SPNS

Sapiens International Corporation N.V.

Price

return (12m)

0.00%

p/e

37.82

p/bv

4.62

DIVIDEND YIELD

1.52%

SPNS price

Sapiens International

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment SPNS

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals SPNS

Valuation

P/E

37.82

Sector 8.02

Industry 28.77

P/BV

4.62

Sector 3.05

Industry 5.50

P/Revenue (PSR)

4.31

Sector 2.71

Industry 7.37

EV/EBITDA

95.57

Sector 26.05

Industry 67.25

EV/EBIT

132.38

Sector 17.24

Industry 1.95

P/EBITDA

24.35

Sector 8.92

Industry 24.12

P/EBIT

31.41

Sector 7.67

Industry 22.53

P/Total Assets

3.27

Sector 1.58

Industry 3.68

P/Ativo Circ. Liq.

69.02

Sector -18.18

Industry 0.48

P/Cap.Giro

28.38

Sector -2.54

Industry 8.20

EPS

1.15

Sector 0.31

Industry 0.83

BVPS

9.41

Sector 8.69

Industry 16.80

Efficiency

Gross Margin

44.30%

Sector 50.09%

Industry 43.15%

EBITDA Margin

16.15%

Sector 4.38%

Industry 12.67%

EBIT Margin

11.66%

Sector 0.06%

Industry 7.18%

Operating Margin

13.73%

Sector 1.52%

Industry 6.44%

Net Profit Margins

11.40%

Sector -0.94%

Industry 4.27%

Giro Ativos

0.20

Sector 0.15

Industry 0.14

Profitability

ROE

12.20%

Sector -0.71%

Industry 4.19%

ROA

8.65%

Sector -1.19%

Industry 2.01%

ROIC

10.06%

Sector -57.11%

Industry -4.75%

Dividends

Dividend yield

1.52%

Sector 0.01%

Industry 0.05%

Payout

57.49%

Sector 0.01%

Industry 3.45%

Debt

Current Ratio

1.52

Sector 1.63

Industry 3.07

Dívida Líquida/EBITDA

-3.34

Sector -1.65

Industry -7.09

Dívida Líquida/EBIT

-4.63

Sector -2.44

Industry -5.65

Dívida Líquida/Patrimônio

-0.16

Sector -0.29

Industry -0.34

Dívida Bruta/Patrimônio

0.00

Sector 0.17

Industry 0.12

Equity/Assets

0.71

Sector 0.49

Industry 0.67

Liabilities/Assets

0.29

Sector 0.44

Industry 0.34

Growth

5Y Revenue CAGR

4.13%

Sector -

Industry -

5Y Earnings CAGR

6.40%

Sector -

Industry -

FAIR VALUE OF Sapiens International ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$0.00

Fair Value

$15.60

Upside Return potential.

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals SPNS

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Stock Comparison Tool

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	p/e	p/bv	ROE	dy	market cap	net margin
SPNS	37.82	4.62	12.20%	1.52%	$2.43 B	11.40%
MSFT	22.58	6.82	30.22%	0.93%	$2.83 T	39.34%
ORCL	19.92	7.90	39.69%	1.69%	$340.33 B	25.37%
MNDO	6.58	0.83	12.60%	0.00%	$19.60 M	15.25%
ADBE	11.40	7.16	62.76%	0.00%	$82.42 B	28.69%
CRM	17.60	4.12	23.44%	1.05%	$141.17 B	18.73%
FTNT	58.19	114.92	197.48%	0.00%	$113.74 B	27.49%
SAP	20.19	3.51	17.39%	1.34%	$182.98 B	20.41%
EA	57.79	7.58	13.11%	0.37%	$51.26 B	11.78%
NOW	60.55	8.08	13.34%	0.00%	$101.12 B	11.34%
ATVI	34.28	3.57	10.41%	1.05%	$74.21 B	24.87%
INTU	17.62	3.91	22.22%	1.64%	$80.75 B	21.91%
OPRA	14.61	1.70	11.61%	4.24%	$1.68 B	17.72%
ZM	12.35	2.57	20.77%	0.00%	$25.59 B	41.99%
DDOG	639.94	21.77	3.40%	0.00%	$86.82 B	3.69%
SNPS	92.69	2.35	2.54%	0.00%	$71.68 B	8.91%
ADSK	30.67	14.07	45.88%	0.00%	$44.87 B	19.49%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

SPNS Historical Dividends

current DY: 1.52%

5-year average DY: 2.15%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	04/04/2025	04/16/2025	0.66000000
Dividends	08/27/2024	09/12/2024	0.29000000
Dividends	04/03/2024	04/18/2024	0.28000000
Dividends	08/14/2023	08/30/2023	0.26000000
Dividends	04/06/2023	04/24/2023	0.25000000
Dividends	08/15/2022	08/30/2022	0.23000000
Dividends	05/13/2022	05/25/2022	0.47000000
Dividends	04/23/2021	05/11/2021	0.37000000
Dividends	05/25/2020	06/10/2020	0.14000000
Dividends	08/16/2019	09/03/2019	0.22000000
Dividends	10/12/2018	10/30/2018	0.20000000
Dividends	11/30/2017	12/14/2017	0.20000000
Dividends	05/17/2016	06/01/2016	0.20000000
Dividends	05/19/2015	06/01/2015	0.15000000
Dividends	05/19/2015	06/01/2015	0.14520000
Dividends	01/23/2013	02/22/2013	0.14520000

ABOUT Sapiens International

Sapiens International Corporation N.V.

Average Investor10 user rating

4.0 (4 people)

United States

36 years

Founded: 1990

1992

Time since IPO - 34 years

3.438

Employees

Sapiens International Corporation N.V. (United States) is listed on the Nasdaq and has a market capitalization of $2.43 billion, with shareholders equity totaling $527.19 million.

The company employs approximately 3.438 people and operates in the Technology sector, within the Software industry.

Over the past 12 months, Sapiens International Corporation N.V. reported $564.33 million in revenue, generating net income of $64.34 million.

Key financial metrics include a P/E ratio of 37.82, a price-to-book (P/B) ratio of 4.62, and a trailing twelve-month dividend yield of 1.52%.

The company trades under the ticker SPNS.

Market cap

$2.43 billion

Net worth

$527.19 million

$527,190,000.00

Assets

$743.69 million

$743,690,000.00

Total Shares Outstanding

56.00 million

56,000,000

Average Daily Trading Volume

$485.03 Thousand

$485,033.12

Sector

Technology

Industry

Software

SPNS

SPNS revenue and profits

Financial Results SPNS

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SPNS cash flow

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