Price

$ 20.36

return (12m)

16.42% Logo

p/e

11.41

p/bv

1.05

DIVIDEND YIELD

5.43%
graph

price CZNC

CZNC
If you had invested
If you had invested
years ago
7 days
30 days
6 months
YTD
1 year
5 years
10 years
ago, you would now have *
ago, you would now have:
*
*The figure considers the reinvestment of dividends.

Return of CZNC

1 month
3 months
1 year
2 years
5 years
10 years
return
1 month
0.99%
3 months
4.28%
1 year
16.42%
2 years
1.85%
5 years
33.84%
10 years
66.40%
Estatistica

Fundamentals CZNC

review the fundamentals of Citizens & Northern shares

P/E

11.41
Sector: -3,437.43 Industry: 10.17

P/SALES RATIO (PSR)

2.75
Sector: 1.16 Industry: 1.48

P/BV

1.05
Sector: -2,029.60 Industry: 1.56

DIVIDEND YIELD (DY)

5.43%
Sector: 0.40% Industry: 0.45%

ROA

1.02%
Sector: -1,442.99% Industry: 2.38%

ROE

9.23%
Sector: -3,182.07% Industry: 11.04%

ROIC

0.00%
Sector: -8.58% Industry: -2.99%

NET MARGIN

24.14%
Sector: -0.47% Industry: 8.37%

GROSS MARGIN

0.00%
Sector: -0.52% Industry: 26.42%

OPERATING MARGIN

0.00%
Sector: -5.67% Industry: 6.02%

P/EBITDA

-
Sector: -3,791.05 Industry: 2.30

P/EBIT

-
Sector: -3,719.10 Industry: -2.40

P/ASSET

0.12
Sector: 0.13 Industry: 0.44

BVPS

19.60
Sector: -1,446.17 Industry: 21.83

EPS

1.81
Sector: -6,081.19 Industry: 2.96

EQUITY RATIO

0.11
Sector: 0.00 Industry: 0.22

CAGR REVENUE 5 YEARS

4.35%
Sector: - Industry: -

CAGR PROFIT 5 YEARS

7.13%
Sector: - Industry: -
RETORNO DO INVESTIMENTO

FAIR VALUE OF Citizens & Northern ASSETS ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffet's mentor.

Current price

$ 20.36

Fair Value

$ 0.00

Upside Return potential.

38.77%
Because it considers equity value in its calculation, the formula does not work well for technology companies.
This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.
statistics

Fundamentals CZNC

Buy And Hold Investor Checklist

Citizens & Northern Buy And Hold Investor Checklist

Stock Comparison Tool

graph

Stock vs Index Comparison Tool

If you had invested (change) 2 years years ago, ago, you would now have

R$ 1.000,00 in PETR4 You would now have R$ 2.294,60

R$ 1.000,00 in LEVE3 You would now have R$ 5.240,60

*The value considers the reinvestment of dividends.
Price

CZNC Historical Dividends

current DY: 5.43%

5-year average DY: 6.05%

DRAG THE FRAME TO SEE MORE DATA

type

Ex - Dividend Date

payment date

value

Dividend 11/03/2025 11/14/2025 0,28000000
Dividend 08/04/2025 08/15/2025 0,28000000
Dividend 05/04/2025 05/15/2025 0,28000000
Dividend 02/03/2025 02/14/2025 0,28000000
Dividend 10/28/2024 11/08/2024 0,28000000
Dividend 07/29/2024 08/09/2024 0,28000000
Dividend 05/06/2024 05/17/2024 0,28000000
Dividend 01/29/2024 02/09/2024 0,28000000
Dividend 10/30/2023 11/10/2023 0,28000000
Dividend 07/31/2023 08/11/2023 0,28000000
Dividend 05/01/2023 05/12/2023 0,28000000
Dividend 02/03/2023 02/14/2023 0,28000000
Dividend 10/31/2022 11/11/2022 0,28000000
Dividend 08/01/2022 08/12/2022 0,28000000
Dividend 05/02/2022 05/13/2022 0,28000000
Dividend 01/31/2022 02/11/2022 0,28000000
Dividend 11/01/2021 11/12/2021 0,28000000
Dividend 08/02/2021 08/13/2021 0,28000000
Dividend 05/03/2021 05/14/2021 0,28000000
Dividend 02/01/2021 02/12/2021 0,27000000
Dividend 11/02/2020 11/13/2020 0,27000000
Dividend 07/27/2020 08/07/2020 0,27000000
Dividend 04/27/2020 05/08/2020 0,27000000
Dividend 01/27/2020 02/07/2020 0,27000000
Dividend 10/28/2019 11/08/2019 0,27000000
Dividend 07/29/2019 08/09/2019 0,27000000
Dividend 04/29/2019 05/10/2019 0,27000000
Dividend 01/28/2019 02/08/2019 0,37000000
Dividend 10/29/2018 11/09/2018 0,26890000
Dividend 07/30/2018 08/10/2018 0,26890000
Dividend 04/30/2018 05/11/2018 0,26890000
Dividend 01/29/2018 02/09/2018 0,26890000
Dividend 10/30/2017 11/10/2017 0,25900000
Dividend 07/31/2017 08/11/2017 0,25900000
Dividend 05/01/2017 05/12/2017 0,25900000
Dividend 01/30/2017 02/10/2017 0,25900000
Dividend 10/31/2016 11/14/2016 0,25900000
Dividend 08/01/2016 08/12/2016 0,25900000
Dividend 05/02/2016 05/13/2016 0,25900000
Dividend 02/01/2016 02/12/2016 0,25900000
Dividend 11/02/2015 11/13/2015 0,25900000
Dividend 08/03/2015 08/14/2015 0,25900000
Dividend 05/04/2015 05/15/2015 0,25900000
Dividend 02/02/2015 02/13/2015 0,25900000
Dividend 11/04/2014 11/17/2014 0,25900000
Dividend 07/28/2014 08/08/2014 0,25900000
Dividend 04/28/2014 05/09/2014 0,25900000
Dividend 02/03/2014 02/14/2014 0,25900000
Dividend 11/04/2013 11/15/2013 0,24900000
Dividend 07/29/2013 08/09/2013 0,24900000
Dividend 04/29/2013 05/10/2013 0,24900000
Dividend 02/04/2013 02/15/2013 0,24900000
Dividend 11/01/2012 11/13/2012 0,23910000
Dividend 08/01/2012 08/13/2012 0,21910000
Dividend 05/01/2012 05/14/2012 0,19920000
Dividend 01/30/2012 02/10/2012 0,17930000
Dividend 11/01/2011 11/14/2011 0,15940000
Dividend 08/01/2011 08/12/2011 0,14940000
Dividend 05/02/2011 05/13/2011 0,13950000
Dividend 01/31/2011 02/11/2011 0,12950000
Dividend 11/01/2010 11/12/2010 0,11950000
Dividend 08/02/2010 08/13/2010 0,09960000
Dividend 05/03/2010 05/14/2010 0,08960000
Dividend 02/01/2010 02/12/2010 0,07970000
Dividend 10/01/2009 10/20/2009 0,23910000
Dividend 07/01/2009 07/17/2009 0,23910000
Dividend 04/01/2009 04/17/2009 0,23910000
Dividend 01/05/2009 01/20/2009 0,23910000
Dividend 10/01/2008 10/17/2008 0,23910000
Dividend 07/03/2008 07/18/2008 0,23910000
Dividend 04/01/2008 04/18/2008 0,23910000
Dividend 01/02/2008 01/22/2008 0,23910000
Dividend 10/01/2007 10/19/2007 0,23425743
Dividend 07/05/2007 07/20/2007 0,23425743
Dividend 04/03/2007 04/20/2007 0,23425743
Dividend 01/02/2007 01/22/2007 0,23425743
Dividend 10/02/2006 10/20/2006 0,22968336
Dividend 07/05/2006 07/20/2006 0,22968336
Dividend 04/03/2006 04/20/2006 0,22968336
Dividend 12/29/2005 01/20/2006 0,22968336
Dividend 10/03/2005 10/20/2005 0,21576219
Dividend 07/05/2005 07/20/2005 0,21576219
Dividend 04/04/2005 04/20/2005 0,21576219
Dividend 12/30/2004 01/20/2005 0,23002986
Dividend 10/05/2004 10/20/2004 0,20238246
Dividend 07/08/2004 07/20/2004 0,21775815
Dividend 04/05/2004 04/20/2004 0,20238246
Dividend 12/29/2003 01/20/2004 0,21775815
Dividend 10/06/2003 10/20/2003 0,19124460
Dividend 06/30/2003 07/21/2003 0,19124460
Dividend 04/07/2003 04/21/2003 0,12749640
Dividend 12/30/2002 01/21/2003 0,18217396
Dividend 10/01/2002 10/21/2002 0,18037026
Dividend 07/01/2002 07/19/2002 0,16831208
Dividend 04/01/2002 04/19/2002 0,16831208
Dividend 12/31/2001 01/18/2002 0,16831208
Dividend 10/01/2001 10/19/2001 0,15476901
Dividend 07/02/2001 07/20/2001 0,25743018
Dividend 04/02/2001 04/20/2001 0,15476901
Dividend 11/27/2000 01/19/2001 0,15476901
Dividend 10/02/2000 10/20/2000 0,23776615
Dividend 07/03/2000 07/20/2000 0,23776615
Dividend 04/10/2000 04/20/2000 0,23776615
Dividend 11/29/1999 01/20/2000 0,14135450
Dividend 10/04/1999 10/20/1999 0,21547942
Dividend 07/06/1999 07/20/1999 0,21547942
Dividend 03/29/1999 04/20/1999 0,21547942
Dividend 11/30/1998 01/20/1999 0,21328500
Dividend 09/28/1998 10/20/1998 0,19614550
Dividend 06/15/1998 07/15/1998 0,19614550
Dividend 03/30/1998 04/15/1998 0,19614550
Dividend 12/01/1997 01/15/1998 0,19427458
Dividend 09/29/1997 10/15/1997 0,17466361
Dividend 06/16/1997 07/15/1997 0,17466361
Dividend 03/31/1997 04/15/1997 0,17466361
Dividend 12/02/1996 01/15/1997 0,17293072
Dividend 09/30/1996 10/11/1996 0,16352731
Dividend 07/01/1996 07/12/1996 0,16352731
Dividend 04/01/1996 04/12/1996 0,09436543
Dividend 11/30/1995 01/12/1996 0,09436543
Dividend 10/02/1995 10/13/1995 0,08704617
Dividend 07/10/1995 07/14/1995 0,08704617
Dividend 04/03/1995 05/15/1995 0,08704617
Dividend 12/02/1994 01/13/1995 0,15060277
Dividend 09/23/1994 10/14/1994 0,16706305
Dividend 06/24/1994 07/15/1994 0,28246073

ABOUT THE COMPANY

Logo Citizens & Northern

Citizens & Northern Corporation

Average user rating I10

4.0 (3 people)

United States

United States

26 years

Founded: 1999

1994

Time since IPO - 31 years

336

Employees

Market cap

$ 309.45 Millions

$ 309.45 Millions

Net worth

$ 293.96 Millions

US$ 293,960,000.00

Assets

$ 2.66 Billions

US$ 2,664,030,000.00

Total Shares Outstanding

15.00 Millions

15,000,000

Average Daily Trading Volume

$ 58.78 Thousand

US$ 58,784.06

Sector

Financial

Industry

Banks

Shares

receitas e lucros

CZNC revenue and profits

graph

PROFIT X PRICE CZNC

resultados

Financial Results CZNC

DRAG THE FRAME TO SEE MORE DATA
Resultados

CZNC cash flow

DRAG THE FRAME TO SEE MORE DATA
Ativos e Passivos

asset growth - CZNC

Pontos Relevantes

CZNC balance sheet

DRAG THE FRAME TO SEE MORE DATA

Frequently Asked Questions

What is the price of Citizens & Northern (CZNC) today?

The price of Citizens & Northern (CZNC) today is $ 20.36, with return of 16.42% compared to the last year. The price of Citizens & Northern (CZNC) started the year trading around $ 18.60 and today it is at $ 20.36. Follow the real-time price chart, the historical price of Citizens & Northern (CZNC) and international markets.

When does Citizens & Northern (CZNC) pay dividends?

Citizens & Northern (CZNC) distributed dividends in the last year,in the months of February, May, August and November totaling $ 1.12. The Dividend Yield for the last 12 months is 5.43%.

Is Citizens & Northern (CZNC) worth it?

Currently, Citizens & Northern (CZNC) is priced at $ 20.36, with a P/E of 11.41%, representing a deviation of 1,118% from its historical average P/E. In the last year, the stock showed a variation of 16.42 in its price and distributed $ 1.12 in dividends, resulting in a Dividend Yield of 5.43%. The total shareholder return was 16.42%.

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.

How can I buy Citizens & Northern (CZNC) stock?

Investing in stocks of Citizens & Northern (CZNC) can be done in two ways: by buying the stock abroad. The stock is the original stock, traded on international exchanges. By buying it, you invest with money outside Brazil, which brings greater geographical and currency diversification.

BDR is a receipt for that stock, traded on the B3 with reais, through a brazilian brokerage. Although the money remains in Brazil, the BDR still offers diversification, as it represents a foreign company and is linked to the dollar.

How much would 100 shares of Citizens & Northern (CZNC) yield today?

The yield of Citizens & Northern (CZNC) was 0.99% in the last month, 16.42% in the last year and 33.84% in the last 5 years (already considering appreciation and dividends).

In the last 12 months, the company paid a total of $ 1.12 in dividends, with a Dividend Yield of 5.43%.

If you wanted to buy 100 stocks of Citizens & Northern (CZNC) today, the total investment would be $ 2,036.00, based on the current price of $ 20.36.

If past performance were to repeat, the return on your investment would be:

  • In 1 year: $ 2,370.31
  • In 5 years: $ 2,724.98
  • In 10 years: $ 3,387.90

It is important to remember that past performance does not guarantee future results. This should not be seen as an investment recommendation.