XYF

X Financial Class A

Price

$4.80

return (12m)

p/e

1.26

p/bv

0.16

DIVIDEND YIELD

11.81%

XYF price

X Financial Class A

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment XYF

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-3.03%

3 months

2.61%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals XYF

Valuation

P/E

1.26

Sector 7.86

Industry 7.86

P/BV

0.16

Sector 2.07

Industry 2.07

P/Revenue (PSR)

0.19

Sector 2.16

Industry 2.16

EV/EBITDA

1.82

Sector -5,375,241.03

Industry -5,375,241.03

EV/EBIT

1.82

Sector -4,749,623.80

Industry -4,749,623.80

P/EBITDA

1.11

Sector 2.94

Industry 2.94

P/EBIT

1.11

Sector 1.60

Industry 1.60

P/Total Assets

0.09

Sector 0.98

Industry 0.98

P/Ativo Circ. Liq.

0.27

Sector -90.75

Industry -90.75

P/Cap.Giro

0.23

Sector -23.41

Industry -23.41

EPS

3.75

Sector 0.64

Industry 0.64

BVPS

28.90

Sector 10.00

Industry 10.00

Efficiency

Gross Margin

70.05%

Sector 31.59%

Industry 31.59%

EBITDA Margin

11.81%

Sector -179.71%

Industry -179.71%

EBIT Margin

11.81%

Sector -4.80%

Industry -4.80%

Operating Margin

17.14%

Sector 4.46%

Industry 4.46%

Net Profit Margins

15.07%

Sector 2.49%

Industry 2.49%

Giro Ativos

0.09

Sector 0.11

Industry 0.11

Profitability

ROE

12.98%

Sector 2.22%

Industry 2.22%

ROA

7.41%

Sector -1.07%

Industry -1.07%

ROIC

3.15%

Sector -179.52%

Industry -179.52%

Dividends

Dividend yield

11.81%

Sector 0.62%

Industry 0.62%

Payout

14.88%

Sector 11.62%

Industry 11.62%

Debt

Current Ratio

2.08

Sector 1.12

Industry 1.12

Dívida Líquida/EBITDA

-7.35

Sector -23,184,033.21

Industry -23,184,033.21

Dívida Líquida/EBIT

-7.35

Sector -129.51

Industry -129.51

Dívida Líquida/Patrimônio

-0.13

Sector -0.72

Industry -0.72

Dívida Bruta/Patrimônio

0.00

Sector 0.19

Industry 0.19

Equity/Assets

0.57

Sector 0.42

Industry 0.42

Liabilities/Assets

0.43

Sector 0.52

Industry 0.52

Growth

5Y Revenue CAGR

11.52%

Sector -

Industry -

5Y Earnings CAGR

2.70%

Sector -

Industry -

FAIR VALUE OF X Financial Class A ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$4.80

Fair Value

$49.38

Upside Return potential.

928.76%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals XYF

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Stock Comparison Tool

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	p/e	p/bv	ROE	dy	market cap	net margin
XYF	1.26	0.16	12.98%	11.81%	$184.86 M	15.07%

XYF Historical Dividends

current DY: 11.81%

5-year average DY: 1.94%

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type	Ex - Dividend Date	payment date	value
Dividends	04/29/2026	05/20/2026	0.28000000
Dividends	09/25/2025	10/15/2025	0.28000000
Dividends	06/19/2025	07/02/2025	0.25000000
Dividends	09/03/2024	09/27/2024	0.17000000
Dividends	05/08/2024	05/31/2024	0.17000000
Dividends	09/15/2023	10/18/2023	0.17000000
Dividends	04/03/2019	04/26/2019	0.30000000

ABOUT X Financial Class A

X Financial Class A

Average Investor10 user rating

4.0 (1 people)

United States

- year

Founded:

Time since IPO - - year

-

Employees

X Financial Class A (United States) is listed on the Nasdaq and has a market capitalization of $184.86 million, with shareholders equity totaling $1.13 billion.

The Company is listed on the [MARKET_NAME]

Over the past 12 months, X Financial Class A reported $970.91 million in revenue, generating net income of $146.30 million.

Key financial metrics include a P/E ratio of 1.26, a price-to-book (P/B) ratio of 0.16, and a trailing twelve-month dividend yield of 11.81%.

The company trades under the ticker XYF.

Market cap

$184.86 million

Net worth

$1.13 billion

$1,127,170,000.00

Assets

$1.97 billion

$1,974,210,000.00

Total Shares Outstanding

39.00 million

39,000,000

Average Daily Trading Volume

$88.56 Thousand

$88,561.60

Sector

Others

Industry

Others

XYF

XYF revenue and profits

Financial Results XYF

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XYF cash flow

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