Prudential Financial Inc. operates in the financial sector, within the insurance, retirement and asset management subsector, and is one of the largest global providers of financial protection and investment solutions.
Founded in 1875 in the United States by John Fairfield Dryden, the company was created to offer affordable life insurance during a period of industrial expansion and increasing demand for family financial protection.
The company’s portfolio includes individual and group life insurance, retirement plans, annuities, investment management, employee benefits and financial planning services. Prudential also operates through PGIM (Prudential Global Investment Management), one of the world’s largest institutional asset managers.
Its international presence spans the United States, Japan, South Korea, Brazil, Mexico, several European markets and emerging regions in Asia. Prudential serves individuals, corporations, institutional investors and public sector entities.
Key market factors that influence its performance include regulatory changes, interest rate levels, demographic shifts, demand for retirement solutions, financial market volatility and competition from global firms such as MetLife, AIG, Manulife and Allianz.
Growth in the asset management industry and long-term financial planning trends are central to the company’s strategic positioning.
Prudential’s operational structure includes corporate offices, regional business units, service centers and specialized teams in actuarial analysis, risk management, investment analysis and financial advisory. The company integrates direct distribution, independent advisors and corporate partnerships.
Prudential Financial Inc. shares are traded on the New York Stock Exchange (NYSE) under the ticker PRU.
History and Foundation of Prudential Financial Inc.
Prudential Financial Inc. was founded in 1875 in Newark, New Jersey, by John Fairfield Dryden as The Widows and Orphans Friendly Society. Its initial objective was to provide low-cost life insurance to workers and modest-income families, inspired by financial protection models observed in the United Kingdom.
In its early years, the company expanded its customer base by adopting innovative sales practices, including door-to-door distribution and accessible insurance products. In 1902, it became Prudential Insurance Company of America, strengthening its brand and expanding its offerings.
Throughout the 20th century, Prudential diversified into annuities, retirement services and broader financial products. The company expanded internationally, particularly in Japan and Asia, establishing itself as one of the world’s largest financial services groups.
The company completed its initial public offering (IPO) in 2001 on the NYSE, following a major demutualization process. This transition strengthened its capital structure and enabled expansion into new global markets.
Between 2020 and 2024, Prudential accelerated its digital initiatives, launched AI-based financial planning platforms, expanded retirement and investment products and adjusted its operations to the post-pandemic economic environment.
The period also saw advancements in ESG integration across investment policies and corporate governance. Today, Prudential Financial Inc. remains one of the world’s leading insurance and asset management
Additional Information
The Company Prudential Financial Inc. (United States), is listed on NYSE with a market cap of $ 38.43 Billions, having an equity of $ 34.82 Billions.
With a total of 1.200 employees, the company is listed in the sector of Financial and categorized in industry of Banks.
In the last 12 months the Company had a revenue of $ 56.67 Billions, which generated a profit in the amount of $ 2.61 Billions.
As for its main indicators, the Company has a P/E ratio of 14.70, a P/BV ratio of 1.10 and in the last 12 months the dividend yield of PRU was at 4.94%.
The Company is traded internationally through the ticker PRU.