OPHC

OptimumBank Holdings Inc.

Price

$8.59

return (12m)

112.09%

p/e

7.19

p/bv

1.10

DIVIDEND YIELD

0.00%

OPHC price

OptimumBank Holdings

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment OPHC

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-6.07%

3 months

43.17%

1 year

112.09%

2 years

89.62%

5 years

63.31%

10 years

116.37%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals OPHC

Valuation

P/E

7.19

Sector -139.38

Industry -1,521.67

P/BV

1.10

Sector -9.96

Industry -43.49

P/Revenue (PSR)

2.51

Sector -11.57

Industry -

EV/EBITDA

Sector -968.07

Industry -

EV/EBIT

Sector -2,983,446,879.10

Industry -

P/EBITDA

Sector -111.27

Industry -580.72

P/EBIT

Sector -128.47

Industry -546.17

P/Total Assets

0.11

Sector 0.14

Industry 0.40

P/Net Current Assets

-0.12

Sector -7.39

Industry -

P/Working Capital

Sector -

Industry -

EPS

1.23

Sector -9,560.31

Industry -20,613.44

BVPS

8.08

Sector -8,470.38

Industry -6,015.22

Efficiency

Gross Margin

0.00%

Sector 0.86%

Industry -0.03%

EBITDA Margin

0.00%

Sector -277.40%

Industry -

EBIT Margin

0.00%

Sector -7.23%

Industry -10.83%

Net Profit Margins

34.86%

Sector -2.50%

Industry -11.89%

Asset Turnover

0.01

Sector 0.01

Industry -

Profitability

ROE

15.25%

Sector -1,326.56%

Industry -67.35%

ROA

1.46%

Sector -8.22%

Industry -16.16%

ROIC

0.00%

Sector -12.38%

Industry -

Dividends

Dividend yield

0.00%

Sector 0.26%

Industry -

Payout

0.00%

Sector 5.33%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -152.59

Industry -15.37

Net Debt / EBIT

Sector -2,967,653,881.58

Industry -17.44

Net Debt / Equity

0.00

Sector -0.83

Industry -0.62

Gross Debt / Equity

0.00

Sector -0.23

Industry -0.89

Equity/Assets

0.10

Sector -0.03

Industry -0.11

Liabilities/Assets

0.90

Sector 0.36

Industry -0.01

Growth

5Y Revenue CAGR

39.37%

Sector -

Industry -

5Y Earnings CAGR

26.62%

Sector -

Industry -

Fundamentals OPHC

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FAIR VALUE OF OptimumBank Holdings ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$8.59

Fair Value

$14.95

Upside

74.08%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price ($)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
OPHC OptimumBank Holdings Inc.	$8.59	112.09%	0.00%	7.19	1.10	15.25%	34.86%
NU Nu Holdings (NuBank)	$15.67	5.03%	0.00%	20.92	5.69	27.22%	18.61%
BAC Bank of America Corporation	$54.00	13.37%	2.15%	11.48	1.28	11.17%	28.21%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$7.53	-12.55%	1.46%	11.80	1.70	14.43%	9.28%
HSBC HSBC Holdings PLC	$94.93	50.48%	3.78%	13.60	1.75	12.84%	18.78%
C Citigroup Inc.	$127.39	38.50%	1.92%	13.27	1.05	7.94%	9.67%
RY ROYAL BANK OF CANADA	$194.29	39.90%	2.48%	72.74	9.86	13.55%	15.75%
ITUB Itau Unibanco Banco Holding SA	$9.90	60.60%	5.69%	16.47	2.66	16.14%	9.37%
ING ING Group N.V.	$33.62	46.38%	4.02%	3.77	0.86	22.87%	27.03%
SAN Banco Santander SA ADR	$13.54	39.27%	1.83%	8.41	1.68	20.02%	-100.00%
WFC Wells Fargo & Company	$82.08	8.02%	2.22%	11.59	1.42	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.48	28.73%	4.06%	4.51	0.55	12.25%	8.41%
NWG NatWest Group PLC	$17.62	29.76%	5.53%	2.34	0.34	14.39%	20.44%
TD Toronto Dominion Bank	$117.06	55.54%	2.76%	263.50	11.21	4.25%	15.77%
BCS Barclays PLC	$23.08	19.56%	2.68%	9.81	0.56	5.73%	11.31%
BBD Banco Bradesco SA ADR	$4.21	53.54%	6.44%	9.65	1.31	13.58%	7.38%
BSBR Banco Santander Brasil SA ADR	$5.76	20.10%	5.87%	16.28	1.75	10.77%	3.93%
BSAC Banco Santander Chile	$31.94	27.15%	4.75%	12.31	2.66	21.58%	34.03%
DB Deutsche Bank AG	$33.36	-0.88%	2.59%	5.53	0.43	7.72%	9.19%
USB U.S. Bancorp	$56.77	31.59%	3.70%	10.97	1.30	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

OPHC - Historical Dividends

no dividend paid in the period.

Current Dividend Yield

0.00%

5-year average Dividend Yield

0.00%

Current Payout

—

5-year average Payout

—

ABOUT OptimumBank Holdings

OptimumBank Holdings Inc.

Average Investor10 user rating

4.0 (0 people)

United States

22 years

Founded: 2004

2003

Time since IPO - 23 years

27

Employees

OptimumBank Holdings Inc. (United States) is listed on the Nasdaq and has a market capitalization of $147.41 million, with shareholders equity totaling $134.38 million.

The company employs approximately 27 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, OptimumBank Holdings Inc. reported $58.79 million in revenue, generating net income of $20.49 million.

Key financial metrics include a P/E ratio of 7.19, a price-to-book (P/B) ratio of 1.10, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker OPHC.

Market cap

$147.41 million

Net worth

$134.38 million

$134,380,000.00

Assets

$1.40 billion

$1,400,937,000.00

Total Shares Outstanding

16.64 million

16,637,000

Average Daily Trading Volume

$131.18 Thousand

$131,184.00

Sector

Financial

Industry

Banks

OPHC

OPHC revenue and profits

Financial Results OPHC

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OPHC cash flow

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