UNTY

Unity Bancorp Inc.

Price

$54.22

return (12m)

12.25%

p/e

9.66

p/bv

1.52

DIVIDEND YIELD

1.14%

UNTY price

Unity Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment UNTY

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-6.44%

3 months

-6.44%

1 year

12.25%

2 years

63.05%

5 years

151.57%

10 years

413.10%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals UNTY

Valuation

P/E

9.66

Sector -140.16

Industry 15.22

P/BV

1.52

Sector -9.61

Industry 3.09

P/Revenue (PSR)

4.18

Sector -11.62

Industry 3.12

EV/EBITDA

Sector -963.70

Industry 27.40

EV/EBIT

Sector -5,183,158,221.09

Industry 20.96

P/EBITDA

Sector -104.41

Industry 9.65

P/EBIT

Sector -122.32

Industry 8.42

P/Total Assets

0.18

Sector 0.14

Industry 0.49

P/Net Current Assets

-0.20

Sector -7.17

Industry -6.44

P/Working Capital

Sector -

Industry 1.47

EPS

5.84

Sector -9,570.30

Industry 7.63

BVPS

37.03

Sector -24,761.04

Industry 42.10

Efficiency

Gross Margin

0.00%

Sector 0.85%

Industry 67.18%

EBITDA Margin

0.00%

Sector -111.21%

Industry 26.18%

EBIT Margin

0.00%

Sector -865,723.39%

Industry 19.24%

Operating Margin

0.00%

Sector -7.11%

Industry 21.71%

Net Profit Margins

43.28%

Sector -2.49%

Industry 19.64%

Asset Turnover

0.01

Sector 0.01

Industry 0.05

Profitability

ROE

15.77%

Sector -1,326.47%

Industry 17.68%

ROA

1.84%

Sector -8.23%

Industry 2.99%

ROIC

0.00%

Sector -12.28%

Industry 8.16%

Dividends

Dividend yield

1.14%

Sector 0.26%

Industry 1.49%

Payout

11.01%

Sector 5.55%

Industry 23.89%

Debt

Current Ratio

Sector -

Industry 0.95

Net Debt / EBITDA

Sector -152.21

Industry -6.26

Net Debt / EBIT

Sector -22,917,155,196.36

Industry -9.66

Net Debt / Equity

0.00

Sector -0.84

Industry -0.70

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.67

Equity/Assets

0.12

Sector -0.03

Industry 0.18

Liabilities/Assets

0.88

Sector 0.37

Industry 0.79

Growth

5Y Revenue CAGR

8.74%

Sector -

Industry -

5Y Earnings CAGR

10.17%

Sector -

Industry -

Fundamentals UNTY

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Unity Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$54.22

Fair Value

$69.75

Upside

28.65%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
UNTY Unity Bancorp Inc.	$54.22	11.96%	1.14%	9.66	1.52	15.77%	43.28%
NU Nu Holdings (NuBank)	$12.66	-20.63%	0.00%	18.55	5.05	27.22%	18.61%
BAC Bank of America Corporation	$54.43	7.77%	2.05%	12.51	1.37	10.97%	16.92%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.34	-40.20%	2.19%	41.45	5.85	14.12%	9.28%
HSBC HSBC Holdings PLC	$99.31	46.20%	3.78%	13.60	1.75	12.84%	18.78%
C Citigroup Inc.	$129.48	30.27%	1.84%	13.84	1.10	7.94%	9.67%
RY ROYAL BANK OF CANADA	$196.59	38.31%	2.35%	40.20	5.28	13.14%	15.74%
ITUB Itau Unibanco Banco Holding SA	$8.53	32.36%	7.06%	70.63	11.06	15.66%	9.29%
ING ING Group N.V.	$35.50	42.51%	3.67%	4.82	1.08	22.36%	26.65%
SAN Banco Santander SA ADR	$13.83	35.63%	1.68%	13.38	1.83	13.64%	-100.00%
WFC Wells Fargo & Company	$80.05	-3.39%	2.23%	11.55	1.42	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.63	30.48%	3.77%	8.64	1.04	12.09%	8.49%
NWG NatWest Group PLC	$18.15	37.92%	5.10%	6.03	0.64	10.64%	20.45%
TD Toronto Dominion Bank	$117.54	53.28%	2.62%	142.25	6.01	4.22%	15.78%
BCS Barclays PLC	$24.27	20.38%	2.47%	10.62	0.61	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.52	22.72%	8.08%	1,129.84	143.54	12.70%	7.36%
BSBR Banco Santander Brasil SA ADR	$5.57	6.60%	5.90%	2,399.91	240.18	10.01%	3.96%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.07	48.68%	1.84%	2,308.43	311.98	13.51%	20.55%
BSAC Banco Santander Chile	$33.31	31.73%	4.40%	13.28	2.87	21.58%	34.03%
DB Deutsche Bank AG	$35.89	4.38%	2.38%	8.11	0.61	7.47%	9.10%
USB U.S. Bancorp	$57.76	23.71%	3.53%	11.48	1.36	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

UNTY Historical Dividends

current DY: 1.14%

5-year average DY: 1.39%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	09/02/2026	09/17/2026	0.17000000
Dividends	06/03/2026	06/18/2026	0.16000000
Dividends	03/05/2026	03/20/2026	0.16000000
Dividends	12/04/2025	12/19/2025	0.15000000
Dividends	09/04/2025	09/19/2025	0.15000000
Dividends	06/05/2025	06/20/2025	0.14000000
Dividends	03/13/2025	03/28/2025	0.14000000
Dividends	12/12/2024	12/31/2024	0.13000000
Dividends	09/05/2024	09/20/2024	0.13000000
Dividends	06/06/2024	06/21/2024	0.13000000
Dividends	03/13/2024	03/29/2024	0.13000000
Dividends	12/13/2023	12/29/2023	0.12000000
Dividends	09/06/2023	09/22/2023	0.12000000
Dividends	06/07/2023	06/23/2023	0.12000000
Dividends	03/08/2023	03/24/2023	0.12000000
Dividends	12/14/2022	12/30/2022	0.11000000
Dividends	09/07/2022	09/23/2022	0.11000000
Dividends	06/08/2022	06/24/2022	0.11000000
Dividends	03/09/2022	03/25/2022	0.10000000
Dividends	12/15/2021	12/31/2021	0.10000000
Dividends	09/08/2021	09/24/2021	0.09000000
Dividends	06/09/2021	06/25/2021	0.09000000
Dividends	03/10/2021	03/26/2021	0.08000000
Dividends	12/15/2020	12/31/2020	0.08000000
Dividends	09/09/2020	09/25/2020	0.08000000
Dividends	06/10/2020	06/26/2020	0.08000000
Dividends	03/11/2020	03/27/2020	0.08000000
Dividends	12/11/2019	12/27/2019	0.08000000
Dividends	09/11/2019	09/27/2019	0.08000000
Dividends	06/12/2019	06/28/2019	0.08000000
Dividends	03/13/2019	03/29/2019	0.07000000
Dividends	12/12/2018	12/28/2018	0.07000000
Dividends	09/12/2018	09/28/2018	0.07000000
Dividends	06/13/2018	06/29/2018	0.07000000
Dividends	03/14/2018	03/30/2018	0.06000000
Dividends	12/13/2017	12/29/2017	0.06000000
Dividends	09/13/2017	09/29/2017	0.06000000
Dividends	06/13/2017	06/29/2017	0.06000000
Dividends	03/15/2017	03/31/2017	0.05000000
Dividends	12/14/2016	12/30/2016	0.05000000
Dividends	09/09/2016	09/29/2016	0.05000000
Dividends	06/14/2016	06/30/2016	0.03636364
Dividends	03/15/2016	03/31/2016	0.03636364
Dividends	12/11/2015	12/30/2015	0.03636364
Dividends	09/11/2015	09/30/2015	0.03636364
Dividends	06/11/2015	06/30/2015	0.02727273
Dividends	03/12/2015	03/31/2015	0.02727273
Dividends	12/04/2014	12/19/2014	0.02727273
Dividends	09/10/2014	09/26/2014	0.02727273
Dividends	06/11/2014	06/27/2014	0.01818182
Dividends	03/13/2014	03/31/2014	0.01818182
Dividends	12/12/2013	12/30/2013	0.009091
Dividends	09/12/2013	09/30/2013	0.009091
Dividends	06/13/2013	06/28/2013	0.009091
Dividends	07/09/2008	07/25/2008	0.04545455
Dividends	04/09/2008	04/25/2008	0.04329004
Dividends	01/09/2008	01/25/2008	0.04329004
Dividends	10/10/2007	10/26/2007	0.04329004
Dividends	07/11/2007	07/27/2007	0.04329004
Dividends	04/11/2007	04/27/2007	0.04122861
Dividends	01/10/2007	01/26/2007	0.04122861
Dividends	10/11/2006	10/27/2006	0.04122861
Dividends	07/12/2006	07/28/2006	0.04122861
Dividends	04/12/2006	04/28/2006	0.03926535
Dividends	01/11/2006	01/27/2006	0.03926535
Dividends	10/12/2005	10/28/2005	0.03926535
Dividends	07/13/2005	07/29/2005	0.03926535
Dividends	04/13/2005	04/29/2005	0.02991645
Dividends	01/12/2005	01/28/2005	0.02991645
Dividends	10/13/2004	10/29/2004	0.02991645
Dividends	07/13/2004	07/30/2004	0.02991645
Dividends	04/13/2004	04/30/2004	0.02849186
Dividends	01/13/2004	01/31/2004	0.02136890
Dividends	10/13/2003	10/31/2003	0.02136890
Dividends	10/25/1999	11/16/1999	0.04070266
Dividends	08/04/1999	08/25/1999	0.04070266
Dividends	05/04/1999	05/25/1999	0.04070266
Dividends	02/01/1999	02/16/1999	0.03391888
Dividends	10/26/1998	11/13/1998	0.02067437

ABOUT Unity Bancorp

Unity Bancorp Inc.

Average Investor10 user rating

4.0 (2 people)

United States

32 years

Founded: 1994

1989

Time since IPO - 37 years

210

Employees

Unity Bancorp Inc. (United States) is listed on the Nasdaq and has a market capitalization of $566.01 million, with shareholders equity totaling $371.81 million.

The company employs approximately 210 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Unity Bancorp Inc. reported $135.44 million in revenue, generating net income of $58.62 million.

Key financial metrics include a P/E ratio of 9.66, a price-to-book (P/B) ratio of 1.52, and a trailing twelve-month dividend yield of 1.14%.

The company trades under the ticker UNTY.

Market cap

$566.01 million

Net worth

$371.81 million

$371,813,000.00

Assets

$3.19 billion

$3,194,313,000.00

Total Shares Outstanding

10.04 million

10,041,000

Average Daily Trading Volume

$59.49 Thousand

$59,486.00

Sector

Financial

Industry

Banks

UNTY

UNTY revenue and profits

Financial Results UNTY

DRAG THE FRAME TO SEE MORE DATA

UNTY cash flow

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