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U.S. Bancorp is a United States–based company operating in the financial sector, within the banking and integrated financial-services industry.
It is the parent company of U.S. Bank, one of the largest commercial banks in the country, providing retail, corporate, commercial and wealth-management services.
The company originated from the consolidation of multiple regional banks throughout the twentieth century, forming a modern holding dedicated to regulated, comprehensive financial solutions.
Its portfolio includes traditional banking services, checking and savings accounts, credit cards, personal and business loans, mortgage lending, payment solutions, merchant services, treasury management, wealth management, financial advisory, investment products and capital-markets services.
U.S. Bancorp also maintains strong digital capabilities through integrated mobile-banking platforms, electronic-payment systems and customized solutions for businesses of all sizes.
The company operates nationally within the United States, with significant presence across more than twenty states, supported by a broad network of branches, service centers, corporate-solutions units and digital platforms with nationwide reach.
Its operational structure includes customer-service teams, banking operations, credit analysis, risk management, compliance, technology functions, cybersecurity and specialized financial-services divisions.
Market factors affecting the company include U.S. monetary policy, interest-rate cycles, credit demand, competition from traditional banks and digital institutions, federal and state regulations and ongoing technological transformation within the banking and payments sectors.
U.S. Bancorp is listed on the New York Stock Exchange (NYSE) under the ticker USB.
History and when U.S. Bancorp was founded
U.S. Bancorp was formed through a series of mergers and acquisitions involving regional financial institutions throughout the twentieth century.
Although its earliest predecessors date back to the nineteenth century, the modern holding structure began to take shape in the 1960s during a period of regional bank expansion across the Midwest.
During the 1980s and 1990s, the company entered a period of accelerated growth by acquiring multiple banking institutions and expanding its geographic footprint. In 2001, the merger of Firstar Corporation with the former U.S. Bancorp created the current entity, establishing a unified brand and large-scale national operations.
Over the following decades, U.S. Bancorp expanded its digital capabilities, investing in technology, process automation and advanced payment solutions.
From 2020 to 2024, the company continued enhancing its digital offerings, strengthened cybersecurity initiatives, adjusted operations to interest-rate changes and maintained its position as one of the largest commercial banking institutions in the United States.
Additional Information
The Company U.S. Bancorp (United States), is listed on NYSE with a market value of $ 85.96 Billions, having an equity of $ 63.80 Billions.
With a total of 69.651 employees, the company is listed in the sector of Financial and categorized in industry of Banks.
In the last 12 months the Company had a revenue of $ 28.18 Billions, which generated a profit in the amount of $ 7.19 Billions.
As for its main indicators, the Company has a P/E ratio of 11.96, a P/BV ratio of 1.35 and in the last 12 months the dividend yield of USB was at 3.66%.
The Company is traded internationally through the ticker USB.
