/2021 08/31/2021 0,15370000
Dividend 07/15/2021 07/30/2021 0,15370000
Dividend 06/15/2021 06/30/2021 0,15370000
Dividend 05/14/2021 05/28/2021 0,15370000
Dividend 04/12/2021 04/30/2021 0,15370000
Dividend 03/15/2021 03/31/2021 0,15370000
Dividend 02/16/2021 02/26/2021 0,15370000
Dividend 01/15/2021 01/29/2021 0,15370000
Dividend 12/15/2020 12/31/2020 0,17960000
Dividend 11/16/2020 11/30/2020 0,17960000
Dividend 10/15/2020 10/30/2020 0,17960000
Dividend 09/15/2020 09/30/2020 0,17960000
Dividend 08/14/2020 08/31/2020 0,17960000
Dividend 07/15/2020 07/31/2020 0,17960000
Dividend 06/15/2020 06/30/2020 0,17960000
Dividend 05/15/2020 05/29/2020 0,17960000
Dividend 04/15/2020 04/30/2020 0,17960000
Dividend 03/16/2020 03/31/2020 0,17960000
Dividend 02/14/2020 02/28/2020 0,17960000
Dividend 01/15/2020 01/31/2020 0,17960000
Dividend 12/16/2019 12/31/2019 0,19850000
Dividend 11/15/2019 11/29/2019 0,19850000
Dividend 10/15/2019 10/31/2019 0,19850000
Dividend 09/16/2019 09/30/2019 0,04410000
Dividend 08/15/2019 08/30/2019 0,04410000
Dividend 07/15/2019 07/31/2019 0,04410000
Dividend 06/14/2019 06/28/2019 0,19850000
Dividend 05/15/2019 05/31/2019 0,19850000
Dividend 04/15/2019 04/30/2019 0,19850000
Dividend 03/15/2019 03/29/2019 0,19850000
Dividend 02/15/2019 02/28/2019 0,19850000
Dividend 01/15/2019 01/31/2019 0,19850000
Dividend 12/14/2018 12/31/2018 0,23010000
Dividend 11/15/2018 11/30/2018 0,23010000
Dividend 10/15/2018 10/31/2018 0,23010000
Dividend 09/14/2018 09/28/2018 0,23010000
Dividend 08/17/2018 08/31/2018 0,23010000
Dividend 07/16/2018 07/31/2018 0,23010000
Dividend 06/15/2018 06/29/2018 0,23010000
Dividend 05/15/2018 05/31/2018 0,23010000
Dividend 04/13/2018 04/30/2018 0,23010000
Dividend 03/15/2018 03/30/2018 0,23010000
Dividend 02/15/2018 02/28/2018 0,23010000
Dividend 01/16/2018 01/31/2018 0,23010000
Dividend 12/15/2017 12/29/2017 0,22890000
Dividend 11/15/2017 11/30/2017 0,22890000
Dividend 10/13/2017 10/31/2017 0,22890000
Dividend 09/15/2017 09/29/2017 0,22890000
Dividend 08/18/2017 08/31/2017 0,22890000
Dividend 07/14/2017 07/31/2017 0,22890000
Dividend 06/15/2017 06/30/2017 0,22890000
Dividend 05/15/2017 05/31/2017 0,22890000
Dividend 04/13/2017 04/28/2017 0,22890000
Dividend 03/15/2017 03/31/2017 0,22890000
Dividend 02/15/2017 02/28/2017 0,22890000
Dividend 01/13/2017 01/31/2017 0,22890000
Dividend 12/15/2016 12/30/2016 0,27920000
Dividend 11/15/2016 11/30/2016 0,27920000
Dividend 10/17/2016 10/31/2016 0,27920000
Dividend 09/15/2016 09/30/2016 0,27920000
Dividend 08/15/2016 08/31/2016 0,27920000
Dividend 07/15/2016 07/29/2016 0,27920000
Dividend 06/15/2016 06/30/2016 0,27920000
Dividend 05/16/2016 05/31/2016 0,27920000
Dividend 04/15/2016 04/29/2016 0,27920000
Dividend 03/15/2016 03/31/2016 0,27920000
Dividend 02/12/2016 02/29/2016 0,27920000
Dividend 01/15/2016 01/29/2016 0,27920000
Dividend 12/15/2015 12/31/2015 0,33190000
Dividend 11/13/2015 11/30/2015 0,33190000
Dividend 10/15/2015 10/30/2015 0,33190000
Dividend 09/15/2015 09/30/2015 0,33190000
Dividend 08/14/2015 08/31/2015 0,33190000
Dividend 07/15/2015 07/31/2015 0,33190000
Dividend 06/15/2015 06/30/2015 0,33190000
Dividend 05/15/2015 05/29/2015 0,33190000
Dividend 04/15/2015 04/30/2015 0,33190000
Dividend 03/16/2015 03/31/2015 0,33190000
Dividend 02/16/2015 02/27/2015 0,33190000
Dividend 01/15/2015 01/30/2015 0,33190000
Dividend 12/15/2014 12/19/2014 0,34840000
Dividend 11/14/2014 11/28/2014 0,34840000
Dividend 10/15/2014 10/31/2014 0,34840000
Dividend 09/15/2014 09/30/2014 0,34840000
Dividend 08/15/2014 08/29/2014 0,34840000
Dividend 07/15/2014 07/31/2014 0,34840000
Dividend 06/13/2014 06/30/2014 0,34840000
Dividend 05/15/2014 05/30/2014 0,34840000
Dividend 04/15/2014 04/30/2014 0,34840000
Dividend 03/14/2014 03/31/2014 0,34840000
Dividend 02/14/2014 02/28/2014 0,34840000
Dividend 01/15/2014 01/31/2014 0,34840000
Dividend 12/13/2013 12/31/2013 0,36440000
Dividend 11/22/2013 11/29/2013 0,36440000
Dividend 10/15/2013 10/31/2013 0,36440000
Dividend 09/16/2013 09/30/2013 0,36440000
Dividend 08/15/2013 08/30/2013 0,36440000
Dividend 07/15/2013 07/31/2013 0,36440000
Dividend 06/14/2013 06/28/2013 0,36440000
Dividend 05/15/2013 05/31/2013 0,36440000
Dividend 04/15/2013 04/30/2013 0,36440000
Dividend 03/15/2013 03/28/2013 0,36440000
Dividend 02/15/2013 02/28/2013 0,36440000
Dividend 01/15/2013 01/31/2013 0,36440000
Dividend 12/14/2012 12/31/2012 0,39040000
Dividend 11/15/2012 11/30/2012 0,39040000
Dividend 10/15/2012 10/31/2012 0,39040000
Dividend 09/14/2012 09/28/2012 0,39040000
Dividend 08/15/2012 08/31/2012 0,39040000
Dividend 07/16/2012 07/31/2012 0,39040000
Dividend 06/15/2012 06/29/2012 0,39040000
Dividend 05/15/2012 05/31/2012 0,39040000
Dividend 04/13/2012 04/30/2012 0,39040000
Dividend 03/15/2012 03/30/2012 0,39040000
Dividend 02/15/2012 02/29/2012 0,39040000
Dividend 01/13/2012 01/31/2012 0,39040000
Dividend 12/15/2011 12/30/2011 0,44480000
Dividend 11/15/2011 11/30/2011 0,44480000
Dividend 10/14/2011 10/31/2011 0,44480000
Dividend 09/15/2011 09/30/2011 0,44480000
Dividend 08/15/2011 08/31/2011 0,44480000
Dividend 07/15/2011 07/29/2011 0,44480000
Dividend 06/15/2011 06/30/2011 0,44480000
Dividend 05/13/2011 05/31/2011 0,44480000
Dividend 04/15/2011 04/29/2011 0,44480000
Dividend 03/15/2011 03/31/2011 0,44480000
Dividend 02/15/2011 02/28/2011 0,44480000
Dividend 01/14/2011 01/31/2011 0,44480000
Dividend 12/15/2010 12/31/2010 0,48520000
Dividend 11/15/2010 11/30/2010 0,48520000
Dividend 10/15/2010 10/29/2010 0,48520000
Dividend 09/15/2010 09/30/2010 0,48520000
Dividend 08/13/2010 08/31/2010 0,48520000
Dividend 07/15/2010 07/30/2010 0,48520000
Dividend 06/15/2010 06/30/2010 0,48520000
Dividend 05/14/2010 05/28/2010 0,48520000
Dividend 04/15/2010 04/30/2010 0,48520000
Dividend 03/15/2010 03/31/2010 0,48520000
Dividend 02/12/2010 02/26/2010 0,48520000
Dividend 01/15/2010 01/29/2010 0,48520000
Dividend 12/15/2009 12/31/2009 0,63200000
Dividend 11/13/2009 11/30/2009 0,63200000
Dividend 10/15/2009 10/30/2009 0,63200000
Dividend 09/15/2009 09/30/2009 0,63200000
Dividend 08/14/2009 08/31/2009 0,63200000
Dividend 07/15/2009 07/31/2009 0,63200000
Dividend 06/15/2009 06/30/2009 0,63200000
Dividend 05/15/2009 05/29/2009 0,63200000
Dividend 04/15/2009 04/30/2009 0,63200000
Dividend 03/13/2009 03/31/2009 0,63200000
Dividend 02/13/2009 02/27/2009 0,63200000
Dividend 01/15/2009 01/30/2009 0,63200000
Dividend 12/15/2008 12/19/2008 1,29760000
Dividend 11/14/2008 11/28/2008 1,29760000
Dividend 10/15/2008 10/31/2008 1,29760000
Dividend 09/15/2008 09/30/2008 1,29760000
Dividend 08/15/2008 08/29/2008 1,29760000
Dividend 07/15/2008 07/31/2008 1,29760000
Dividend 06/15/2008 06/30/2008 1,29760000
Dividend 05/15/2008 05/30/2008 1,29760000
Dividend 04/15/2008 04/30/2008 1,29760000
Dividend 03/14/2008 03/31/2008 1,29760000
Dividend 02/15/2008 02/29/2008 1,29760000
Dividend 01/15/2008 01/31/2008 1,29760000
Dividend 12/14/2007 12/31/2007 1,42400000
Dividend 11/15/2007 11/30/2007 1,42400000
Dividend 10/15/2007 10/31/2007 1,42400000
Dividend 09/14/2007 09/28/2007 1,42400000
Dividend 08/15/2007 08/31/2007 1,42400000
Dividend 07/13/2007 07/31/2007 1,42400000
Dividend 06/15/2007 06/29/2007 1,42400000
Dividend 05/15/2007 05/31/2007 1,42400000
Dividend 04/13/2007 04/30/2007 1,42400000
Dividend 03/15/2007 03/30/2007 1,42400000
Dividend 02/15/2007 02/28/2007 1,42400000
Dividend 01/15/2007 01/31/2007 1,42400000
Dividend 12/15/2006 12/29/2006 1,40800000
Dividend 11/15/2006 11/30/2006 1,40800000
Dividend 10/13/2006 10/31/2006 1,40800000
Dividend 09/15/2006 09/29/2006 1,40800000
Dividend 08/15/2006 08/31/2006 1,40800000
Dividend 07/14/2006 07/31/2006 1,40800000
Dividend 06/15/2006 06/30/2006 1,40800000
Dividend 05/15/2006 05/31/2006 1,40800000
Dividend 04/13/2006 04/28/2006 1,40800000
Dividend 03/15/2006 03/31/2006 1,40800000
Dividend 02/15/2006 02/28/2006 1,40800000
Dividend 01/13/2006 01/31/2006 1,40800000
Dividend 12/15/2005 12/30/2005 1,40800000
Dividend 11/15/2005 11/30/2005 1,40800000
Dividend 10/14/2005 10/31/2005 1,40800000
Dividend 09/15/2005 09/30/2005 1,40800000
Dividend 08/15/2005 08/31/2005 1,40800000
Dividend 07/15/2005 07/29/2005 1,40800000
Dividend 06/15/2005 06/30/2005 1,40800000
Dividend 05/13/2005 05/31/2005 1,40800000
Dividend 04/15/2005 04/29/2005 1,40800000
Dividend 03/15/2005 03/31/2005 1,40800000
Dividend 02/15/2005 02/28/2005 1,40800000
Dividend 01/14/2005 01/31/2005 1,40800000
Dividend 12/15/2004 12/31/2004 1,40800000
Dividend 11/15/2004 11/30/2004 1,40800000
Dividend 10/15/2004 10/29/2004 1,40800000
Dividend 09/15/2004 09/30/2004 1,40800000
Dividend 08/13/2004 08/31/2004 1,40800000
Dividend 07/15/2004 07/30/2004 1,40800000
Dividend 06/15/2004 06/30/2004 1,40800000
Dividend 05/14/2004 05/21/2004 1,40800000
Dividend 04/15/2004 04/30/2004 1,40800000
Dividend 03/15/2004 03/31/2004 1,40800000
Dividend 02/13/2004 02/27/2004 1,40800000
Dividend 01/15/2004 01/30/2004 1,40800000
Dividend 12/15/2003 12/31/2003 1,40800000
Dividend 11/14/2003 11/28/2003 1,32000000
Dividend 10/15/2003 10/31/2003 1,32000000
Dividend 09/15/2003 09/30/2003 1,32000000
Dividend 08/15/2003 08/29/2003 1,32000000
Dividend 07/15/2003 07/31/2003 1,32000000
Dividend 06/13/2003 06/30/2003 1,32000000
Dividend 05/15/2003 05/30/2003 1,32000000
Dividend 04/15/2003 04/30/2003 1,32000000
Dividend 03/14/2003 03/31/2003 1,32000000
Dividend 02/14/2003 02/28/2003 1,32000000
Dividend 01/15/2003 01/31/2003 1,32000000
Dividend 12/13/2002 12/31/2002 1,32000000
Dividend 11/15/2002 11/29/2002 1,32000000
Dividend 10/15/2002 10/31/2002 1,32000000
Dividend 09/16/2002 09/30/2002 1,32000000
Dividend 08/15/2002 08/30/2002 1,32000000
Dividend 07/15/2002 07/31/2002 1,32000000
Dividend 06/14/2002 06/28/2002 1,32000000
Dividend 05/15/2002 05/31/2002 1,32000000
Dividend 04/15/2002 04/30/2002 1,32000000
Dividend 03/15/2002 03/29/2002 1,32000000
Dividend 02/15/2002 02/28/2002 1,32000000
Dividend 10/19/2001 10/26/2001 2,00000000
Dividend 07/20/2001 07/27/2001 2,00000000
Dividend 04/27/2001 05/04/2001 2,00000000
Dividend 12/22/2000 01/26/2001 2,40000000
Dividend 10/20/2000 10/27/2000 2,00000000
Dividend 07/21/2000 07/28/2000 2,00000000
Dividend 04/21/2000 04/28/2000 2,00000000

ABOUT THE COMPANY

Logo Cornerstone Strategic Return Fund

Cornerstone Strategic Return Fund

Average user rating I10

4.0 (16 people)

United States

United States

- year

Founded:

Time since IPO - - year

-

Employees

Market cap

$ 1.24 Billion

$ 1.24 Billion

Equity

$ 1.01 Billion

US$ 1,007,190,000.00

Assets

$ 1.01 Billion

US$ 1,008,240,000.00

Total Shares Outstanding

161.00 Millions

161,000,000

Average Daily Trading Volume

$ 1.06 Million

US$ 1,064,554.80

Sector

Others

Industry

Others

Shares

receitas e lucros

CRF revenue and profits

graph

PROFIT X PRICE CRF

resultados

Financial Results CRF

DRAG THE FRAME TO SEE MORE DATA
Resultados

CRF cash flow

DRAG THE FRAME TO SEE MORE DATA
Ativos e Passivos

asset growth - CRF

Pontos Relevantes

CRF balance sheet

DRAG THE FRAME TO SEE MORE DATA

Frequently Asked Questions

What is the price of Cornerstone Strategic Return Fund (CRF) today?

The price of Cornerstone Strategic Return Fund (CRF) today is $ 7.99, with return of 9.99% compared to the last year. The price of Cornerstone Strategic Return Fund (CRF) started the year trading around $ 8.69 and today it is at $ 7.99. Follow the real-time price chart, the historical price of Cornerstone Strategic Return Fund (CRF) and international markets.

When does Cornerstone Strategic Return Fund (CRF) pay dividends?

Cornerstone Strategic Return Fund (CRF) distributed dividends in the last year,in the months of January, February, March, April, May, June, July, August, September, October and November totaling $ 1.28. The Dividend Yield for the last 12 months is 17.84%.

Is Cornerstone Strategic Return Fund (CRF) worth it?

Currently, Cornerstone Strategic Return Fund (CRF) is priced at $ 7.99, with a P/E of 4.68%, representando um desvio de -123% em relação ao seu P/L médio histórico. No último ano, a ação apresentou a variation of 9.99 in its price and distributed $ 1.28 in dividends, resulting in a Dividend Yield of 17.84%. The total shareholder return was 9.99%.

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.

How can I buy Cornerstone Strategic Return Fund (CRF) stock?

Investing in stocks of Cornerstone Strategic Return Fund (CRF) can be done in two ways: by buying the stock abroad. The stock is the original stock, traded on international exchanges. By buying it, you invest with money outside Brazil, which brings greater geographical and currency diversification.

BDR is a receipt for that stock, traded on the B3 with reais, through a brazilian brokerage. Although the money remains in Brazil, the BDR still offers diversification, as it represents a foreign company and is linked to the dollar.

How much would 100 shares of Cornerstone Strategic Return Fund (CRF) yield today?

The yield of Cornerstone Strategic Return Fund (CRF) was 8.80% in the last month, 9.99% in the last year and 100.40% in the last 5 years (already considering appreciation and dividends).

In the last 12 months, the company paid a total of $ 1.39 in dividends, a Dividend Yield of 17.84%.

If you wanted to buy 100 stocks of Cornerstone Strategic Return Fund (CRF) today, the total investment would be $ 799.00, based on the current price of $ 7.99.

If past performance were to repeat, the return on your investment would be:

  • In 1 year: $ 878.82
  • In 5 years: $ 1,601.20
  • In 10 years: $ 2,904.60

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.