WSBF

Waterstone Financial Inc.

Price

$21.55

return (12m)

51.31%

p/e

12.25

p/bv

1.05

DIVIDEND YIELD

2.97%

WSBF price

Waterstone Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment WSBF

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

3.58%

3 months

14.54%

1 year

51.31%

2 years

58.46%

5 years

37.37%

10 years

121.51%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals WSBF

Valuation

P/E

12.25

Sector -141.95

Industry 9.87

P/BV

1.05

Sector -8.06

Industry 1.08

P/Revenue (PSR)

2.46

Sector -12.03

Industry 1.07

EV/EBITDA

Sector -767,810,775.78

Industry 13.76

EV/EBIT

Sector -333,631,414,661.04

Industry -57.64

P/EBITDA

Sector -104.56

Industry 4.25

P/EBIT

Sector -120.60

Industry -2.46

P/Total Assets

0.16

Sector 0.14

Industry 0.30

P/Net Current Assets

-0.19

Sector -8.75

Industry -9.99

P/Working Capital

Sector -

Industry -0.73

EPS

1.76

Sector -10,936.11

Industry 4.40

BVPS

20.52

Sector -23,805.75

Industry 26.13

Efficiency

Gross Margin

0.00%

Sector -0.26%

Industry 49.44%

EBITDA Margin

0.00%

Sector -308.01%

Industry 16.90%

EBIT Margin

0.00%

Sector -359,458.81%

Industry 9.51%

Operating Margin

0.00%

Sector -6.37%

Industry 9.55%

Net Profit Margins

20.05%

Sector -1.74%

Industry 8.41%

Asset Turnover

0.02

Sector 0.01

Industry 0.06

Profitability

ROE

8.57%

Sector -1,338.13%

Industry 12.07%

ROA

1.34%

Sector -7.70%

Industry 2.49%

ROIC

0.00%

Sector -12.77%

Industry -2.96%

Dividends

Dividend yield

2.97%

Sector 0.24%

Industry 0.38%

Payout

36.38%

Sector 5.55%

Industry 7.49%

Debt

Current Ratio

Sector -

Industry 0.94

Net Debt / EBITDA

Sector -559,963,441.29

Industry -0.40

Net Debt / EBIT

Sector -425,240,815,140.01

Industry -47.63

Net Debt / Equity

0.00

Sector -0.80

Industry 0.14

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.59

Equity/Assets

0.16

Sector -0.01

Industry 0.23

Liabilities/Assets

0.84

Sector 0.37

Industry 0.73

Growth

5Y Revenue CAGR

-10.31%

Sector -

Industry -

5Y Earnings CAGR

-15.72%

Sector -

Industry -

Fundamentals WSBF

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FAIR VALUE OF Waterstone Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$21.55

Fair Value

$28.51

Upside Return potential.

32.31%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
WSBF Waterstone Financial Inc.	$21.55	52.03%	2.97%	12.25	1.05	8.57%	20.05%
WAFDP Washington Federal Inc.	$16.50	5.91%	7.38%	4.49	0.44	9.89%	41.90%
MBINN Merchants Bancorp	$20.05	5.00%	7.48%	3.57	0.39	10.78%	19.04%
SMBC Southern Missouri Bancorp Inc.	$74.17	31.35%	1.38%	12.14	1.42	11.74%	34.27%
CFFN Capitol Federal Financial Inc.	$8.87	44.01%	4.35%	13.26	1.08	8.11%	34.94%
TFSL TFS Financial Corporation	$17.65	39.82%	6.39%	48.21	2.51	5.21%	29.69%
WAFD Washington Federal Inc.	$36.30	18.04%	2.97%	10.47	0.89	8.49%	32.77%
CASH Meta Financial Group Inc.	$83.19	9.23%	0.24%	9.75	2.04	20.94%	21.58%
MBIN Merchants Bancorp	$52.68	62.58%	0.80%	9.00	1.01	11.22%	37.63%
HBCP Home Bancorp Inc.	$70.36	27.66%	1.77%	11.75	1.21	10.31%	30.39%
HFBL Home Federal Bancorp Inc. of Louisiana	$25.99	95.97%	2.14%	13.23	1.35	10.22%	25.11%
WNEB Western New England Bancorp Inc.	$13.89	14.04%	2.02%	16.34	1.10	6.75%	18.98%
HIFS Hingham Institution for Savings	$307.99	16.94%	1.07%	9.05	1.18	13.07%	54.64%
BCOW 1895 Bancorp of Wisconsin Inc.	$17.72	68.76%	0.00%	77.59	1.23	1.59%	6.21%
TRST TrustCo Bank Corp. NY	$57.85	50.43%	2.65%	15.28	1.52	9.92%	33.03%
LSBK Lake Shore Bancorp Inc.	$17.38	34.88%	2.07%	19.77	1.08	5.49%	20.12%
GCBC Greene County Bancorp Inc.	$35.65	55.46%	1.17%	15.30	2.23	14.58%	44.30%
TSBK Timberland Bancorp Inc.	$46.07	39.77%	2.52%	11.41	1.32	11.53%	36.20%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

WSBF Historical Dividends

current DY: 2.97%

5-year average DY: 6.55%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	07/07/2026	08/03/2026	0.17000000
Dividends	04/07/2026	05/01/2026	0.17000000
Dividends	01/07/2026	02/02/2026	0.15000000
Dividends	10/07/2025	11/03/2025	0.15000000
Dividends	07/07/2025	08/01/2025	0.15000000
Dividends	04/07/2025	05/01/2025	0.15000000
Dividends	01/07/2025	02/03/2025	0.15000000
Dividends	10/07/2024	11/01/2024	0.15000000
Dividends	07/05/2024	08/01/2024	0.15000000
Dividends	04/04/2024	05/01/2024	0.15000000
Dividends	01/04/2024	02/01/2024	0.15000000
Dividends	10/05/2023	11/01/2023	0.15000000
Dividends	07/06/2023	08/02/2023	0.20000000
Dividends	04/06/2023	05/02/2023	0.20000000
Dividends	01/05/2023	02/01/2023	0.20000000
Dividends	10/06/2022	11/01/2022	0.20000000
Dividends	07/07/2022	08/02/2022	0.20000000
Dividends	04/07/2022	05/03/2022	0.20000000
Dividends	01/06/2022	02/01/2022	0.70000000
Dividends	10/07/2021	11/02/2021	0.20000000
Dividends	07/08/2021	08/03/2021	0.20000000
Dividends	06/09/2021	06/15/2021	0.50000000
Dividends	04/08/2021	05/04/2021	0.20000000
Dividends	01/07/2021	02/02/2021	0.20000000
Dividends	11/27/2020	12/08/2020	0.30000000
Dividends	10/08/2020	11/02/2020	0.12000000
Dividends	07/09/2020	08/03/2020	0.12000000
Dividends	04/08/2020	05/01/2020	0.12000000
Dividends	03/09/2020	04/02/2020	0.50000000
Dividends	01/08/2020	02/03/2020	0.12000000
Dividends	10/09/2019	11/01/2019	0.12000000
Dividends	07/10/2019	08/02/2019	0.12000000
Dividends	04/10/2019	05/03/2019	0.12000000
Dividends	03/19/2019	04/02/2019	0.50000000
Dividends	01/08/2019	02/01/2019	0.11650000
Dividends	10/10/2018	11/02/2018	0.11650000
Dividends	07/10/2018	08/02/2018	0.11650000
Dividends	04/10/2018	05/02/2018	0.11650000
Dividends	03/08/2018	04/02/2018	0.50000000
Dividends	01/10/2018	02/02/2018	0.11320000
Dividends	10/10/2017	11/02/2017	0.11320000
Dividends	07/10/2017	08/02/2017	0.11320000
Dividends	05/10/2017	06/02/2017	0.50000000
Dividends	04/10/2017	05/02/2017	0.11030000
Dividends	01/06/2017	02/02/2017	0.11030000
Dividends	10/07/2016	11/01/2016	0.07350000
Dividends	07/08/2016	08/02/2016	0.07350000
Dividends	04/08/2016	05/02/2016	0.04600000
Dividends	01/07/2016	02/01/2016	0.04600000
Dividends	10/08/2015	11/02/2015	0.04600000
Dividends	07/08/2015	08/03/2015	0.04600000
Dividends	04/08/2015	05/04/2015	0.04600000
Dividends	01/08/2015	02/02/2015	0.04600000
Dividends	10/09/2014	11/03/2014	0.04600000
Dividends	07/09/2014	08/01/2014	0.04600000
Dividends	04/09/2014	05/02/2014	0.04600000

ABOUT Waterstone Financial

Waterstone Financial Inc.

Average Investor10 user rating

4.0 (26 people)

United States

13 years

Founded: 2013

2005

Time since IPO - 21 years

812

Employees

Waterstone Financial Inc. (United States) is listed on the Nasdaq and has a market capitalization of $368.72 million, with shareholders equity totaling $351.13 million.

The company employs approximately 812 people and operates in the Financial sector, within the Savings and Mortgage Services industry.

Over the past 12 months, Waterstone Financial Inc. reported $150.15 million in revenue, generating net income of $30.10 million.

Key financial metrics include a P/E ratio of 12.25, a price-to-book (P/B) ratio of 1.05, and a trailing twelve-month dividend yield of 2.97%.

The company trades under the ticker WSBF.

Market cap

$368.72 million

Net worth

$351.13 million

$351,129,000.00

Assets

$2.25 billion

$2,252,759,000.00

Total Shares Outstanding

17.11 million

17,114,000

Average Daily Trading Volume

$76.85 Thousand

$76,846.00

Sector

Financial

Industry

Savings and Mortgage Services

WSBF

WSBF revenue and profits

Financial Results WSBF

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WSBF cash flow

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