QFIN

360 DigiTech Inc.

Price

$9.08

return (12m)

-65.56%

p/e

1.55

p/bv

0.31

DIVIDEND YIELD

16.96%

QFIN price

360 DigiTech

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment QFIN

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-31.37%

3 months

-37.51%

1 year

-65.56%

2 years

-57.91%

5 years

-54.81%

10 years

0.00%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals QFIN

Valuation

P/E

1.55

Sector -141.71

Industry -1,486.17

P/BV

0.31

Sector -8.07

Industry -43.02

P/Revenue (PSR)

0.52

Sector -12.17

Industry -

EV/EBITDA

Sector -758,666,964.57

Industry -

EV/EBIT

Sector -731,232,733,420.15

Industry -

P/EBITDA

Sector -122.98

Industry -481.65

P/EBIT

Sector -143.42

Industry -456.50

P/Total Assets

0.14

Sector 0.14

Industry 0.40

P/Net Current Assets

-0.26

Sector -8.63

Industry -

P/Working Capital

Sector -

Industry -

EPS

5.87

Sector -11,005.95

Industry -28,712.98

BVPS

29.01

Sector -23,933.92

Industry -45,971.51

Efficiency

Gross Margin

0.00%

Sector -0.27%

Industry -0.03%

EBITDA Margin

0.00%

Sector -308.01%

Industry -

EBIT Margin

0.00%

Sector -359,458.81%

Industry -

Operating Margin

0.00%

Sector -6.22%

Industry -9.19%

Net Profit Margins

33.54%

Sector -1.77%

Industry -9.76%

Asset Turnover

0.06

Sector 0.01

Industry -

Profitability

ROE

20.23%

Sector -1,347.00%

Industry -60.15%

ROA

9.12%

Sector -7.58%

Industry -14.45%

ROIC

0.00%

Sector -12.77%

Industry -

Dividends

Dividend yield

16.96%

Sector 0.24%

Industry -

Payout

26.29%

Sector 5.33%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -559,586,701.30

Industry -

Net Debt / EBIT

Sector -800,210,155,831.48

Industry -

Net Debt / Equity

0.00

Sector -0.80

Industry -0.10

Gross Debt / Equity

0.00

Sector -0.22

Industry -

Equity/Assets

0.45

Sector -0.01

Industry -0.05

Liabilities/Assets

0.55

Sector 0.37

Industry -0.02

Growth

5Y Revenue CAGR

-0.77%

Sector -

Industry -

5Y Earnings CAGR

-4.42%

Sector -

Industry -

Fundamentals QFIN

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FAIR VALUE OF 360 DigiTech ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$9.08

Fair Value

$61.90

Upside Return potential.

581.71%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
QFIN 360 DigiTech Inc.	$9.08	-66.01%	16.96%	1.55	0.31	20.23%	33.54%
MA Mastercard Incorporated	$581.69	-1.34%	0.58%	31.56	91.52	289.99%	46.34%
AXP American Express Company	$327.99	2.41%	1.08%	19.54	6.49	33.19%	14.69%
PAGS Pagbank - Pagseguro Digital LTD	$9.77	12.47%	5.12%	6.65	0.92	13.88%	10.46%
PYPL Paypal Holdings INC	$54.81	-20.63%	0.77%	9.81	2.43	24.73%	14.36%
SYF Synchrony Financial	$80.73	8.74%	1.54%	7.60	1.58	20.82%	18.28%
COF Capital One Financial Corp.	$220.70	1.26%	1.45%	13.25	1.20	9.09%	13.16%
IX ORIX Corp.	$40.18	59.41%	1.98%	9.32	1.46	15.70%	21.35%
FIS Fidelity National Information Services Inc.	$41.86	-36.70%	4.01%	6.40	1.35	21.05%	27.67%
JSM Navient Corporation	$18.02	3.21%	8.32%	32.91	0.71	2.16%	1.37%
FCFS FirstCash Inc.	$225.93	52.20%	0.74%	25.49	4.26	16.72%	9.42%
EEFT Euronet Worldwide Inc.	$73.97	-18.39%	0.00%	9.60	2.25	23.43%	6.67%
OPRT Oportun Financial Corporation	$7.77	19.35%	0.00%	19.31	0.92	4.79%	4.92%
EZPW EZCORP Inc.	$33.41	100.51%	0.00%	12.92	1.76	13.62%	10.04%
IMXI International Money Express Inc.	$14.42	-1.77%	0.00%	23.33	2.56	10.98%	3.35%
CACC Credit Acceptance Corporation	$609.50	17.28%	0.00%	12.73	4.02	31.59%	21.54%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

QFIN Historical Dividends

current DY: 16.96%

5-year average DY: 5.80%

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type	Ex - Dividend Date	payment date	value
Dividends	09/08/2026	10/01/2026	0.46000000
Dividends	04/21/2026	05/14/2026	0.78000000
Dividends	09/05/2025	09/30/2025	0.76000000
Dividends	04/22/2025	06/02/2025	0.70000000
Dividends	09/26/2024	11/01/2024	0.60000000
Dividends	04/11/2024	05/24/2024	0.58000000
Dividends	09/20/2023	11/01/2023	0.50000000
Dividends	04/07/2023	05/19/2023	0.16000000
Dividends	12/08/2022	01/18/2023	0.16000000
Dividends	09/14/2022	10/28/2022	0.18000000
Dividends	06/16/2022	07/27/2022	0.22000000
Dividends	04/04/2022	05/13/2022	0.26000000
Dividends	12/13/2021	01/18/2022	0.28000000

ABOUT 360 DigiTech

360 DigiTech Inc.

Average Investor10 user rating

4.0 (8 people)

United States

10 years

Founded: 2016

2018

Time since IPO - 8 years

3.121

Employees

360 DigiTech Inc. (United States) is listed on the Nasdaq and has a market capitalization of $1.11 billion, with shareholders equity totaling $3.54 billion.

The company employs approximately 3.121 people and operates in the Financial sector, within the Consumer Financial Services industry.

Over the past 12 months, 360 DigiTech Inc. reported $2.13 billion in revenue, generating net income of $715.99 million.

Key financial metrics include a P/E ratio of 1.55, a price-to-book (P/B) ratio of 0.31, and a trailing twelve-month dividend yield of 16.96%.

The company trades under the ticker QFIN.

Market cap

$1.11 billion

Net worth

$3.54 billion

$3,539,740,000.00

Assets

$7.85 billion

$7,853,970,000.00

Total Shares Outstanding

122.00 million

122,000,000

Average Daily Trading Volume

$1.96 million

$1,959,993.50

Sector

Financial

Industry

Consumer Financial Services

QFIN

QFIN revenue and profits

Financial Results QFIN

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QFIN cash flow

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