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4.0
PayPal Holdings Inc. is a global technology provider and a leader in digital payment processing, operating in the financial sector with a focus on electronic money transfer solutions.
Founded by Peter Thiel and Max Levchin, the company was created to offer a practical and secure method for online financial transactions, replacing traditional payment mechanisms such as checks and money orders.
The platform connects consumers and businesses worldwide, enabling financial transactions at any time, from any location, and through multiple devices.
Its services include fraud prevention, risk management, credit solutions, and access to global payment methods such as digital wallets (Apple Pay, Samsung Pay, and Google Pay), as well as credit and debit card payments.
With operations in more than 200 markets, PayPal became the first foreign platform authorized to operate in China’s online payments sector in 2019. According to recent figures, the company has 377 million active accounts, including 348 million consumer accounts and 29 million business accounts.
Revenue is generated mainly through transaction fees, withdrawal fees, and foreign exchange conversion costs. Its operational structure is decentralized, supported by an integrated global network that services both local and international markets.
PayPal’s shares are traded on the Nasdaq under the ticker PYPL.
History and when PayPal was founded
PayPal was founded in 1998 in Palo Alto, California, by Peter Thiel and Max Levchin as a pioneering digital payments company. The initial idea was to create a secure and simple solution for online financial transfers at a time when e-commerce was still in its early stages.
In its early years, the platform became widely popular among eBay sellers, replacing traditional methods such as checks sent by mail. This rapid adoption helped the platform surpass 1 million accounts in a short period.
In 2002, PayPal conducted its Initial Public Offering (IPO) on the New York Stock Exchange, raising US$ 61 million. In the same year, it was acquired by eBay and became the site’s official payment solution, further accelerating its global expansion.
In 2015, PayPal once again became an independent company after being spun off from eBay, strengthening its position as a global leader in digital payments. In 2019, it achieved a historic milestone by becoming the first foreign company authorized to operate in China’s online payments market.
Between 2020 and 2024, PayPal increased technological investments, expanded international partnerships, and reinforced its presence in emerging markets.
In 2020, it launched a new service allowing users to buy, sell, and store cryptocurrencies—such as Bitcoin, Ethereum, and Litecoin—directly on the platform, marking an important step in the mainstream adoption of digital assets.
Additional Information
The Company Paypal Holdings INC (United States), is listed on Nasdaq with a market value of $ 55.23 Billions, having an equity of $ 20.20 Billions.
With a total of 26.600 employees, the company is listed in the sector of Financial and categorized in industry of Consumer Financial Services.
In the last 12 months the Company had a revenue of $ 32.86 Billions, which generated a profit in the amount of $ 4.92 Billions.
As for its main indicators, the Company has a P/E ratio of 11.23, a P/BV ratio of 2.73 and in the last 12 months the dividend yield of PYPL was at 0.24%.
The Company is traded internationally through the ticker PYPL.
