PBFS

Pioneer Bancorp Inc.

Price

$17.19

return (12m)

36.21%

p/e

25.27

p/bv

1.30

DIVIDEND YIELD

0.00%

PBFS price

Pioneer Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment PBFS

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.12%

3 months

14.83%

1 year

36.21%

2 years

60.65%

5 years

43.25%

10 years

0.00%

Asset Comparator

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Fundamentals PBFS

Valuation

P/E

25.27

Sector -103.43

Industry -54.84

P/BV

1.30

Sector -6.40

Industry -21.98

P/Revenue (PSR)

4.17

Sector 1.24

Industry -

EV/EBITDA

Sector -506,125,488.94

Industry -

EV/EBIT

Sector -16,519,714.13

Industry -

P/EBITDA

Sector -57.07

Industry -68.43

P/EBIT

Sector -68.24

Industry -83.17

P/Total Assets

0.18

Sector 0.13

Industry 0.25

P/Net Current Assets

-0.21

Sector -597,176.75

Industry -

P/Working Capital

Sector -

Industry -

EPS

0.70

Sector -8,889.45

Industry -20,253.05

BVPS

13.68

Sector -3,860.78

Industry -12,370.71

Efficiency

Gross Margin

0.00%

Sector -0.44%

Industry -1.01%

EBITDA Margin

0.00%

Sector -317.98%

Industry -

EBIT Margin

0.00%

Sector -361,818.46%

Industry -

Operating Margin

0.00%

Sector -5.61%

Industry -10.84%

Net Profit Margins

16.51%

Sector 0.25%

Industry -6.34%

Asset Turnover

0.01

Sector 0.00

Industry 0.00

Profitability

ROE

5.13%

Sector -2,885.51%

Industry -6,548.67%

ROA

0.71%

Sector -1,424.60%

Industry -12.89%

ROIC

0.00%

Sector -12.80%

Industry -168.91%

Dividends

Dividend yield

0.00%

Sector 0.38%

Industry -

Payout

0.00%

Sector 7.05%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -655,374,026.03

Industry -139.03

Net Debt / EBIT

Sector -101.04

Industry -315.41

Net Debt / Equity

0.00

Sector -1.27

Industry -0.57

Gross Debt / Equity

0.00

Sector -0.21

Industry -

Equity/Assets

0.14

Sector 0.00

Industry -0.14

Liabilities/Assets

0.86

Sector 0.33

Industry -0.11

Growth

5Y Revenue CAGR

12.67%

Sector -

Industry -

5Y Earnings CAGR

25.50%

Sector -

Industry -

FAIR VALUE OF Pioneer Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$17.19

Fair Value

$14.68

Upside Return potential.

-14.61%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals PBFS

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
PBFS Pioneer Bancorp Inc.	$17.19	36.97%	0.00%	25.27	1.30	5.13%	16.51%
NU Nu Holdings (NuBank)	$14.61	9.60%	0.00%	23.53	5.95	25.29%	18.14%
BAC Bank of America Corporation	$63.17	34.96%	1.75%	13.63	1.52	11.18%	27.79%
INTR Inter & Co. Inc. Class A Common Shares (Banco Inter)	$5.32	-30.59%	2.19%	144.21	5.77	4.00%	15.97%
HSBC HSBC Holdings PLC	$102.32	67.96%	3.52%	16.37	1.85	11.31%	30.81%
C Citigroup Inc.	$132.89	46.61%	1.74%	13.18	1.10	8.32%	19.56%
RY ROYAL BANK OF CANADA	$207.62	57.66%	2.10%	18.60	2.92	15.67%	31.85%
ING ING Group N.V.	$34.69	49.27%	4.93%	12.99	1.71	13.16%	28.23%
SAN Banco Santander SA ADR	$14.17	50.61%	1.37%	11.86	1.68	14.14%	27.00%
WFC Wells Fargo & Company	$85.94	14.03%	2.05%	11.84	1.47	12.40%	26.05%
LYG Lloyds Banking Group PLC	$5.96	38.76%	3.25%	5.39	0.84	15.51%	8.45%
TD Toronto Dominion Bank	$118.35	65.46%	2.53%	96.11	10.39	10.81%	13.07%
BCS Barclays PLC	$26.87	36.54%	1.65%	8.99	0.89	9.86%	25.50%
NWG NatWest Group PLC	$18.41	32.87%	4.67%	8.77	1.27	14.53%	36.28%
BBD Banco Bradesco SA ADR	$3.05	15.14%	8.14%	7.51	0.97	12.90%	19.80%
BSBR Banco Santander Brasil SA ADR	$5.57	17.49%	7.72%	1,195.50	45.62	3.82%	5.18%
BSAC Banco Santander Chile	$34.88	55.51%	4.43%	13.20	2.85	21.58%	34.03%
MUFG Mitsubishi UFJ Financial Group Inc.	$21.56	45.61%	1.88%	16.22	1.74	10.72%	32.42%
DB Deutsche Bank AG	$38.03	6.74%	2.25%	8.76	0.80	9.09%	22.02%
USB U.S. Bancorp	$62.82	41.66%	3.18%	12.43	1.49	12.03%	27.61%
PRU Prudential Financial Inc.	$122.22	20.85%	4.39%	11.06	1.25	11.33%	6.38%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

PBFS Historical Dividends

current DY: 0.00%

5-year average DY: 0.00%

no dividend paid in the period.

ABOUT Pioneer Bancorp

Pioneer Bancorp Inc.

Average Investor10 user rating

4.0 (0 people)

United States

7 years

Founded: 2019

2019

Time since IPO - 7 years

262

Employees

Pioneer Bancorp Inc. (United States) is listed on the Nasdaq and has a market capitalization of $425.52 million, with shareholders equity totaling $328.34 million.

The company employs approximately 262 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Pioneer Bancorp Inc. reported $102.00 million in revenue, generating net income of $16.84 million.

Key financial metrics include a P/E ratio of 25.27, a price-to-book (P/B) ratio of 1.30, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker PBFS.

Market cap

$425.52 million

Net worth

$328.34 million

$328,340,000.00

Assets

$2.36 billion

$2,363,640,000.00

Total Shares Outstanding

24.00 million

24,000,000

Average Daily Trading Volume

$15.78 Thousand

$15,784.00

Sector

Financial

Industry

Banks

PBFS

PBFS revenue and profits

Financial Results PBFS

DRAG THE FRAME TO SEE MORE DATA

PBFS cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$752,740.08 2,72% (12M)

P/E

8.86

0.00%

ROE

11.43%

P/BV

1.01

BRK-B - Berkshire Hathaway

$499.62 2,24% (12M)

P/E

12.73

0.00%

ROE

11.43%

P/BV

1.46

JPM - JPMorgan

$357.26 24,61% (12M)

P/E

15.03

1.65%

ROE

17.37%

P/BV

2.61

SNEX - StoneX Group

$66.15 55,38% (12M)

P/E

21.94

0.00%

ROE

18.53%

P/BV

4.06

LYG - Lloyds Banking Group

$5.96 37,85% (12M)

P/E

5.39

3.25%

ROE

15.51%

P/BV

0.84

BAC - Bank of America

$63.17 34,21% (12M)

P/E

13.63

1.75%

ROE

11.18%

P/BV

1.52

AEG - Aegon

$9.28 31,31% (12M)

P/E

3.74

4.56%

ROE

33.68%

P/BV

1.26

C - Citigroup

$132.89 47,53% (12M)

P/E

13.18

1.74%

ROE

8.32%

P/BV

1.10