HQY

HealthEquity Inc.

Price

$103.95

return (12m)

15.59%

p/e

38.42

p/bv

4.33

DIVIDEND YIELD

0.00%

HQY price

HealthEquity

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment HQY

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

5.30%

3 months

20.27%

1 year

15.59%

2 years

37.28%

5 years

64.74%

10 years

0.00%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals HQY

Valuation

P/E

38.42

Sector -103.43

Industry -54.84

P/BV

4.33

Sector -6.40

Industry -21.98

P/Revenue (PSR)

6.63

Sector 1.24

Industry -

EV/EBITDA

66.62

Sector -506,125,488.94

Industry -

EV/EBIT

90.87

Sector -16,519,714.13

Industry -

P/EBITDA

17.45

Sector -57.07

Industry -68.43

P/EBIT

25.06

Sector -68.24

Industry -83.17

P/Total Assets

2.68

Sector 0.13

Industry 0.25

P/Net Current Assets

-11.19

Sector -597,176.75

Industry -

P/Working Capital

26.80

Sector -

Industry -

EPS

2.75

Sector -8,889.45

Industry -20,253.05

BVPS

24.37

Sector -3,860.78

Industry -12,370.71

Efficiency

Gross Margin

70.68%

Sector -0.44%

Industry -1.01%

EBITDA Margin

40.38%

Sector -317.98%

Industry -

EBIT Margin

29.61%

Sector -361,818.46%

Industry -

Operating Margin

25.96%

Sector -5.61%

Industry -10.84%

Net Profit Margins

17.25%

Sector 0.25%

Industry -6.34%

Asset Turnover

0.11

Sector 0.00

Industry 0.00

Profitability

ROE

11.27%

Sector -2,885.51%

Industry -6,548.67%

ROA

6.98%

Sector -1,424.60%

Industry -12.89%

ROIC

10.57%

Sector -12.80%

Industry -168.91%

Dividends

Dividend yield

0.00%

Sector 0.38%

Industry -

Payout

0.00%

Sector 7.05%

Industry -

Debt

Current Ratio

3.44

Sector -

Industry -

Net Debt / EBITDA

4.73

Sector -655,374,026.03

Industry -139.03

Net Debt / EBIT

6.45

Sector -101.04

Industry -315.41

Net Debt / Equity

0.33

Sector -1.27

Industry -0.57

Gross Debt / Equity

0.46

Sector -0.21

Industry -

Equity/Assets

0.62

Sector 0.00

Industry -0.14

Liabilities/Assets

0.38

Sector 0.33

Industry -0.11

Growth

5Y Revenue CAGR

12.52%

Sector -

Industry -

5Y Earnings CAGR

0.00%

Sector -

Industry -

FAIR VALUE OF HealthEquity ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$103.95

Fair Value

$38.83

Upside Return potential.

-62.64%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals HQY

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Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
HQY HealthEquity Inc.	$103.95	16.11%	0.00%	38.42	4.33	11.27%	17.25%
NU Nu Holdings (NuBank)	$14.61	9.60%	0.00%	23.53	5.95	25.29%	18.14%
BAC Bank of America Corporation	$63.17	34.96%	1.75%	13.63	1.52	11.18%	27.79%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.32	-30.59%	2.19%	144.21	5.77	4.00%	15.97%
HSBC HSBC Holdings PLC	$102.32	67.96%	3.52%	16.37	1.85	11.31%	30.81%
C Citigroup Inc.	$132.89	46.61%	1.74%	13.18	1.10	8.32%	19.56%
RY ROYAL BANK OF CANADA	$207.62	57.66%	2.10%	18.60	2.92	15.67%	31.85%
ING ING Group N.V.	$34.69	49.27%	4.93%	12.99	1.71	13.16%	28.23%
SAN Banco Santander SA ADR	$14.17	50.61%	1.37%	11.86	1.68	14.14%	27.00%
WFC Wells Fargo & Company	$85.94	14.03%	2.05%	11.84	1.47	12.40%	26.05%
LYG Lloyds Banking Group PLC	$5.96	38.76%	3.25%	5.39	0.84	15.51%	8.45%
TD Toronto Dominion Bank	$118.35	65.46%	2.53%	96.11	10.39	10.81%	13.07%
BCS Barclays PLC	$26.87	36.54%	1.65%	8.99	0.89	9.86%	25.50%
NWG NatWest Group PLC	$18.41	32.87%	4.67%	8.77	1.27	14.53%	36.28%
BBD Banco Bradesco SA ADR	$3.05	15.14%	8.14%	7.51	0.97	12.90%	19.80%
BSBR Banco Santander Brasil SA ADR	$5.57	17.49%	7.72%	1,195.50	45.62	3.82%	5.18%
BSAC Banco Santander Chile	$34.88	55.51%	4.43%	13.20	2.85	21.58%	34.03%
MUFG Mitsubishi UFJ Financial Group Inc.	$21.56	45.61%	1.88%	16.22	1.74	10.72%	32.42%
DB Deutsche Bank AG	$38.03	6.74%	2.25%	8.76	0.80	9.09%	22.02%
USB U.S. Bancorp	$62.82	41.66%	3.18%	12.43	1.49	12.03%	27.61%
PRU Prudential Financial Inc.	$122.22	20.85%	4.39%	11.06	1.25	11.33%	6.38%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

HQY Historical Dividends

current DY: 0.00%

5-year average DY: 0.00%

no dividend paid in the period.

ABOUT HealthEquity

HealthEquity Inc.

Average Investor10 user rating

4.0 (1 people)

United States

24 years

Founded: 2002

2014

Time since IPO - 12 years

3.039

Employees

HealthEquity Inc. (United States) is listed on the Nasdaq and has a market capitalization of $8.86 billion, with shareholders equity totaling $2.05 billion.

The company employs approximately 3.039 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, HealthEquity Inc. reported $1.34 billion in revenue, generating net income of $230.70 million.

Key financial metrics include a P/E ratio of 38.42, a price-to-book (P/B) ratio of 4.33, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker HQY.

Market cap

$8.86 billion

Net worth

$2.05 billion

$2,047,390,000.00

Assets

$3.31 billion

$3,306,190,000.00

Total Shares Outstanding

84.00 million

84,000,000

Average Daily Trading Volume

$841.05 Thousand

$841,050.00

Sector

Financial

Industry

Banks

HQY

HQY revenue and profits

Financial Results HQY

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HQY cash flow

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