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5.0
ING Group N.V. is a Dutch multinational financial institution operating in the banking, investment and financial services sectors across multiple global markets. The company follows a universal banking model, combining retail, corporate and wholesale activities within an integrated structure.
Its operations include current accounts, savings products, credit lines, mortgages and insurance-related services designed to support individuals, businesses and institutional clients. ING also offers capital-market solutions, treasury activities and risk-management instruments across diverse economic sectors.
The group maintains a strong digital orientation, emphasizing online banking platforms, automated processes and technological infrastructures that support high-volume financial operations. Innovation is central to the institution’s strategy and aligned with regulatory requirements in each jurisdiction.
ING Group N.V. adopts management practices focused on efficiency, capital adequacy and compliance, following European Union directives and prudential standards established by supervisory authorities. The company’s structure is designed to ensure transparent governance and long-term financial stability.
Its international presence includes subsidiaries, branches and representative offices distributed across several continents. This network allows the institution to maintain diversified revenue streams and operational resilience in different economic environments.
In Brazil, exposure to the group occurs mainly through BDRs, enabling local investors to gain indirect access to foreign-listed shares. The group is also part of key European stock indices.
ING Group N.V. conducts its operations under an impersonal management framework focused on risk control, regulatory alignment and sustainability commitments. These principles guide its strategic decisions and global expansion policies.
The company maintains its primary listing on Euronext Amsterdam under the ticker INGA and trades ADRs on the New York Stock Exchange (NYSE) under the ticker ING.
History and when ING Group N.V. was created
ING Group N.V. was formed in 1991 through the merger of Nationale-Nederlanden, a major Dutch insurance company, and NMB Postbank Group, a prominent banking institution. This integration created a financial conglomerate aligned with the European consolidation trends of that period.
The merger aimed to establish a diversified and efficient entity by combining insurance, retail banking and commercial banking activities. The group adopted a hybrid operational model focused on integrating financial services and expanding its competitive capacity within the region.
Throughout the 1990s, ING accelerated its international expansion by acquiring institutions in Europe, the Americas and Asia. This strategy strengthened its global presence and diversified its business lines and revenue sources.
In the 2000s, the group adjusted its structure in response to regulatory changes and strategic revisions, streamlining operations to enhance solvency and operational efficiency. These measures aligned the institution with updated supervisory requirements.
Following the 2008 global financial crisis, ING implemented restructuring programs mandated by European regulators, separating its insurance operations from its banking activities. Since then, the company has focused primarily on banking, consolidating its position as one of Europe’s leading financial institutions.
Additional Information
The Company ING Group N.V. (United States), is listed on NYSE with a market value of $ 85.22 Billions, having an equity of $ 59.35 Billions.
With a total of 57.660 employees, the company is listed in the sector of Financial and categorized in industry of Banks.
In the last 12 months the Company had a revenue of $ 25.20 Billions, which generated a profit in the amount of $ 6.81 Billions.
As for its main indicators, the Company has a P/E ratio of 12.51, a P/BV ratio of 1.44 and in the last 12 months the dividend yield of ING was at 4.64%.
The Company is traded internationally through the ticker ING.
