CIZN

Citizens Holding Company

Price

$10.15

return (12m)

28.64%

p/e

7.33

p/bv

0.94

DIVIDEND YIELD

0.00%

CIZN price

Citizens Holding

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment CIZN

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

4.96%

3 months

7.98%

1 year

28.64%

2 years

33.46%

5 years

-27.27%

10 years

-28.45%

Fundamentals CIZN

Valuation

P/E

7.33

Sector -102.23

Industry 12.13

P/BV

0.94

Sector -6.40

Industry 1.17

P/Revenue (PSR)

1.10

Sector 1.24

Industry 3.27

EV/EBITDA

Sector -1,314.59

Industry -

EV/EBIT

Sector -125,379.35

Industry -

P/EBITDA

Sector -56.83

Industry 0.22

P/EBIT

Sector -78.09

Industry -172.67

P/Total Assets

0.04

Sector 0.13

Industry 0.12

P/Ativo Circ. Liq.

-0.04

Sector -635,709.63

Industry -0.26

P/Cap.Giro

Sector -

Industry -

EPS

1.37

Sector -9,478.46

Industry 2.58

BVPS

10.61

Sector -3,866.26

Industry 27.14

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 3.48%

EBITDA Margin

0.00%

Sector -271.52%

Industry -45.50%

EBIT Margin

0.00%

Sector -1,014,459.19%

Industry 0.01%

Operating Margin

0.00%

Sector -5.64%

Industry 0.57%

Net Profit Margins

15.02%

Sector -0.08%

Industry 26.14%

Giro Ativos

0.01

Sector 0.00

Industry 0.01

Profitability

ROE

12.87%

Sector -2,889.92%

Industry 9.57%

ROA

0.54%

Sector -1,426.81%

Industry 0.98%

ROIC

0.00%

Sector -11.25%

Industry -1.67%

Dividends

Dividend yield

0.00%

Sector 0.39%

Industry 2.17%

Payout

0.00%

Sector 7.35%

Industry 25.82%

Debt

Current Ratio

Sector -

Industry -

Dívida Líquida/EBITDA

Sector -26,975,701,210.57

Industry -

Dívida Líquida/EBIT

Sector -86.55

Industry -

Dívida Líquida/Patrimônio

0.00

Sector -0.63

Industry -0.02

Dívida Bruta/Patrimônio

0.00

Sector -0.21

Industry 0.01

Equity/Assets

0.04

Sector 0.00

Industry 0.10

Liabilities/Assets

0.96

Sector 0.33

Industry 0.83

Growth

5Y Revenue CAGR

3.94%

Sector -

Industry -

5Y Earnings CAGR

1.78%

Sector -

Industry -

FAIR VALUE OF Citizens Holding ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$10.15

Fair Value

$18.08

Upside Return potential.

78.17%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals CIZN

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Stock Comparison Tool

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	p/e	p/bv	ROE	dy	market cap	net margin
CIZN	7.33	0.94	12.87%	0.00%	$60.00 M	15.02%
NU	22.02	5.57	25.29%	0.00%	$70.09 B	18.14%
BAC	13.11	1.47	11.18%	1.82%	$441.11 B	27.79%
INTR	1,383.84	174.37	12.60%	2.07%	$2.44 B	9.22%
HSBC	14.60	1.65	11.31%	3.94%	$325.78 B	30.81%
C	12.63	1.05	8.32%	1.81%	$225.27 B	19.56%
RY	18.24	2.86	15.67%	2.14%	$292.55 B	31.85%
ING	12.75	1.58	12.43%	4.09%	$95.37 B	27.73%
SAN	10.90	1.54	14.14%	1.49%	$205.85 B	27.00%
WFC	11.68	1.45	12.40%	2.08%	$263.97 B	26.05%
LYG	10.39	1.43	13.74%	3.29%	$90.73 B	9.87%
TD	35.77	3.99	11.17%	2.58%	$145.88 B	13.00%
BCS	9.90	0.94	9.48%	1.63%	$96.51 B	24.51%
NWG	8.98	1.24	13.84%	4.84%	$72.38 B	35.32%
BSBR	16.37	1.60	9.75%	6.33%	$39.16 B	27.60%
BSAC	14.62	2.98	20.38%	4.48%	$15.98 B	31.57%
BBD	1,151.02	151.18	13.13%	6.54%	$37.69 B	7.46%
MUFG	16.25	1.74	10.72%	1.88%	$260.55 B	32.42%
DB	8.17	0.73	8.94%	2.49%	$67.24 B	21.97%
USB	12.17	1.46	12.03%	3.25%	$99.43 B	27.61%
PRU	12.14	1.30	10.74%	4.61%	$41.71 B	5.46%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

CIZN Historical Dividends

current DY: 0.00%

5-year average DY: 7.05%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	06/13/2025	06/30/2025	0.02000000
Dividends	03/20/2025	03/31/2025	0.02000000
Dividends	12/13/2024	12/30/2024	0.16000000
Dividends	09/13/2024	09/30/2024	0.16000000
Dividends	06/13/2024	06/28/2024	0.16000000
Dividends	03/12/2024	03/29/2024	0.16000000
Dividends	12/13/2023	12/29/2023	0.16000000
Dividends	09/20/2023	09/29/2023	0.16000000
Dividends	06/14/2023	06/30/2023	0.16000000
Dividends	03/15/2023	03/31/2023	0.24000000
Dividends	12/14/2022	12/30/2022	0.24000000
Dividends	09/14/2022	09/30/2022	0.24000000
Dividends	06/14/2022	06/30/2022	0.24000000
Dividends	03/15/2022	03/31/2022	0.24000000
Dividends	12/15/2021	12/31/2021	0.24000000
Dividends	09/16/2021	09/30/2021	0.24000000
Dividends	09/16/2021	09/30/2021	0.24000000
Dividends	06/16/2021	06/30/2021	0.24000000
Dividends	03/15/2021	03/31/2021	0.24000000
Dividends	12/15/2020	12/31/2020	0.24000000
Dividends	09/14/2020	09/30/2020	0.24000000
Dividends	06/12/2020	06/30/2020	0.24000000
Dividends	03/13/2020	03/31/2020	0.24000000
Dividends	12/13/2019	12/31/2019	0.24000000
Dividends	09/12/2019	09/30/2019	0.24000000
Dividends	06/12/2019	06/28/2019	0.24000000
Dividends	03/13/2019	03/29/2019	0.24000000
Dividends	12/12/2018	12/31/2018	0.24000000
Dividends	09/12/2018	09/28/2018	0.24000000
Dividends	06/13/2018	06/29/2018	0.24000000
Dividends	03/13/2018	03/30/2018	0.24000000
Dividends	12/13/2017	12/29/2017	0.24000000
Dividends	09/13/2017	09/29/2017	0.24000000
Dividends	06/13/2017	06/30/2017	0.24000000
Dividends	03/15/2017	03/31/2017	0.24000000
Dividends	12/13/2016	12/30/2016	0.24000000
Dividends	09/13/2016	09/30/2016	0.24000000
Dividends	06/13/2016	06/30/2016	0.24000000
Dividends	03/11/2016	03/31/2016	0.24000000
Dividends	12/11/2015	12/31/2015	0.24000000
Dividends	09/11/2015	09/30/2015	0.23000000
Dividends	06/11/2015	06/30/2015	0.23000000
Dividends	03/12/2015	03/31/2015	0.23000000
Dividends	12/11/2014	12/31/2014	0.23000000
Dividends	09/11/2014	09/30/2014	0.22000000
Dividends	06/12/2014	06/30/2014	0.22000000
Dividends	03/13/2014	03/31/2014	0.22000000
Dividends	12/12/2013	12/31/2013	0.22000000
Dividends	09/12/2013	09/30/2013	0.22000000
Dividends	06/12/2013	06/28/2013	0.22000000
Dividends	03/14/2013	03/29/2013	0.22000000
Dividends	12/12/2012	12/31/2012	0.22000000
Dividends	09/12/2012	09/28/2012	0.22000000
Dividends	06/13/2012	06/29/2012	0.22000000
Dividends	03/13/2012	03/30/2012	0.22000000
Dividends	12/13/2011	12/30/2011	0.22000000
Dividends	09/13/2011	09/30/2011	0.22000000
Dividends	06/13/2011	06/30/2011	0.22000000
Dividends	03/11/2011	03/31/2011	0.22000000
Dividends	12/13/2010	12/31/2010	0.22000000
Dividends	09/13/2010	09/30/2010	0.21000000
Dividends	06/11/2010	06/30/2010	0.21000000
Dividends	03/11/2010	03/31/2010	0.21000000
Dividends	12/11/2009	12/31/2009	0.21000000
Dividends	09/11/2009	09/30/2009	0.20000000
Dividends	06/11/2009	06/30/2009	0.20000000
Dividends	03/12/2009	03/31/2009	0.20000000
Dividends	12/11/2008	12/31/2008	0.20000000
Dividends	09/11/2008	09/30/2008	0.19000000
Dividends	06/11/2008	06/30/2008	0.19000000
Dividends	03/12/2008	03/31/2008	0.19000000
Dividends	12/12/2007	12/31/2007	0.19000000
Dividends	09/12/2007	09/28/2007	0.18000000
Dividends	06/13/2007	06/29/2007	0.18000000
Dividends	03/13/2007	03/30/2007	0.18000000
Dividends	12/13/2006	12/29/2006	0.18000000
Dividends	09/13/2006	09/29/2006	0.17000000
Dividends	06/13/2006	06/30/2006	0.17000000
Dividends	03/13/2006	03/31/2006	0.17000000
Dividends	12/13/2005	12/30/2005	0.17000000
Dividends	09/13/2005	09/30/2005	0.16000000
Dividends	06/13/2005	06/30/2005	0.16000000
Dividends	03/11/2005	03/31/2005	0.16000000
Dividends	12/13/2004	12/31/2004	0.15000000
Dividends	09/13/2004	09/30/2004	0.15000000
Dividends	06/11/2004	06/30/2004	0.15000000
Dividends	03/11/2004	03/31/2004	0.15000000
Dividends	12/11/2003	12/31/2003	0.15000000
Dividends	09/11/2003	09/30/2003	0.14000000
Dividends	06/12/2003	06/30/2003	0.14000000
Dividends	03/13/2003	03/31/2003	0.14000000
Dividends	12/12/2002	12/31/2002	0.14000000
Dividends	09/10/2002	09/30/2002	0.14000000
Dividends	03/13/2002	03/29/2002	0.12000000
Dividends	12/11/2001	12/28/2001	0.10000000
Dividends	09/12/2001	09/28/2001	0.15000000
Dividends	06/13/2001	06/29/2001	0.10000000
Dividends	03/13/2001	03/30/2001	0.08333333
Dividends	12/13/2000	12/29/2000	0.08333333
Dividends	09/14/2000	09/29/2000	0.06666667
Dividends	06/19/2000	06/30/2000	0.06666667
Dividends	03/09/2000	01/01/1999	0.10006667
Dividends	12/09/1999	01/01/1999	0.17013333

ABOUT Citizens Holding

Citizens Holding Company

Average Investor10 user rating

4.0 (9 people)

United States

44 years

Founded: 1982

1999

Time since IPO - 27 years

290

Employees

Citizens Holding Company (United States) is listed on the Nasdaq and has a market capitalization of $60.00 million, with shareholders equity totaling $63.63 million.

The company employs approximately 290 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Citizens Holding Company reported $54.54 million in revenue, generating net income of $8.19 million.

Key financial metrics include a P/E ratio of 7.33, a price-to-book (P/B) ratio of 0.94, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker CIZN.

Market cap

$60.00 million

Net worth

$63.63 million

$63,630,000.00

Assets

$1.53 billion

$1,528,470,000.00

Total Shares Outstanding

6.00 million

6,000,000

Average Daily Trading Volume

$3.38 Thousand

$3,379.62

Sector

Financial

Industry

Banks

CIZN

CIZN revenue and profits

Financial Results CIZN

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CIZN cash flow

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BRK-A - Berkshire Hathaway

$741,956.00 2,02% (12M)

P/E

10.26

0.00%

ROE

9.94%

P/BV

1.02

BRK-B - Berkshire Hathaway

$495.21 2,30% (12M)

P/E

14.75

0.00%

ROE

9.94%

P/BV

1.47

JPM - JPMorgan

$353.99 21,41% (12M)

P/E

14.50

1.68%

ROE

17.37%

P/BV

2.52

SNEX - StoneX Group

$72.43 72,42% (12M)

P/E

18.66

0.00%

ROE

17.13%

P/BV

3.20

BAC - Bank of America

$62.15 31,78% (12M)

P/E

13.11

1.82%

ROE

11.18%

P/BV

1.47

AEG - Aegon

$9.18 33,22% (12M)

P/E

3.70

5.10%

ROE

33.99%

P/BV

1.26

C - Citigroup

$132.26 42,28% (12M)

P/E

12.63

1.81%

ROE

8.32%

P/BV

1.05

PGR - Progressive

$216.57 --7,78% (12M)

P/E

10.64

6.51%

ROE

34.06%

P/BV

3.62