DLO

dLocal Ltd. operates in the technology sector within the digital payments and financial technology industry. The company provides cross-border payment solutions designed to connect global merchants with consumers in emerging markets.

Its platform enables companies to accept and send payments using local methods in countries with complex financial infrastructures.

Its main areas of activity include:

• Cross-border payment processing (pay-ins and pay-outs).
• Integration with local payment methods, including cards, bank transfers and digital wallets.
• Foreign exchange and settlement solutions for international transactions.
• Risk management and compliance services.
• Payment infrastructure for global e-commerce and digital platforms.

The company operates internationally, with a strong focus on emerging markets across Latin America, Africa, the Middle East and Asia.

dLocal serves large multinational clients in sectors such as e-commerce, streaming, gaming, mobility and financial services, enabling access to markets with fragmented payment systems.

Industry dynamics affecting the company include growth in digital payments, expansion of e-commerce, regulatory complexity across jurisdictions, foreign exchange volatility and competition from global payment providers.

Shares of dLocal Ltd. trade on the Nasdaq under the ticker DLO.

History and Development

dLocal was founded in 2016 in Uruguay with the objective of simplifying payments between global companies and consumers in emerging markets.

In its early years, the company focused on building integrations with local financial systems and adapting its platform to diverse regulatory environments. Initial growth was driven by expansion across Latin America, followed by entry into markets in Africa and Asia.

A key milestone was its initial public offering (IPO) in 2021, which provided capital to accelerate global expansion and strengthen its technology platform. Over time, dLocal expanded its product suite to include pay-out capabilities, enhanced compliance tools and broader payment-method coverage.

In recent years, the company has experienced growth in transaction volumes and continued geographic expansion, while adapting to evolving regulatory requirements and macroeconomic conditions across emerging markets.

Additional Information

Dlocal Ltd (United States) is listed on the Nasdaq and has a market capitalization of $3.31 Billions, with shareholders equity totaling $553.13 Millions.

The Company is listed on the [MARKET_NAME]

Over the past 12 months, Dlocal Ltd reported $1.21 Billion in revenue, generating net income of $192.15 Millions.

Key financial metrics include a P/E ratio of 17.21, a price-to-book (P/B) ratio of 5.98, and a trailing twelve-month dividend yield of 4.67%.

The company trades under the ticker DLO.