AROW

Arrow Financial Corporation

Price

$39.15

return (12m)

48.73%

p/e

12.29

p/bv

1.41

DIVIDEND YIELD

3.10%

AROW price

Arrow Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*The amount considers the reinvestment of dividends.

Return on Investment AROW

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

5.50%

3 months

-1.12%

1 year

48.73%

2 years

43.16%

5 years

31.21%

10 years

86.15%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals AROW

Valuation

P/E

12.29

Sector -138.41

Industry -53.61

P/BV

1.41

Sector -9.97

Industry -43.35

P/Revenue (PSR)

3.60

Sector -9.86

Industry -

P/EBITDA

Sector -68.09

Industry -119.72

P/EBIT

Sector -71.51

Industry -106.73

P/Total Assets

0.14

Sector 0.13

Industry 0.38

P/Net Current Assets

-0.16

Sector -9.93

Industry -

P/Working Capital

Sector -

Industry -

EPS

3.12

Sector -9,535.79

Industry -25,007.13

BVPS

27.17

Sector -8,460.32

Industry -29,307.97

Efficiency

Gross Margin

0.00%

Sector 1.10%

Industry -1.28%

EBITDA Margin

0.00%

Sector -258.36%

Industry -

EBIT Margin

0.00%

Sector -7.29%

Industry -13.06%

Net Profit Margins

29.27%

Sector -2.30%

Industry -10.59%

Asset Turnover

0.01

Sector 0.01

Industry 0.00

Profitability

ROE

11.49%

Sector -1,324.85%

Industry -5,287.10%

ROA

1.14%

Sector -8.21%

Industry -17.99%

ROIC

0.00%

Sector -12.03%

Industry -38.27%

Dividends

Dividend yield

3.10%

Sector 0.26%

Industry -

Payout

38.10%

Sector 5.51%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / Equity

0.00

Sector -1.34

Industry -0.77

Gross Debt / Equity

0.00

Sector -0.24

Industry -0.27

Equity/Assets

0.10

Sector -0.03

Industry -0.21

Liabilities/Assets

0.90

Sector 0.36

Industry -0.01

Growth

5Y Revenue CAGR

4.19%

Sector -

Industry -

5Y Earnings CAGR

0.57%

Sector -

Industry -

Fundamentals AROW

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Arrow Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$39.15

Fair Value

$43.67

Upside

11.55%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
AROW Arrow Financial Corporation	$39.15	48.73%	3.10%	12.29	1.41	11.49%	29.27%
JPM JPMorgan Chase & Co.	$344.15	15.45%	1.79%	13.67	2.41	17.92%	21.74%
NU Nu Holdings (NuBank)	$12.02	-24.53%	0.00%	16.71	4.55	27.22%	18.61%
BAC Bank of America Corporation	$51.74	0.60%	2.28%	11.45	1.25	10.95%	27.34%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$4.08	-56.74%	2.48%	6.94	1.00	14.43%	9.28%
HSBC HSBC Holdings PLC	$87.05	29.87%	4.34%	11.83	1.52	12.98%	18.78%
C Citigroup Inc.	$126.53	28.15%	2.03%	11.68	1.07	9.09%	14.38%
RY ROYAL BANK OF CANADA	$207.01	43.61%	2.34%	147.22	20.58	13.98%	15.76%
ITUB Itau Unibanco Banco Holding SA	$7.32	10.98%	7.62%	12.30	1.98	16.14%	9.37%
ING ING Group N.V.	$32.26	38.95%	4.13%	7.98	1.63	20.47%	25.17%
SAN Banco Santander SA ADR	$11.75	17.31%	2.08%	5.55	1.37	25.48%	29.74%
LYG Lloyds Banking Group PLC	$5.22	15.88%	4.02%	10.82	1.30	12.01%	8.53%
WFC Wells Fargo & Company	$85.08	0.02%	2.23%	11.51	1.44	12.54%	16.90%
NWG NatWest Group PLC	$16.99	15.56%	5.50%	4.19	0.59	14.20%	20.45%
TD Toronto Dominion Bank	$127.65	60.59%	2.50%	12.78	1.62	12.71%	14.14%
BCS Barclays PLC	$23.11	9.56%	2.73%	11.56	0.88	6.94%	15.93%
BBD Banco Bradesco SA ADR	$2.64	-15.24%	9.24%	6.03	0.80	13.25%	7.24%
BSBR Banco Santander Brasil SA ADR	$4.58	-12.16%	7.47%	12.80	1.38	11.26%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$21.96	50.41%	2.05%	13.21	1.72	13.03%	20.55%
BSAC Banco Santander Chile	$31.27	16.13%	4.84%	12.08	2.61	21.58%	34.03%
DB Deutsche Bank AG	$34.90	3.86%	2.71%	12.94	0.90	6.99%	8.91%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

AROW - Historical Dividends

Current Dividend Yield

3.10%

5-year average Dividend Yield

4.08%

Current Payout

38.10%

5-year average Payout

51.11%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/10/2026	08/25/2026	0.30000000
Dividends	05/11/2026	05/26/2026	0.30000000
Dividends	02/10/2026	02/25/2026	0.30000000
Dividends	11/11/2025	11/24/2025	0.29000000
Dividends	08/08/2025	08/25/2025	0.29000000
Dividends	05/12/2025	05/23/2025	0.28000000
Dividends	02/07/2025	02/24/2025	0.28000000
Dividends	10/14/2024	10/29/2024	0.28000000
Dividends	08/09/2024	08/23/2024	0.27000000
Dividends	05/09/2024	05/24/2024	0.27000000
Dividends	02/08/2024	02/23/2024	0.27000000
Dividends	11/29/2023	12/15/2023	0.27000000
Dividends	08/30/2023	09/15/2023	0.27000000
Dividends	05/31/2023	06/15/2023	0.27000000
Dividends	03/01/2023	03/15/2023	0.27000000
Dividends	11/29/2022	12/15/2022	0.27000000
Dividends	08/30/2022	09/15/2022	0.27000000
Dividends	05/30/2022	06/15/2022	0.27000000
Dividends	02/25/2022	03/15/2022	0.27000000
Dividends	11/30/2021	12/15/2021	0.26000000
Dividends	09/01/2021	09/15/2021	0.26000000
Dividends	05/31/2021	06/15/2021	0.26000000
Dividends	02/26/2021	03/15/2021	0.26000000
Dividends	11/30/2020	12/15/2020	0.26000000
Dividends	08/31/2020	09/15/2020	0.25240000
Dividends	06/01/2020	06/15/2020	0.25240000
Dividends	02/28/2020	03/13/2020	0.25240000
Dividends	11/29/2019	12/13/2019	0.25240000
Dividends	09/02/2019	09/13/2019	0.25240000
Dividends	05/31/2019	06/14/2019	0.25240000
Dividends	02/27/2019	03/15/2019	0.25240000
Dividends	11/28/2018	12/14/2018	0.25240000
Dividends	08/29/2018	09/14/2018	0.25242718
Dividends	05/30/2018	06/15/2018	0.24271845
Dividends	02/27/2018	03/15/2018	0.24271845
Dividends	11/29/2017	12/15/2017	0.24271845
Dividends	08/30/2017	09/15/2017	0.23564898
Dividends	05/31/2017	06/15/2017	0.23564898
Dividends	02/27/2017	03/15/2017	0.23564898
Dividends	11/30/2016	12/15/2016	0.23564898
Dividends	08/31/2016	09/15/2016	0.22878541
Dividends	06/01/2016	06/15/2016	0.22878541
Dividends	03/01/2016	03/15/2016	0.22878541
Dividends	12/01/2015	12/15/2015	0.22878541
Dividends	09/01/2015	09/15/2015	0.22429943
Dividends	06/01/2015	06/15/2015	0.22429943
Dividends	02/27/2015	03/13/2015	0.22429943
Dividends	12/01/2014	12/15/2014	0.22429943
Dividends	08/29/2014	09/15/2014	0.21990140
Dividends	05/29/2014	06/13/2014	0.21990140
Dividends	02/27/2014	03/14/2014	0.21990140
Dividends	12/02/2013	12/13/2013	0.21990140
Dividends	08/30/2013	09/13/2013	0.21558961
Dividends	05/30/2013	06/14/2013	0.21558961
Dividends	02/27/2013	03/15/2013	0.21558961
Dividends	11/29/2012	12/14/2012	0.21558961
Dividends	08/31/2012	09/14/2012	0.21136236
Dividends	05/30/2012	06/15/2012	0.21136236
Dividends	02/29/2012	03/15/2012	0.21136236
Dividends	11/30/2011	12/15/2011	0.21136236
Dividends	08/31/2011	09/15/2011	0.20520617
Dividends	06/01/2011	06/15/2011	0.20520617
Dividends	03/01/2011	03/15/2011	0.20520617
Dividends	12/01/2010	12/15/2010	0.20520617
Dividends	08/31/2010	09/15/2010	0.19922929
Dividends	06/01/2010	06/15/2010	0.19922929
Dividends	03/01/2010	03/15/2010	0.19922929
Dividends	12/01/2009	12/15/2009	0.19922929
Dividends	09/01/2009	09/15/2009	0.19342650
Dividends	06/01/2009	06/15/2009	0.19342650
Dividends	02/27/2009	03/13/2009	0.19342650
Dividends	12/01/2008	12/15/2008	0.19342650
Dividends	09/02/2008	09/15/2008	0.19342650
Dividends	05/29/2008	06/13/2008	0.18568944
Dividends	02/28/2008	03/14/2008	0.18568944
Dividends	11/30/2007	12/14/2007	0.18568944
Dividends	08/31/2007	09/14/2007	0.18028101
Dividends	06/01/2007	06/15/2007	0.18028101
Dividends	02/27/2007	03/15/2007	0.18028101
Dividends	12/01/2006	12/15/2006	0.18028101
Dividends	09/01/2006	09/15/2006	0.17503011
Dividends	06/01/2006	06/15/2006	0.17503011
Dividends	02/28/2006	03/15/2006	0.17503011
Dividends	12/05/2005	12/15/2005	0.17503011
Dividends	09/05/2005	09/15/2005	0.16993214
Dividends	06/03/2005	06/15/2005	0.16285164
Dividends	02/24/2005	03/15/2005	0.16285164
Dividends	11/26/2004	12/15/2004	0.16285164
Dividends	08/27/2004	09/15/2004	0.15810838
Dividends	05/26/2004	06/15/2004	0.15810838
Dividends	02/25/2004	03/15/2004	0.15123411
Dividends	11/26/2003	12/15/2003	0.15123411
Dividends	08/27/2003	09/15/2003	0.14298497
Dividends	05/26/2003	06/13/2003	0.14298497
Dividends	02/24/2003	03/14/2003	0.13748555
Dividends	11/22/2002	12/13/2002	0.13748555
Dividends	08/26/2002	09/13/2002	0.13093862
Dividends	05/27/2002	06/14/2002	0.13093862
Dividends	02/25/2002	03/15/2002	0.12046353
Dividends	11/26/2001	12/14/2001	0.12046353
Dividends	08/27/2001	09/14/2001	0.11472717
Dividends	05/28/2001	06/15/2001	0.11472717
Dividends	02/23/2001	03/15/2001	0.10475090
Dividends	11/27/2000	12/15/2000	0.10475090
Dividends	08/28/2000	09/15/2000	0.09976276
Dividends	05/26/2000	06/15/2000	0.09976276
Dividends	02/24/2000	03/15/2000	0.09477462
Dividends	11/24/1999	12/15/1999	0.09477462
Dividends	08/26/1999	09/15/1999	0.09178174
Dividends	05/25/1999	06/15/1999	0.08779123
Dividends	02/23/1999	03/15/1999	0.08779123
Dividends	11/23/1998	12/15/1998	0.08779123
Dividends	08/25/1998	09/15/1998	0.08380072
Dividends	05/26/1998	06/15/1998	0.07618247
Dividends	02/23/1998	03/16/1998	0.07618247
Dividends	11/24/1997	12/15/1997	0.07618247
Dividends	08/26/1997	09/15/1997	0.06909975
Dividends	05/27/1997	06/16/1997	0.06909975
Dividends	02/24/1997	03/14/1997	0.06909975
Dividends	11/25/1996	12/16/1996	0.06909975
Dividends	10/09/1996	11/01/1996	0.04000875
Dividends	08/27/1996	08/19/1996	0.05339526
Dividends	05/27/1996	06/14/1996	0.05339526
Dividends	02/26/1996	03/15/1996	0.05339526
Dividends	11/27/1995	12/15/1995	0.05025436
Dividends	08/28/1995	09/15/1995	0.04530141
Dividends	05/23/1995	06/15/1995	0.04228131
Dividends	02/21/1995	03/15/1995	0.03926122
Dividends	11/23/1994	12/15/1994	0.03624113
Dividends	08/24/1994	09/15/1994	0.03194330
Dividends	05/23/1994	06/15/1994	0.01460680
Dividends	02/21/1994	03/15/1994	0.01274828
Dividends	11/22/1993	12/15/1993	0.01100592
Dividends	09/03/1993	09/27/1993	0.008796
Dividends	04/29/1991	05/15/1991	0.02632208
Dividends	01/30/1991	02/15/1991	0.04737975
Dividends	10/30/1990	11/15/1990	0.04737975
Dividends	07/24/1990	08/10/1990	0.04737975
Dividends	04/13/1990	05/01/1990	0.04474754
Dividends	01/16/1990	02/01/1990	0.04474754

ABOUT Arrow Financial

Arrow Financial Corporation

Average Investor10 user rating

4.0 (6 people)

United States

43 years

Founded: 1983

1984

Time since IPO - 42 years

517

Employees

Arrow Financial Corporation (United States) is listed on the Nasdaq and has a market capitalization of $630.42 million, with shareholders equity totaling $446.31 million.

The company employs approximately 517 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Arrow Financial Corporation reported $175.20 million in revenue, generating net income of $51.29 million.

Key financial metrics include a P/E ratio of 12.29, a price-to-book (P/B) ratio of 1.41, and a trailing twelve-month dividend yield of 3.10%.

The company trades under the ticker AROW.

Market cap

$630.42 million

Net worth

$446.31 million

$446,306,000.00

Assets

$4.48 billion

$4,482,359,000.00

Total Shares Outstanding

16.43 million

16,428,000

Average Daily Trading Volume

$82.15 Thousand

$82,147.02

Sector

Financial

Industry

Banks

AROW

AROW revenue and profits

Financial Results AROW

DRAG THE FRAME TO SEE MORE DATA

AROW cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$815,079.99 14,33% (12M)

P/E

13.67

0.00%

ROE

11.45%

P/BV

1.57

BRK-B - Berkshire Hathaway

$543.54 14,25% (12M)

P/E

13.68

0.00%

ROE

11.46%

P/BV

1.57

JPM - JPMorgan

$344.15 15,39% (12M)

P/E

13.67

1.79%

ROE

17.92%

P/BV

2.41

HDB - HDFC Bank

$21.77 --39,94% (12M)

P/E

18.46

1.89%

ROE

3.15%

P/BV

0.58

SNEX - StoneX Group

$56.29 35,88% (12M)

P/E

12.54

0.00%

ROE

18.53%

P/BV

2.32

SAN - Banco Santander SA ADR

$11.75 18,57% (12M)

P/E

5.55

2.08%

ROE

25.48%

P/BV

1.37

GS - Goldman Sachs

$935.22 21,25% (12M)

P/E

12.24

2.01%

ROE

17.71%

P/BV

2.16

HSBC - HSBC

$87.05 29,04% (12M)

P/E

11.83

4.34%

ROE

12.98%

P/BV

1.52