JFIN

Jiayin Group Inc.

Price

$1.30

return (12m)

-87.14%

p/e

0.51

p/bv

0.10

DIVIDEND YIELD

0.00%

JFIN price

Jiayin Group

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*The amount considers the reinvestment of dividends.

Return on Investment JFIN

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-10.46%

3 months

-40.60%

1 year

-87.14%

2 years

-80.36%

5 years

-57.22%

10 years

0.00%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals JFIN

Valuation

P/E

0.51

Sector -138.74

Industry 11.36

P/BV

0.10

Sector -9.99

Industry 1.73

P/Revenue (PSR)

0.09

Sector -9.95

Industry 1.67

EV/EBITDA

-13.52

Sector -768.89

Industry 15.19

EV/EBIT

-13.52

Sector -242,568,159,632.41

Industry 14.94

P/EBITDA

0.42

Sector -68.81

Industry 9.16

P/EBIT

0.42

Sector -72.29

Industry 9.85

P/Total Assets

0.05

Sector 0.13

Industry 0.51

P/Net Current Assets

0.18

Sector -9.95

Industry -0.79

P/Working Capital

0.14

Sector -

Industry 0.44

EPS

2.51

Sector -9,547.74

Industry 13.08

BVPS

12.20

Sector -8,470.95

Industry 68.27

Efficiency

Gross Margin

76.20%

Sector 1.02%

Industry 20.88%

EBITDA Margin

-9.07%

Sector -261.49%

Industry 16.71%

EBIT Margin

21.32%

Sector -7.30%

Industry 6.80%

Net Profit Margins

17.79%

Sector -2.50%

Industry 14.89%

Asset Turnover

0.09

Sector 0.01

Industry 0.08

Profitability

ROE

20.58%

Sector -1,326.58%

Industry 17.31%

ROA

10.52%

Sector -8.22%

Industry 4.88%

ROIC

-4.04%

Sector -12.43%

Industry 3.62%

Dividends

Dividend yield

0.00%

Sector 0.25%

Industry 1.83%

Payout

0.00%

Sector 5.46%

Industry 18.10%

Debt

Current Ratio

1.89

Sector -

Industry 0.96

Net Debt / EBITDA

-6.89

Sector -128.06

Industry -13.05

Net Debt / EBIT

-6.89

Sector -478,722,457,089.81

Industry -14.97

Net Debt / Equity

0.11

Sector -1.57

Industry -0.58

Gross Debt / Equity

0.12

Sector -0.24

Industry 0.02

Equity/Assets

0.51

Sector -0.03

Industry 0.27

Liabilities/Assets

0.49

Sector 0.36

Industry 0.73

Growth

5Y Revenue CAGR

21.55%

Sector -

Industry -

5Y Earnings CAGR

12.21%

Sector -

Industry -

Fundamentals JFIN

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FAIR VALUE OF Jiayin Group ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$1.30

Fair Value

$26.25

Upside

1,926.93%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
JFIN Jiayin Group Inc.	$1.30	-87.14%	0.00%	0.51	0.10	20.58%	17.79%
SLMBP SLM Corporation	$70.21	0.12%	8.18%	17.07	9.85	57.72%	42.90%
WRLD World Acceptance Corporation	$167.04	18.30%	0.00%	16.07	0.70	4.37%	7.94%
LX LexinFintech Holdings Ltd.	$0.64	-88.06%	23.93%	0.51	0.06	11.62%	10.79%
TREE LendingTree Inc.	$26.81	-57.35%	0.00%	2.06	1.16	56.63%	14.32%
UPST Upstart Holdings Inc.	$23.78	-54.87%	0.00%	37.70	2.85	7.57%	4.84%
SLM SLM Corporation	$19.42	-27.67%	2.65%	5.03	1.50	29.72%	100.00%
ATLC Atlanticus Holdings Corporation	$86.19	40.74%	0.00%	8.68	1.92	22.08%	21.10%
JPM JPMorgan Chase & Co.	$331.58	13.05%	1.82%	13.50	2.38	17.63%	21.74%
NU Nu Holdings (NuBank)	$15.16	-4.29%	0.00%	20.24	5.51	27.22%	18.61%
MA Mastercard Incorporated	$623.60	9.55%	0.54%	33.65	97.59	289.99%	46.34%
BAC Bank of America Corporation	$50.56	-1.14%	2.30%	11.35	1.24	10.95%	27.34%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$7.19	-19.19%	1.64%	10.48	1.51	14.43%	9.28%
BRK-B Berkshire Hathaway INC.	$542.19	10.18%	0.00%	13.65	1.56	11.46%	22.34%
HSBC HSBC Holdings PLC	$90.68	41.43%	3.99%	12.86	1.65	12.84%	18.78%
BRK-A Berkshire Hathaway INC.	$812,014.39	10.01%	0.00%	13.66	1.56	11.45%	22.32%
BLK BlackRock Inc.	$1,118.25	0.53%	2.00%	19.69	3.20	16.26%	32.81%
C Citigroup Inc.	$120.62	25.39%	2.05%	11.55	1.06	9.16%	14.38%
RY ROYAL BANK OF CANADA	$201.17	40.75%	2.36%	145.56	20.35	13.98%	15.76%
ITUB Itau Unibanco Banco Holding SA	$9.67	52.51%	6.06%	15.46	2.50	16.14%	9.37%
AXP American Express Company	$313.22	-11.18%	1.13%	16.80	0.68	4.03%	15.87%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

JFIN - Historical Dividends

Current Dividend Yield

0.00%

5-year average Dividend Yield

12.59%

Current Payout

—

5-year average Payout

12.71%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	07/11/2025	07/24/2025	0.80000000
Dividends	08/26/2024	09/06/2024	0.50000000
Dividends	01/17/2024	01/31/2024	0.40000000
Dividends	07/26/2023	08/02/2023	0.40000000

ABOUT Jiayin Group

Jiayin Group Inc.

Average Investor10 user rating

4.0 (13 people)

United States

9 years

Founded: 2017

2019

Time since IPO - 7 years

894

Employees

Jiayin Group Inc. (United States) is listed on the Nasdaq and has a market capitalization of $66.04 million, with shareholders equity totaling $634.16 million.

The company employs approximately 894 people and operates in the Financial sector, within the Consumer Finances industry.

Over the past 12 months, Jiayin Group Inc. reported $733.66 million in revenue, generating net income of $130.49 million.

Key financial metrics include a P/E ratio of 0.51, a price-to-book (P/B) ratio of 0.10, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker JFIN.

Market cap

$66.04 million

Net worth

$634.16 million

$634,160,000.00

Assets

$1.24 billion

$1,240,230,000.00

Total Shares Outstanding

52.00 million

52,000,000

Average Daily Trading Volume

$50.64 Thousand

$50,641.08

Sector

Financial

Industry

Consumer Finances

JFIN

JFIN revenue and profits

Financial Results JFIN

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JFIN cash flow

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