NBTB

NBT Bancorp Inc.

Price

$53.24

return (12m)

34.48%

p/e

12.84

p/bv

1.41

DIVIDEND YIELD

2.85%

NBTB price

NBT Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*The amount considers the reinvestment of dividends.

Return on Investment NBTB

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

4.56%

3 months

1.76%

1 year

34.48%

2 years

30.18%

5 years

73.05%

10 years

115.17%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals NBTB

Valuation

P/E

12.84

Sector -138.74

Industry 11.36

P/BV

1.41

Sector -9.99

Industry 1.73

P/Revenue (PSR)

3.70

Sector -9.95

Industry 1.67

P/EBITDA

Sector -68.81

Industry 9.16

P/EBIT

Sector -72.29

Industry 9.85

P/Total Assets

0.17

Sector 0.13

Industry 0.51

P/Net Current Assets

-0.19

Sector -9.95

Industry -0.79

P/Working Capital

Sector -

Industry 0.44

EPS

4.12

Sector -9,547.74

Industry 13.08

BVPS

37.40

Sector -8,470.95

Industry 68.27

Efficiency

Gross Margin

0.00%

Sector 1.02%

Industry 20.88%

EBITDA Margin

0.00%

Sector -261.49%

Industry 16.71%

EBIT Margin

0.00%

Sector -7.30%

Industry 6.80%

Net Profit Margins

28.85%

Sector -2.50%

Industry 14.89%

Asset Turnover

0.01

Sector 0.01

Industry 0.08

Profitability

ROE

11.02%

Sector -1,326.58%

Industry 17.31%

ROA

1.32%

Sector -8.22%

Industry 4.88%

ROIC

0.00%

Sector -12.43%

Industry 3.62%

Dividends

Dividend yield

2.85%

Sector 0.25%

Industry 1.83%

Payout

36.59%

Sector 5.46%

Industry 18.10%

Debt

Current Ratio

Sector -

Industry 0.96

Net Debt / Equity

0.00

Sector -1.57

Industry -0.58

Gross Debt / Equity

0.00

Sector -0.24

Industry 0.02

Equity/Assets

0.12

Sector -0.03

Industry 0.27

Liabilities/Assets

0.88

Sector 0.36

Industry 0.73

Growth

5Y Revenue CAGR

9.16%

Sector -

Industry -

5Y Earnings CAGR

6.69%

Sector -

Industry -

Fundamentals NBTB

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF NBT Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$53.24

Fair Value

$58.88

Upside

10.60%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
NBTB NBT Bancorp Inc.	$53.24	34.48%	2.85%	12.84	1.41	11.02%	28.85%
JPM JPMorgan Chase & Co.	$334.34	14.00%	1.79%	13.67	2.41	17.63%	21.74%
NU Nu Holdings (NuBank)	$12.29	-22.41%	0.00%	16.71	4.55	27.22%	18.61%
BAC Bank of America Corporation	$50.91	-0.46%	2.28%	11.45	1.25	10.95%	27.34%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$4.55	-48.86%	2.48%	6.94	1.00	14.43%	9.28%
HSBC HSBC Holdings PLC	$91.36	42.49%	4.10%	12.51	1.61	12.84%	18.78%
C Citigroup Inc.	$121.75	26.57%	2.03%	11.68	1.07	9.16%	14.38%
RY ROYAL BANK OF CANADA	$201.73	41.14%	2.34%	147.22	20.58	13.98%	15.76%
ITUB Itau Unibanco Banco Holding SA	$7.51	18.37%	7.62%	12.30	1.98	16.14%	9.37%
ING ING Group N.V.	$32.42	41.35%	4.13%	7.98	1.63	20.47%	25.17%
SAN Banco Santander SA ADR	$12.40	32.41%	1.92%	8.02	1.60	20.02%	-100.00%
LYG Lloyds Banking Group PLC	$5.42	23.14%	4.02%	10.82	1.30	12.01%	8.53%
WFC Wells Fargo & Company	$83.14	-1.71%	2.23%	11.51	1.44	12.54%	16.90%
NWG NatWest Group PLC	$17.14	18.41%	5.50%	4.19	0.59	14.20%	20.45%
TD Toronto Dominion Bank	$125.02	60.61%	2.50%	12.78	1.62	12.71%	14.14%
BCS Barclays PLC	$22.32	10.39%	2.74%	48.53	0.88	1.81%	2.87%
BBD Banco Bradesco SA ADR	$2.88	-3.17%	9.24%	6.03	0.80	13.25%	7.24%
BSBR Banco Santander Brasil SA ADR	$4.88	-3.61%	6.95%	13.74	1.48	10.77%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$21.13	46.98%	2.05%	13.21	1.72	13.03%	20.55%
BSAC Banco Santander Chile	$31.49	16.61%	4.84%	12.08	2.61	21.58%	34.03%
DB Deutsche Bank AG	$32.03	-2.16%	2.71%	12.94	0.90	6.99%	8.91%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

NBTB - Historical Dividends

Current Dividend Yield

2.85%

5-year average Dividend Yield

3.14%

Current Payout

36.59%

5-year average Payout

40.69%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/31/2026	09/15/2026	0.40000000
Dividends	05/29/2026	06/15/2026	0.37000000
Dividends	02/27/2026	03/16/2026	0.37000000
Dividends	11/28/2025	12/15/2025	0.37000000
Dividends	08/29/2025	09/15/2025	0.37000000
Dividends	05/30/2025	06/16/2025	0.34000000
Dividends	02/28/2025	03/17/2025	0.34000000
Dividends	11/29/2024	12/16/2024	0.34000000
Dividends	08/29/2024	09/13/2024	0.34000000
Dividends	05/31/2024	06/17/2024	0.32000000
Dividends	02/28/2024	03/15/2024	0.32000000
Dividends	11/29/2023	12/15/2023	0.32000000
Dividends	08/30/2023	09/15/2023	0.32000000
Dividends	05/30/2023	06/15/2023	0.30000000
Dividends	02/27/2023	03/15/2023	0.30000000
Dividends	11/29/2022	12/15/2022	0.30000000
Dividends	08/30/2022	09/15/2022	0.30000000
Dividends	05/30/2022	06/15/2022	0.28000000
Dividends	02/25/2022	03/15/2022	0.28000000
Dividends	11/29/2021	12/15/2021	0.28000000
Dividends	08/30/2021	09/15/2021	0.28000000
Dividends	05/28/2021	06/15/2021	0.27000000
Dividends	02/25/2021	03/15/2021	0.27000000
Dividends	11/27/2020	12/15/2020	0.27000000
Dividends	08/28/2020	09/15/2020	0.27000000
Dividends	05/28/2020	06/15/2020	0.27000000
Dividends	02/26/2020	03/13/2020	0.27000000
Dividends	11/27/2019	12/13/2019	0.27000000
Dividends	08/28/2019	09/13/2019	0.26000000
Dividends	05/29/2019	06/14/2019	0.26000000
Dividends	02/27/2019	03/15/2019	0.26000000
Dividends	11/28/2018	12/14/2018	0.26000000
Dividends	08/29/2018	09/14/2018	0.25000000
Dividends	05/30/2018	06/15/2018	0.25000000
Dividends	02/27/2018	03/15/2018	0.23000000
Dividends	11/29/2017	12/15/2017	0.23000000
Dividends	08/30/2017	09/15/2017	0.23000000
Dividends	05/30/2017	06/15/2017	0.23000000
Dividends	02/27/2017	03/15/2017	0.23000000
Dividends	11/29/2016	12/15/2016	0.23000000
Dividends	08/30/2016	09/15/2016	0.23000000
Dividends	05/30/2016	06/15/2016	0.22000000
Dividends	02/26/2016	03/15/2016	0.22000000
Dividends	11/27/2015	12/15/2015	0.22000000
Dividends	08/28/2015	09/15/2015	0.22000000
Dividends	05/27/2015	06/15/2015	0.22000000
Dividends	02/25/2015	03/13/2015	0.21000000
Dividends	11/27/2014	12/15/2014	0.21000000
Dividends	08/28/2014	09/15/2014	0.21000000
Dividends	05/28/2014	06/13/2014	0.21000000
Dividends	02/27/2014	03/14/2014	0.21000000
Dividends	11/29/2013	12/15/2013	0.21000000
Dividends	08/30/2013	09/15/2013	0.20000000
Dividends	05/30/2013	06/15/2013	0.20000000
Dividends	02/27/2013	03/15/2013	0.20000000
Dividends	11/29/2012	12/15/2012	0.20000000
Dividends	08/30/2012	09/15/2012	0.20000000
Dividends	05/30/2012	06/15/2012	0.20000000
Dividends	02/28/2012	03/15/2012	0.20000000
Dividends	11/29/2011	12/15/2011	0.20000000
Dividends	08/30/2011	09/15/2011	0.20000000
Dividends	05/30/2011	06/15/2011	0.20000000
Dividends	02/25/2011	03/15/2011	0.20000000
Dividends	11/29/2010	12/15/2010	0.20000000
Dividends	08/30/2010	09/15/2010	0.20000000
Dividends	05/28/2010	06/15/2010	0.20000000
Dividends	02/25/2010	03/15/2010	0.20000000
Dividends	11/27/2009	12/15/2009	0.20000000
Dividends	08/28/2009	09/15/2009	0.20000000
Dividends	05/28/2009	06/15/2009	0.20000000
Dividends	02/27/2009	03/15/2009	0.20000000
Dividends	11/27/2008	12/15/2008	0.20000000
Dividends	08/28/2008	09/15/2008	0.20000000
Dividends	05/30/2008	06/15/2008	0.20000000
Dividends	02/28/2008	03/15/2008	0.20000000
Dividends	11/29/2007	12/15/2007	0.20000000
Dividends	08/30/2007	09/15/2007	0.20000000
Dividends	05/30/2007	06/15/2007	0.20000000
Dividends	02/27/2007	03/15/2007	0.19000000
Dividends	11/29/2006	12/15/2006	0.19000000
Dividends	08/30/2006	09/15/2006	0.19000000
Dividends	05/30/2006	06/15/2006	0.19000000
Dividends	02/27/2006	03/15/2006	0.19000000
Dividends	11/29/2005	12/15/2005	0.19000000
Dividends	08/30/2005	09/15/2005	0.19000000
Dividends	05/30/2005	06/15/2005	0.19000000
Dividends	02/25/2005	03/15/2005	0.19000000
Dividends	11/29/2004	12/15/2004	0.19000000
Dividends	08/30/2004	09/15/2004	0.19000000
Dividends	05/28/2004	06/15/2004	0.19000000
Dividends	02/26/2004	03/15/2004	0.17000000
Dividends	11/27/2003	12/15/2003	0.17000000
Dividends	08/28/2003	09/15/2003	0.17000000
Dividends	05/26/2003	06/15/2003	0.17000000
Dividends	02/24/2003	03/15/2003	0.17000000
Dividends	11/22/2002	12/15/2002	0.17000000
Dividends	08/26/2002	09/15/2002	0.17000000
Dividends	05/27/2002	06/15/2002	0.17000000
Dividends	02/25/2002	03/15/2002	0.17000000
Dividends	11/26/2001	12/15/2001	0.17000000
Dividends	08/27/2001	09/15/2001	0.17000000
Dividends	05/28/2001	06/15/2001	0.17000000
Dividends	02/23/2001	03/15/2001	0.17000000
Dividends	11/27/2000	12/15/2000	0.17000000
Dividends	08/28/2000	09/15/2000	0.17000000
Dividends	05/26/2000	06/15/2000	0.17000000
Dividends	02/24/2000	03/15/2000	0.17000000
Dividends	11/29/1999	12/15/1999	0.15420000
Dividends	08/26/1999	09/15/1999	0.16190476
Dividends	05/25/1999	06/15/1999	0.16190476
Dividends	02/23/1999	03/15/1999	0.16190476
Dividends	11/27/1998	12/15/1998	0.16190476
Dividends	08/26/1998	09/15/1998	0.15419501
Dividends	05/26/1998	06/15/1998	0.11564626
Dividends	02/23/1998	03/13/1998	0.11557823
Dividends	11/27/1997	12/15/1997	0.16183673
Dividends	08/26/1997	09/15/1997	0.11007451
Dividends	05/26/1997	06/13/1997	0.09718173
Dividends	02/24/1997	03/14/1997	0.09718173
Dividends	11/27/1996	12/13/1996	0.15004859
Dividends	08/26/1996	09/13/1996	0.08021349
Dividends	05/27/1996	06/14/1996	0.08021349
Dividends	02/26/1996	03/15/1996	0.08021349
Dividends	11/29/1995	12/15/1995	0.12383729
Dividends	08/28/1995	09/15/1995	0.07051735
Dividends	05/23/1995	06/15/1995	0.07051735
Dividends	02/23/1995	03/15/1995	0.07051735
Dividends	11/29/1994	12/15/1994	0.12011456
Dividends	08/24/1994	09/15/1994	0.06441704
Dividends	05/23/1994	06/15/1994	0.06441704
Dividends	02/21/1994	03/15/1994	0.06441704
Dividends	11/29/1993	12/15/1993	0.10924593
Dividends	08/24/1993	09/15/1993	0.06129626
Dividends	05/21/1993	06/15/1993	0.05857791
Dividends	02/19/1993	03/15/1993	0.05857791
Dividends	11/27/1992	12/15/1992	0.09956645
Dividends	08/28/1992	09/15/1992	0.05680374
Dividends	05/22/1992	06/15/1992	0.05690527

ABOUT NBT Bancorp

NBT Bancorp Inc.

Average Investor10 user rating

4.0 (4 people)

United States

40 years

Founded: 1986

1992

Time since IPO - 34 years

1.812

Employees

NBT Bancorp Inc. (United States) is listed on the Nasdaq and has a market capitalization of $2.75 billion, with shareholders equity totaling $1.94 billion.

The company employs approximately 1.812 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, NBT Bancorp Inc. reported $742.39 million in revenue, generating net income of $214.15 million.

Key financial metrics include a P/E ratio of 12.84, a price-to-book (P/B) ratio of 1.41, and a trailing twelve-month dividend yield of 2.85%.

The company trades under the ticker NBTB.

Market cap

$2.75 billion

Net worth

$1.94 billion

$1,943,919,000.00

Assets

$16.21 billion

$16,214,957,000.00

Total Shares Outstanding

51.98 million

51,981,000

Average Daily Trading Volume

$309.32 Thousand

$309,322.00

Sector

Financial

Industry

Banks

NBTB

NBTB revenue and profits

Financial Results NBTB

DRAG THE FRAME TO SEE MORE DATA

NBTB cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$817,590.16 10,77% (12M)

P/E

13.67

0.00%

ROE

11.45%

P/BV

1.57

BRK-B - Berkshire Hathaway

$545.50 10,85% (12M)

P/E

13.68

0.00%

ROE

11.46%

P/BV

1.57

JPM - JPMorgan

$334.34 14,00% (12M)

P/E

13.67

1.79%

ROE

17.63%

P/BV

2.41

HDB - HDFC Bank

$21.66 --39,86% (12M)

P/E

18.46

1.89%

ROE

3.15%

P/BV

0.58

SNEX - StoneX Group

$56.72 27,63% (12M)

P/E

12.54

0.00%

ROE

18.53%

P/BV

2.32

GS - Goldman Sachs

$896.47 16,10% (12M)

P/E

12.24

2.01%

ROE

17.64%

P/BV

2.16

HSBC - HSBC

$91.36 42,49% (12M)

P/E

12.51

4.10%

ROE

12.84%

P/BV

1.61

MS - Morgan Stanley

$184.23 15,70% (12M)

P/E

14.49

2.25%

ROE

18.08%

P/BV

2.62