ASRV

AmeriServ Financial Inc.

Price

$4.92

return (12m)

69.33%

p/e

10.02

p/bv

0.69

DIVIDEND YIELD

2.39%

ASRV price

AmeriServ Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment ASRV

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

11.94%

3 months

30.20%

1 year

69.33%

2 years

100.55%

5 years

50.20%

10 years

107.91%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals ASRV

Valuation

P/E

10.02

Sector -124.70

Industry -999.63

P/BV

0.69

Sector -7.04

Industry -31.11

P/Revenue (PSR)

1.39

Sector 0.86

Industry -

EV/EBITDA

Sector -620,361,018.20

Industry -

EV/EBIT

Sector -69,235,938.35

Industry -

P/EBITDA

Sector -69.93

Industry -142.12

P/EBIT

Sector -95.51

Industry -138.49

P/Total Assets

0.06

Sector 0.12

Industry 0.20

P/Net Current Assets

-0.06

Sector -671,823.72

Industry -

P/Working Capital

Sector -2,063,440.27

Industry -

EPS

0.50

Sector -8,496.75

Industry -22,937.72

BVPS

7.24

Sector -3,695.29

Industry -6,723.18

Efficiency

Gross Margin

0.00%

Sector -0.56%

Industry -0.03%

EBITDA Margin

0.00%

Sector -317.49%

Industry -

EBIT Margin

0.00%

Sector -1,014,423.37%

Industry -

Operating Margin

0.00%

Sector -6.09%

Industry -9.31%

Net Profit Margins

13.86%

Sector -0.33%

Industry -8.64%

Asset Turnover

0.01

Sector 0.00

Industry 0.00

Profitability

ROE

6.91%

Sector -2,766.51%

Industry -8,832.97%

ROA

0.58%

Sector -1,361.33%

Industry -8,710.92%

ROIC

0.00%

Sector -12.53%

Industry -

Dividends

Dividend yield

2.39%

Sector 0.26%

Industry -

Payout

23.95%

Sector 5.25%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -648,514,315.32

Industry -

Net Debt / EBIT

Sector -98.13

Industry -

Net Debt / Equity

0.00

Sector -0.65

Industry -0.26

Gross Debt / Equity

0.00

Sector -0.21

Industry -

Equity/Assets

0.08

Sector 0.01

Industry -0.07

Liabilities/Assets

0.92

Sector 0.39

Industry -0.08

Growth

5Y Revenue CAGR

1.56%

Sector -

Industry -

5Y Earnings CAGR

3.78%

Sector -

Industry -

FAIR VALUE OF AmeriServ Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$4.92

Fair Value

$9.02

Upside Return potential.

83.62%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals ASRV

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
ASRV AmeriServ Financial Inc.	$4.92	69.33%	2.39%	10.02	0.69	6.91%	13.86%
NU Nu Holdings (NuBank)	$14.81	6.24%	0.00%	20.10	5.47	27.22%	18.61%
BAC Bank of America Corporation	$62.19	29.08%	1.82%	13.07	1.46	11.18%	27.79%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.61	-29.77%	2.06%	792.00	31.71	4.00%	15.97%
HSBC HSBC Holdings PLC	$104.46	66.67%	3.52%	16.37	1.85	11.31%	30.81%
C Citigroup Inc.	$131.80	41.29%	1.39%	12.39	1.03	8.32%	19.56%
RY ROYAL BANK OF CANADA	$205.04	52.79%	2.31%	17.72	2.78	15.67%	31.85%
ING ING Group N.V.	$35.07	49.55%	5.00%	12.80	1.69	13.16%	28.23%
SAN Banco Santander SA ADR	$14.74	53.26%	1.39%	11.69	1.65	14.14%	27.00%
WFC Wells Fargo & Company	$84.56	9.85%	2.16%	11.21	1.39	12.40%	26.05%
LYG Lloyds Banking Group PLC	$6.07	39.05%	3.36%	3.91	0.61	15.62%	8.41%
TD Toronto Dominion Bank	$116.58	61.95%	2.67%	125.11	13.38	10.69%	13.09%
BCS Barclays PLC	$27.02	36.12%	1.73%	8.56	0.84	9.86%	25.50%
NWG NatWest Group PLC	$18.76	31.82%	4.79%	8.54	1.24	14.53%	36.28%
BBD Banco Bradesco SA ADR	$3.16	15.11%	8.13%	7.52	0.97	12.90%	19.80%
BSBR Banco Santander Brasil SA ADR	$5.79	22.50%	5.91%	6,358.68	239.76	3.77%	5.21%
BSAC Banco Santander Chile	$35.77	54.99%	4.33%	13.50	2.91	21.58%	34.03%
MUFG Mitsubishi UFJ Financial Group Inc.	$21.96	44.58%	1.97%	15.52	1.66	10.72%	32.42%
DB Deutsche Bank AG	$38.59	6.66%	2.30%	8.57	0.78	9.09%	22.02%
USB U.S. Bancorp	$62.15	33.85%	3.37%	11.74	1.41	12.03%	27.61%
PRU Prudential Financial Inc.	$121.65	16.70%	4.53%	10.72	1.21	11.33%	6.38%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

ASRV Historical Dividends

current DY: 2.39%

5-year average DY: 3.89%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	07/31/2026	08/17/2026	0.03000000
Dividends	05/01/2026	05/18/2026	0.03000000
Dividends	01/30/2026	02/17/2026	0.03000000
Dividends	10/31/2025	11/17/2025	0.03000000
Dividends	08/01/2025	08/18/2025	0.03000000
Dividends	05/02/2025	05/19/2025	0.03000000
Dividends	01/31/2025	02/18/2025	0.03000000
Dividends	11/01/2024	11/18/2024	0.03000000
Dividends	08/02/2024	08/19/2024	0.03000000
Dividends	05/02/2024	05/20/2024	0.03000000
Dividends	02/01/2024	02/20/2024	0.03000000
Dividends	11/02/2023	11/20/2023	0.03000000
Dividends	08/03/2023	08/21/2023	0.03000000
Dividends	05/04/2023	05/22/2023	0.03000000
Dividends	02/02/2023	02/21/2023	0.03000000
Dividends	11/03/2022	11/21/2022	0.03000000
Dividends	08/04/2022	08/22/2022	0.03000000
Dividends	05/05/2022	05/23/2022	0.03000000
Dividends	02/03/2022	02/22/2022	0.02500000
Dividends	11/04/2021	11/22/2021	0.02500000
Dividends	07/29/2021	08/16/2021	0.02500000
Dividends	04/29/2021	05/17/2021	0.02500000
Dividends	02/04/2021	02/22/2021	0.02500000
Dividends	10/29/2020	11/16/2020	0.02500000
Dividends	07/30/2020	08/17/2020	0.02500000
Dividends	04/30/2020	05/18/2020	0.02500000
Dividends	01/30/2020	02/18/2020	0.02500000
Dividends	10/31/2019	11/18/2019	0.02500000
Dividends	08/01/2019	08/19/2019	0.02500000
Dividends	05/02/2019	05/20/2019	0.02500000
Dividends	01/31/2019	02/19/2019	0.02000000
Dividends	11/01/2018	11/19/2018	0.02000000
Dividends	08/02/2018	08/20/2018	0.02000000
Dividends	05/03/2018	05/21/2018	0.02000000
Dividends	02/01/2018	02/20/2018	0.01500000
Dividends	11/02/2017	11/20/2017	0.01500000
Dividends	08/03/2017	08/21/2017	0.01500000
Dividends	05/04/2017	05/22/2017	0.01500000
Dividends	02/02/2017	02/21/2017	0.01500000
Dividends	11/03/2016	11/21/2016	0.01500000
Dividends	08/04/2016	08/22/2016	0.01500000
Dividends	05/05/2016	05/23/2016	0.01000000
Dividends	02/04/2016	02/22/2016	0.01000000
Dividends	10/29/2015	11/16/2015	0.01000000
Dividends	07/30/2015	08/17/2015	0.01000000
Dividends	04/30/2015	05/18/2015	0.01000000
Dividends	01/29/2015	02/17/2015	0.01000000
Dividends	10/30/2014	11/17/2014	0.01000000
Dividends	07/31/2014	08/18/2014	0.01000000
Dividends	05/01/2014	05/19/2014	0.01000000
Dividends	01/30/2014	02/18/2014	0.01000000
Dividends	10/31/2013	11/18/2013	0.01000000
Dividends	08/01/2013	08/19/2013	0.01000000
Dividends	05/02/2013	05/20/2013	0.01000000
Dividends	11/11/2008	11/24/2008	0.02500000
Dividends	11/28/2002	01/03/2003	0.03000000
Dividends	08/28/2002	10/02/2002	0.09000000
Dividends	05/30/2002	07/03/2002	0.09000000
Dividends	02/27/2002	04/02/2002	0.09000000
Dividends	11/22/2001	01/02/2002	0.09000000
Dividends	08/29/2001	10/03/2001	0.09000000
Dividends	05/31/2001	07/05/2001	0.09000000
Dividends	02/28/2001	04/03/2001	0.09000000
Dividends	11/23/2000	01/02/2001	0.09000000
Dividends	08/30/2000	10/04/2000	0.09000000
Dividends	06/05/2000	07/06/2000	0.09000000
Dividends	03/22/2000	04/01/2000	5.50000000
Dividends	03/03/2000	03/20/2000	0.15000000
Dividends	09/01/1999	10/06/1999	0.15000000
Dividends	06/03/1999	07/08/1999	0.15000000
Dividends	03/03/1999	04/06/1999	0.14000000
Dividends	12/24/1998	01/29/1999	0.14000000
Dividends	11/23/1998	01/04/1999	0.14000000
Dividends	09/02/1998	10/07/1998	0.14000000
Dividends	05/28/1998	07/01/1998	0.42000000
Dividends	03/04/1998	04/07/1998	0.35000000
Dividends	12/25/1997	01/30/1998	0.35000000
Dividends	11/27/1997	01/02/1998	0.35000000
Dividends	08/27/1997	10/01/1997	0.35000000
Dividends	05/29/1997	07/02/1997	0.35000000
Dividends	03/05/1997	04/08/1997	0.30000000
Dividends	12/26/1996	01/30/1997	0.30000000
Dividends	11/28/1996	01/03/1997	0.30000000
Dividends	08/28/1996	10/02/1996	0.30000000
Dividends	05/30/1996	07/03/1996	0.30000000
Dividends	02/28/1996	04/02/1996	0.27000000
Dividends	11/23/1995	01/02/1996	0.27000000
Dividends	08/30/1995	10/04/1995	0.27000000
Dividends	05/30/1995	07/06/1995	0.25000000
Dividends	02/27/1995	04/04/1995	0.25000000
Dividends	11/21/1994	01/03/1995	0.25000000
Dividends	08/29/1994	10/05/1994	0.25000000
Dividends	06/09/1994	07/18/1994	0.25000000
Dividends	02/28/1994	04/05/1994	0.22000000
Dividends	11/29/1993	01/03/1994	0.11100000
Dividends	08/30/1993	10/06/1993	0.20000000
Dividends	04/30/1993	07/06/1993	0.20000000
Dividends	03/01/1993	04/06/1993	0.20000000
Dividends	11/23/1992	01/04/1993	0.20000000
Dividends	08/28/1992	10/06/1992	0.20000000
Dividends	05/26/1992	07/01/1992	0.20000000
Dividends	03/02/1992	04/07/1992	0.15000000
Dividends	11/25/1991	01/03/1992	0.07590000
Dividends	08/26/1991	10/02/1991	0.45000000
Dividends	05/27/1991	07/02/1991	0.07590000
Dividends	02/25/1991	04/30/1991	0.29970000
Dividends	11/27/1990	01/31/1991	0.05040000
Dividends	08/27/1990	10/31/1990	0.15030000

ABOUT AmeriServ Financial

AmeriServ Financial Inc.

Average Investor10 user rating

4.0 (8 people)

United States

44 years

Founded: 1982

1985

Time since IPO - 41 years

314

Employees

AmeriServ Financial Inc. (United States) is listed on the Nasdaq and has a market capitalization of $85.26 million, with shareholders equity totaling $123.08 million.

The company employs approximately 314 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, AmeriServ Financial Inc. reported $61.41 million in revenue, generating net income of $8.51 million.

Key financial metrics include a P/E ratio of 10.02, a price-to-book (P/B) ratio of 0.69, and a trailing twelve-month dividend yield of 2.39%.

The company trades under the ticker ASRV.

Market cap

$85.26 million

Net worth

$123.08 million

$123,080,000.00

Assets

$1.46 billion

$1,462,140,000.00

Total Shares Outstanding

17.00 million

17,000,000

Average Daily Trading Volume

$20.01 Thousand

$20,013.36

Sector

Financial

Industry

Banks

ASRV

ASRV revenue and profits

Financial Results ASRV

DRAG THE FRAME TO SEE MORE DATA

ASRV cash flow

DRAG THE FRAME TO SEE MORE DATA

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ROE

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