SYF

Synchrony Financial

Price

$80.73

return (12m)

8.74%

p/e

7.41

p/bv

1.54

DIVIDEND YIELD

1.57%

SYF price

Synchrony Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment SYF

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

1.87%

3 months

14.49%

1 year

8.74%

2 years

69.61%

5 years

93.33%

10 years

269.42%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals SYF

Valuation

P/E

7.41

Sector -134.54

Industry 10.48

P/BV

1.54

Sector -7.57

Industry 1.13

P/Revenue (PSR)

1.35

Sector -10.89

Industry 1.13

EV/EBITDA

Sector -

Industry -3.00

EV/EBIT

Sector -

Industry -198.42

P/EBITDA

Sector -164.84

Industry -1.12

P/EBIT

Sector -192.93

Industry -26.37

P/Total Assets

0.21

Sector 0.14

Industry 0.32

P/Net Current Assets

-0.25

Sector -8.32

Industry -9.99

P/Working Capital

Sector -

Industry -0.43

EPS

10.63

Sector -8,136.76

Industry 4.14

BVPS

51.05

Sector -12,915.82

Industry 25.10

Efficiency

Gross Margin

0.00%

Sector -0.31%

Industry 47.58%

EBITDA Margin

0.00%

Sector -189.46%

Industry 5.05%

EBIT Margin

0.00%

Sector -686,088.39%

Industry -16.93%

Operating Margin

0.00%

Sector -6.24%

Industry 9.07%

Net Profit Margins

18.28%

Sector -1.79%

Industry 7.81%

Asset Turnover

0.04

Sector 0.01

Industry 0.07

Profitability

ROE

20.82%

Sector -2,763.62%

Industry 11.24%

ROA

2.89%

Sector -1,354.66%

Industry 2.43%

ROIC

0.00%

Sector -9.26%

Industry -4.28%

Dividends

Dividend yield

1.57%

Sector 0.26%

Industry 0.47%

Payout

11.63%

Sector 5.48%

Industry 8.07%

Debt

Current Ratio

Sector -

Industry 1.05

Net Debt / EBITDA

Sector -

Industry -5.24

Net Debt / EBIT

Sector -2,094,816,763,080.41

Industry -122.59

Net Debt / Equity

0.00

Sector -0.74

Industry 0.41

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.58

Equity/Assets

0.14

Sector 0.00

Industry 0.24

Liabilities/Assets

0.86

Sector 0.39

Industry 0.72

Growth

5Y Revenue CAGR

5.51%

Sector -

Industry -

5Y Earnings CAGR

-3.58%

Sector -

Industry -

Fundamentals SYF

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FAIR VALUE OF Synchrony Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$80.73

Fair Value

$110.50

Upside Return potential.

36.87%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
SYF Synchrony Financial	$80.73	8.74%	1.57%	7.41	1.54	20.82%	18.28%
MA Mastercard Incorporated	$581.69	-1.34%	0.57%	32.36	93.84	289.99%	46.34%
AXP American Express Company	$327.99	2.41%	1.06%	19.87	6.60	33.19%	14.69%
PAGS Pagbank - Pagseguro Digital LTD	$9.77	12.47%	5.61%	6.06	0.84	13.88%	10.46%
PYPL Paypal Holdings INC	$54.81	-20.63%	0.78%	9.66	2.39	24.73%	14.36%
COF Capital One Financial Corp.	$220.70	1.26%	1.51%	12.69	1.15	9.09%	13.16%
IX ORIX Corp.	$40.18	59.41%	2.05%	10.71	1.41	13.21%	27.20%
FIS Fidelity National Information Services Inc.	$41.86	-36.70%	4.06%	6.32	1.33	21.05%	27.67%
QFIN 360 DigiTech Inc.	$9.08	-66.01%	17.31%	1.52	0.31	20.23%	33.54%
JSM Navient Corporation	$18.02	3.21%	8.24%	33.26	0.72	2.16%	1.37%
FCFS FirstCash Inc.	$225.93	52.20%	0.75%	25.40	4.25	16.72%	9.42%
EEFT Euronet Worldwide Inc.	$73.97	-18.39%	0.00%	8.92	2.09	23.43%	6.67%
OPRT Oportun Financial Corporation	$7.77	19.35%	0.00%	18.47	0.88	4.79%	4.92%
EZPW EZCORP Inc.	$33.41	100.51%	0.00%	12.97	1.77	13.62%	10.04%
IMXI International Money Express Inc.	$14.42	-1.77%	0.00%	23.50	2.58	10.98%	3.35%
CACC Credit Acceptance Corporation	$609.50	17.28%	0.00%	11.86	3.75	31.59%	21.54%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

SYF Historical Dividends

current DY: 1.57%

5-year average DY: 2.14%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/04/2026	08/17/2026	0.34000000
Dividends	05/04/2026	05/15/2026	0.30000000
Dividends	02/05/2026	02/17/2026	0.30000000
Dividends	11/04/2025	11/17/2025	0.30000000
Dividends	08/04/2025	08/15/2025	0.30000000
Dividends	05/02/2025	05/15/2025	0.30000000
Dividends	01/31/2025	02/18/2025	0.25000000
Dividends	11/01/2024	11/15/2024	0.25000000
Dividends	08/02/2024	08/15/2024	0.25000000
Dividends	05/02/2024	05/15/2024	0.25000000
Dividends	02/01/2024	02/15/2024	0.25000000
Dividends	10/30/2023	11/09/2023	0.25000000
Dividends	07/27/2023	08/10/2023	0.25000000
Dividends	04/28/2023	05/12/2023	0.23000000
Dividends	02/02/2023	02/17/2023	0.23000000
Dividends	10/28/2022	11/10/2022	0.23000000
Dividends	07/28/2022	08/11/2022	0.23000000
Dividends	04/28/2022	05/12/2022	0.22000000
Dividends	02/08/2022	02/17/2022	0.22000000
Dividends	10/28/2021	11/12/2021	0.22000000
Dividends	07/29/2021	08/12/2021	0.22000000
Dividends	04/29/2021	05/13/2021	0.22000000
Dividends	02/03/2021	02/16/2021	0.22000000
Dividends	10/29/2020	11/12/2020	0.22000000
Dividends	07/30/2020	08/13/2020	0.22000000
Dividends	04/30/2020	05/14/2020	0.22000000
Dividends	02/05/2020	02/13/2020	0.22000000
Dividends	10/31/2019	11/14/2019	0.22000000
Dividends	08/01/2019	08/15/2019	0.22000000
Dividends	05/02/2019	05/16/2019	0.21000000
Dividends	01/31/2019	02/14/2019	0.21000000
Dividends	11/01/2018	11/15/2018	0.21000000
Dividends	08/02/2018	08/16/2018	0.21000000
Dividends	05/03/2018	05/17/2018	0.15000000
Dividends	02/01/2018	02/15/2018	0.15000000
Dividends	11/02/2017	11/16/2017	0.15000000
Dividends	08/03/2017	08/17/2017	0.15000000
Dividends	05/04/2017	05/18/2017	0.13000000
Dividends	02/02/2017	02/16/2017	0.13000000
Dividends	11/03/2016	11/17/2016	0.13000000
Dividends	08/10/2016	08/25/2016	0.13000000

ABOUT Synchrony Financial

Synchrony Financial

Average Investor10 user rating

4.0 (35 people)

United States

23 years

Founded: 2003

2014

Time since IPO - 12 years

16.500

Employees

Synchrony Financial (United States) is listed on the NYSE and has a market capitalization of $26.08 billion, with shareholders equity totaling $16.90 billion.

The company employs approximately 16.500 people and operates in the Financial sector, within the Consumer Financial Services industry.

Over the past 12 months, Synchrony Financial reported $19.25 billion in revenue, generating net income of $3.52 billion.

Key financial metrics include a P/E ratio of 7.41, a price-to-book (P/B) ratio of 1.54, and a trailing twelve-month dividend yield of 1.57%.

The company trades under the ticker SYF.

Market cap

$26.08 billion

Net worth

$16.90 billion

$16,897,000,000.00

Assets

$121.93 billion

$121,930,000,000.00

Total Shares Outstanding

331.00 million

331,000,000

Average Daily Trading Volume

$3.69 million

$3,689,945.38

Sector

Financial

Industry

Consumer Financial Services

SYF

revenue by Business Segment Synchrony Financial

Revenue by Region Synchrony Financial

SYF revenue and profits

Financial Results SYF

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SYF cash flow

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