LOB

Live Oak Bancshares Inc.

Price

$34.06

return (12m)

-3.51%

p/e

12.14

p/bv

1.29

DIVIDEND YIELD

0.33%

LOB price

Live Oak Bancshares

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment LOB

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-14.01%

3 months

-17.45%

1 year

-3.51%

2 years

-27.22%

5 years

-48.13%

10 years

141.77%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals LOB

Valuation

P/E

12.14

Sector -139.38

Industry 10.82

P/BV

1.29

Sector -9.79

Industry 1.64

P/Revenue (PSR)

2.75

Sector -11.70

Industry 1.60

EV/EBITDA

Sector -982.91

Industry 11.21

EV/EBIT

Sector -2,650,423,218.32

Industry 9.95

P/EBITDA

Sector -110.99

Industry 7.94

P/EBIT

Sector -128.29

Industry 5.63

P/Total Assets

0.11

Sector 0.14

Industry 0.50

P/Net Current Assets

-0.12

Sector -7.32

Industry -0.77

P/Working Capital

Sector -

Industry -5.30

EPS

3.02

Sector -9,577.34

Industry 12.41

BVPS

28.46

Sector -9,735.71

Industry 65.79

Efficiency

Gross Margin

0.00%

Sector 0.77%

Industry 17.05%

EBITDA Margin

0.00%

Sector -277.40%

Industry 14.01%

EBIT Margin

0.00%

Sector -874,884.44%

Industry 13.60%

Operating Margin

0.00%

Sector -7.11%

Industry 6.68%

Net Profit Margins

22.62%

Sector -2.51%

Industry 15.29%

Asset Turnover

0.01

Sector 0.00

Industry 0.08

Profitability

ROE

10.60%

Sector -1,328.17%

Industry 17.07%

ROA

0.87%

Sector -8.24%

Industry 5.01%

ROIC

0.00%

Sector -12.38%

Industry 2.05%

Dividends

Dividend yield

0.33%

Sector 0.26%

Industry 1.86%

Payout

4.01%

Sector 5.44%

Industry 18.98%

Debt

Current Ratio

Sector -

Industry 0.63

Net Debt / EBITDA

Sector -152.89

Industry -14.50

Net Debt / EBIT

Sector -2,956,222,026.74

Industry -20.17

Net Debt / Equity

0.00

Sector -0.84

Industry -0.23

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.07

Equity/Assets

0.08

Sector -0.03

Industry 0.28

Liabilities/Assets

0.92

Sector 0.37

Industry 0.72

Growth

5Y Revenue CAGR

6.18%

Sector -

Industry -

5Y Earnings CAGR

-3.53%

Sector -

Industry -

Fundamentals LOB

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FAIR VALUE OF Live Oak Bancshares ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$34.06

Fair Value

$43.98

Upside

29.11%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
LOB Live Oak Bancshares Inc.	$34.06	-3.51%	0.33%	12.14	1.29	10.60%	22.62%
NU Nu Holdings (NuBank)	$15.60	1.43%	0.00%	17.82	4.85	27.22%	18.61%
BAC Bank of America Corporation	$53.38	8.21%	2.16%	11.40	1.27	11.17%	28.21%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$7.03	-20.90%	1.61%	10.72	1.55	14.43%	9.28%
HSBC HSBC Holdings PLC	$93.56	36.75%	3.78%	13.60	1.75	12.84%	18.78%
C Citigroup Inc.	$126.32	31.56%	1.93%	13.16	1.05	7.94%	9.67%
RY ROYAL BANK OF CANADA	$192.82	35.62%	2.43%	53.84	7.18	13.34%	15.74%
ITUB Itau Unibanco Banco Holding SA	$9.94	59.71%	5.76%	16.25	2.62	16.14%	9.37%
ING ING Group N.V.	$33.95	40.05%	3.67%	4.82	1.08	22.36%	26.65%
SAN Banco Santander SA ADR	$13.71	42.01%	1.85%	8.31	1.66	20.02%	-100.00%
WFC Wells Fargo & Company	$80.06	1.36%	2.23%	11.55	1.42	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.42	22.76%	3.97%	6.14	0.75	12.17%	8.45%
NWG NatWest Group PLC	$17.26	23.79%	5.37%	3.22	0.46	14.30%	20.45%
TD Toronto Dominion Bank	$114.89	47.13%	2.69%	193.59	8.20	4.24%	15.78%
BCS Barclays PLC	$22.98	13.90%	2.58%	13.66	0.77	5.66%	11.22%
BBD Banco Bradesco SA ADR	$4.44	60.74%	5.98%	10.39	1.41	13.58%	7.38%
BSBR Banco Santander Brasil SA ADR	$5.98	17.98%	5.67%	16.86	1.82	10.77%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$22.66	53.33%	1.91%	2,217.74	299.73	13.51%	20.55%
BSAC Banco Santander Chile	$31.81	25.33%	4.76%	12.28	2.65	21.58%	34.03%
DB Deutsche Bank AG	$33.53	-1.46%	2.49%	6.68	0.51	7.59%	9.14%
USB U.S. Bancorp	$56.26	23.71%	3.65%	11.12	1.32	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

LOB - Historical Dividends

Current Dividend Yield

0.33%

5-year average Dividend Yield

0.29%

Current Payout

4.01%

5-year average Payout

5.29%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/31/2026	09/15/2026	0.03000000
Dividends	06/01/2026	06/15/2026	0.03000000
Dividends	03/04/2026	03/15/2026	0.03000000
Dividends	12/01/2025	12/15/2025	0.03000000
Dividends	09/01/2025	09/15/2025	0.03000000
Dividends	06/02/2025	06/17/2025	0.03000000
Dividends	02/24/2025	03/11/2025	0.03000000
Dividends	11/29/2024	12/16/2024	0.03000000
Dividends	09/02/2024	09/17/2024	0.03000000
Dividends	06/03/2024	06/18/2024	0.03000000
Dividends	02/23/2024	03/12/2024	0.03000000
Dividends	11/24/2023	12/12/2023	0.03000000
Dividends	09/01/2023	09/19/2023	0.03000000
Dividends	06/05/2023	06/21/2023	0.03000000
Dividends	02/24/2023	03/14/2023	0.03000000
Dividends	11/25/2022	12/13/2022	0.03000000
Dividends	09/02/2022	09/20/2022	0.03000000
Dividends	05/27/2022	06/14/2022	0.03000000
Dividends	02/25/2022	03/15/2022	0.03000000
Dividends	11/25/2021	12/13/2021	0.03000000
Dividends	09/03/2021	09/21/2021	0.03000000
Dividends	05/21/2021	06/08/2021	0.03000000
Dividends	03/05/2021	03/23/2021	0.03000000
Dividends	11/27/2020	12/15/2020	0.03000000
Dividends	09/04/2020	09/22/2020	0.03000000
Dividends	05/22/2020	06/09/2020	0.03000000
Dividends	02/21/2020	03/10/2020	0.03000000
Dividends	11/29/2019	12/17/2019	0.03000000
Dividends	09/06/2019	09/24/2019	0.03000000
Dividends	05/24/2019	06/11/2019	0.03000000
Dividends	02/22/2019	03/12/2019	0.03000000
Dividends	11/29/2018	12/17/2018	0.03000000
Dividends	09/07/2018	09/25/2018	0.03000000
Dividends	05/25/2018	06/12/2018	0.03000000
Dividends	02/22/2018	03/12/2018	0.03000000
Dividends	11/09/2017	11/27/2017	0.03000000
Dividends	08/17/2017	09/05/2017	0.03000000
Dividends	05/19/2017	06/06/2017	0.02000000
Dividends	03/08/2017	03/24/2017	0.02000000
Dividends	12/12/2016	12/22/2016	0.02000000
Dividends	08/30/2016	09/16/2016	0.02000000
Dividends	06/03/2016	06/21/2016	0.01000000
Dividends	02/26/2016	03/15/2016	0.02000000
Dividends	12/28/2015	01/15/2016	0.01000000
Dividends	09/23/2015	10/09/2015	0.01000000

ABOUT Live Oak Bancshares

Live Oak Bancshares Inc.

Average Investor10 user rating

4.0 (2 people)

United States

18 years

Founded: 2008

2015

Time since IPO - 11 years

647

Employees

Live Oak Bancshares Inc. (United States) is listed on the Nasdaq and has a market capitalization of $1.69 billion, with shareholders equity totaling $1.32 billion.

The company employs approximately 647 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Live Oak Bancshares Inc. reported $616.86 million in revenue, generating net income of $139.56 million.

Key financial metrics include a P/E ratio of 12.14, a price-to-book (P/B) ratio of 1.29, and a trailing twelve-month dividend yield of 0.33%.

The company trades under the ticker LOB.

Market cap

$1.69 billion

Net worth

$1.32 billion

$1,316,918,000.00

Assets

$16.04 billion

$16,038,141,000.00

Total Shares Outstanding

46.27 million

46,265,000

Average Daily Trading Volume

$213.11 Thousand

$213,112.18

Sector

Financial

Industry

Banks

LOB

LOB revenue and profits

Financial Results LOB

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LOB cash flow

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