OPHC

OptimumBank Holdings Inc.

Price

$8.97

return (12m)

108.46%

p/e

7.56

p/bv

1.15

DIVIDEND YIELD

0.00%

OPHC price

OptimumBank Holdings

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment OPHC

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

23.72%

3 months

63.09%

1 year

108.46%

2 years

92.08%

5 years

89.24%

10 years

79.40%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals OPHC

Valuation

P/E

7.56

Sector -123.13

Industry 9.46

P/BV

1.15

Sector -7.43

Industry 1.16

P/Revenue (PSR)

2.63

Sector -10.89

Industry 1.17

EV/EBITDA

Sector -

Industry -13.04

EV/EBIT

Sector -

Industry -376.27

P/EBITDA

Sector -105.03

Industry -2.52

P/EBIT

Sector -119.31

Industry -38.61

P/Total Assets

0.11

Sector 0.12

Industry 0.29

P/Net Current Assets

-0.12

Sector -659,563.27

Industry -10.71

P/Working Capital

Sector -

Industry -0.47

EPS

1.21

Sector -8,402.48

Industry 4.36

BVPS

7.90

Sector -11,670.24

Industry 26.12

Efficiency

Gross Margin

0.00%

Sector -0.57%

Industry 41.51%

EBITDA Margin

0.00%

Sector -

Industry 2.36%

EBIT Margin

0.00%

Sector -1,002,071.44%

Industry -17.91%

Operating Margin

0.00%

Sector -6.15%

Industry 6.90%

Net Profit Margins

34.86%

Sector -1.58%

Industry 8.62%

Asset Turnover

0.01

Sector 0.01

Industry 0.06

Profitability

ROE

15.25%

Sector -2,767.25%

Industry 11.94%

ROA

1.46%

Sector -1,356.11%

Industry 2.46%

ROIC

0.00%

Sector -8.55%

Industry -4.04%

Dividends

Dividend yield

0.00%

Sector 0.26%

Industry 0.49%

Payout

0.00%

Sector 5.08%

Industry 8.28%

Debt

Current Ratio

Sector -

Industry 1.09

Net Debt / EBITDA

Sector -

Industry -9.34

Net Debt / EBIT

Sector -

Industry -183.43

Net Debt / Equity

0.00

Sector -0.68

Industry 0.27

Gross Debt / Equity

0.00

Sector -0.21

Industry 0.48

Equity/Assets

0.10

Sector 0.00

Industry 0.23

Liabilities/Assets

0.90

Sector 0.39

Industry 0.71

Growth

5Y Revenue CAGR

39.37%

Sector -

Industry -

5Y Earnings CAGR

26.60%

Sector -

Industry -

FAIR VALUE OF OptimumBank Holdings ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$8.97

Fair Value

$14.67

Upside Return potential.

63.50%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals OPHC

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
OPHC OptimumBank Holdings Inc.	$8.97	105.26%	0.00%	7.56	1.15	15.25%	34.86%
NU Nu Holdings (NuBank)	$14.28	-2.46%	0.00%	20.07	5.46	27.22%	18.61%
BAC Bank of America Corporation	$62.38	27.20%	1.80%	13.77	1.51	10.97%	16.92%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.27	-38.09%	2.01%	4,196.25	167.98	4.00%	15.97%
HSBC HSBC Holdings PLC	$103.53	67.94%	3.61%	14.23	1.83	12.84%	18.78%
C Citigroup Inc.	$132.63	39.89%	1.85%	13.74	1.09	7.94%	9.67%
RY ROYAL BANK OF CANADA	$203.69	44.07%	2.32%	13.23	2.02	15.25%	15.65%
ING ING Group N.V.	$35.18	52.88%	3.82%	12.90	1.70	13.16%	28.23%
SAN Banco Santander SA ADR	$14.61	58.77%	1.39%	6.89	1.71	24.77%	29.74%
WFC Wells Fargo & Company	$86.13	7.27%	2.12%	11.84	1.45	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.92	38.94%	3.35%	2.93	0.46	15.74%	8.37%
TD Toronto Dominion Bank	$120.15	63.05%	2.63%	174.48	18.46	10.58%	13.12%
NWG NatWest Group PLC	$18.35	33.67%	4.76%	8.60	1.25	14.53%	36.28%
BCS Barclays PLC	$26.80	37.29%	1.72%	8.62	0.85	9.86%	25.50%
BBD Banco Bradesco SA ADR	$3.21	12.22%	8.03%	7.62	0.98	12.90%	19.80%
BSAC Banco Santander Chile	$35.12	55.16%	4.21%	13.88	3.00	21.58%	34.03%
MUFG Mitsubishi UFJ Financial Group Inc.	$22.84	53.52%	1.93%	14.02	1.83	13.03%	20.18%
DB Deutsche Bank AG	$40.34	18.23%	2.26%	8.72	0.79	9.09%	22.02%
USB U.S. Bancorp	$62.36	32.97%	3.33%	11.88	1.43	12.03%	27.61%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

OPHC Historical Dividends

current DY: 0.00%

5-year average DY: 0.00%

no dividend paid in the period.

ABOUT OptimumBank Holdings

OptimumBank Holdings Inc.

Average Investor10 user rating

4.0 (0 people)

United States

22 years

Founded: 2004

2003

Time since IPO - 23 years

27

Employees

OptimumBank Holdings Inc. (United States) is listed on the Nasdaq and has a market capitalization of $154.87 million, with shareholders equity totaling $134.38 million.

The company employs approximately 27 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, OptimumBank Holdings Inc. reported $58.78 million in revenue, generating net income of $20.49 million.

Key financial metrics include a P/E ratio of 7.56, a price-to-book (P/B) ratio of 1.15, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker OPHC.

Market cap

$154.87 million

Net worth

$134.38 million

$134,380,000.00

Assets

$1.40 billion

$1,400,940,000.00

Total Shares Outstanding

17.00 million

17,000,000

Average Daily Trading Volume

$117.54 Thousand

$117,539.28

Sector

Financial

Industry

Banks

OPHC

OPHC revenue and profits

Financial Results OPHC

DRAG THE FRAME TO SEE MORE DATA

OPHC cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BBAR - BBVA Banco Frances SA ADR

$14.26 20,27% (12M)

P/E

0.01

3.50%

ROE

5.60%

P/BV

0.00

BRK-A - Berkshire Hathaway

$758,372.04 0,49% (12M)

P/E

12.60

0.00%

ROE

11.45%

P/BV

1.44

BRK-B - Berkshire Hathaway

$505.32 0,47% (12M)

P/E

12.64

0.00%

ROE

11.46%

P/BV

1.45

JPM - JPMorgan

$357.52 20,90% (12M)

P/E

15.51

1.68%

ROE

17.19%

P/BV

2.67

LYG - Lloyds Banking Group

$5.92 44,41% (12M)

P/E

2.93

3.35%

ROE

15.74%

P/BV

0.46

BAC - Bank of America

$62.38 26,30% (12M)

P/E

13.77

1.80%

ROE

10.97%

P/BV

1.51

C - Citigroup

$132.63 42,90% (12M)

P/E

13.74

1.85%

ROE

7.94%

P/BV

1.09

SNEX - StoneX Group

$68.35 50,52% (12M)

P/E

14.92

0.00%

ROE

18.53%

P/BV

2.76