UBCP

United Bancorp Inc.

Price

$15.50

return (12m)

19.34%

p/e

10.63

p/bv

1.18

DIVIDEND YIELD

6.07%

UBCP price

United Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment UBCP

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

1.60%

3 months

3.73%

1 year

19.34%

2 years

50.52%

5 years

40.35%

10 years

145.08%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals UBCP

Valuation

P/E

10.63

Sector -142.59

Industry 10.55

P/BV

1.18

Sector -8.03

Industry 1.08

P/Revenue (PSR)

2.53

Sector -12.13

Industry 2.30

EV/EBITDA

Sector -707,613,396.40

Industry -4,760,305,107.82

EV/EBIT

Sector -5,181,344,725.57

Industry -44,904,983,753.78

P/EBITDA

Sector -98.03

Industry -0.76

P/EBIT

Sector -115.08

Industry -68.16

P/Total Assets

0.10

Sector 0.14

Industry 0.11

P/Net Current Assets

-0.11

Sector -7.73

Industry -0.24

P/Working Capital

Sector -990.44

Industry -

EPS

1.46

Sector -9,594.04

Industry 2.59

BVPS

13.17

Sector -26,074.98

Industry 27.05

Efficiency

Gross Margin

0.00%

Sector 0.21%

Industry 10.25%

EBITDA Margin

0.00%

Sector -303.59%

Industry 1.75%

EBIT Margin

0.00%

Sector -361,030.24%

Industry 0.52%

Operating Margin

0.00%

Sector -6.49%

Industry 2.43%

Net Profit Margins

23.78%

Sector -1.97%

Industry 25.33%

Asset Turnover

0.01

Sector 0.01

Industry 0.01

Profitability

ROE

11.06%

Sector -1,330.04%

Industry 9.69%

ROA

0.91%

Sector -7.68%

Industry 1.00%

ROIC

0.00%

Sector -12.66%

Industry -4.76%

Dividends

Dividend yield

6.07%

Sector 0.25%

Industry 1.76%

Payout

64.52%

Sector 5.42%

Industry 22.87%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -477,604,803.34

Industry -2,933,857,825.84

Net Debt / EBIT

Sector -4,408,861,001.46

Industry -29,005,664,007.00

Net Debt / Equity

0.00

Sector -0.84

Industry -0.11

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.02

Equity/Assets

0.08

Sector -0.02

Industry 0.10

Liabilities/Assets

0.92

Sector 0.37

Industry 0.89

Growth

5Y Revenue CAGR

3.80%

Sector -

Industry -

5Y Earnings CAGR

-3.34%

Sector -

Industry -

Fundamentals UBCP

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF United Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$15.50

Fair Value

$20.80

Upside

34.19%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
UBCP United Bancorp Inc.	$15.50	19.34%	6.07%	10.63	1.18	11.06%	23.78%
NU Nu Holdings (NuBank)	$14.24	-9.24%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$58.90	19.61%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$101.45	55.62%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$134.17	37.79%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$202.85	45.49%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.25	28.83%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$36.53	50.22%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.56	47.45%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$88.86	11.44%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.84	36.15%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.12	62.72%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.49	35.51%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$25.19	25.34%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.52	25.03%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$5.85	15.81%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.52	55.19%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$34.66	41.08%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$38.46	6.29%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.21	32.81%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

UBCP Historical Dividends

current DY: 6.07%

5-year average DY: 6.43%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	09/09/2026	09/18/2026	0.19750000
Dividends	06/09/2026	06/19/2026	0.19500000
Dividends	03/09/2026	03/20/2026	0.36750000
Dividends	12/09/2025	12/19/2025	0.19000000
Dividends	09/09/2025	09/19/2025	0.18750000
Dividends	06/09/2025	06/20/2025	0.18500000
Dividends	03/07/2025	03/20/2025	0.35800000
Dividends	12/09/2024	12/20/2024	0.18000000
Dividends	09/09/2024	09/20/2024	0.17750000
Dividends	06/07/2024	06/20/2024	0.17500000
Dividends	03/06/2024	03/20/2024	0.32250000
Dividends	12/06/2023	12/20/2023	0.17000000
Dividends	09/06/2023	09/20/2023	0.16750000
Dividends	06/07/2023	06/20/2023	0.16500000
Dividends	03/08/2023	03/20/2023	0.31250000
Dividends	12/07/2022	12/20/2022	0.16000000
Dividends	09/07/2022	09/20/2022	0.15750000
Dividends	06/08/2022	06/17/2022	0.15500000
Dividends	03/08/2022	03/18/2022	0.15250000
Dividends	12/08/2021	12/20/2021	0.15000000
Dividends	09/08/2021	09/20/2021	0.14750000
Dividends	06/08/2021	06/18/2021	0.14500000
Dividends	03/08/2021	03/19/2021	0.24300000
Dividends	12/08/2020	12/18/2020	0.14250000
Dividends	09/08/2020	09/18/2020	0.14250000
Dividends	06/08/2020	06/19/2020	0.14250000
Dividends	03/06/2020	03/20/2020	0.14250000
Dividends	12/06/2019	12/20/2019	0.14000000
Dividends	09/06/2019	09/20/2019	0.13750000
Dividends	06/06/2019	06/20/2019	0.13500000
Dividends	03/06/2019	03/20/2019	0.13250000
Dividends	12/06/2018	12/28/2018	0.18000000
Dividends	09/06/2018	09/20/2018	0.12950000
Dividends	06/06/2018	06/20/2018	0.12950000
Dividends	03/07/2018	03/20/2018	0.12950000
Dividends	12/06/2017	12/29/2017	0.17000000
Dividends	09/06/2017	09/20/2017	0.11900000
Dividends	06/07/2017	06/20/2017	0.10910000
Dividends	03/08/2017	03/20/2017	0.10910000
Dividends	12/07/2016	12/30/2016	0.16000000
Dividends	09/07/2016	09/20/2016	0.10870000
Dividends	06/08/2016	06/20/2016	0.09880000
Dividends	03/04/2016	03/18/2016	0.09880000
Dividends	12/04/2015	12/29/2015	0.15000000
Dividends	09/04/2015	09/18/2015	0.08850000
Dividends	06/08/2015	06/19/2015	0.08850000
Dividends	03/06/2015	03/20/2015	0.08850000
Dividends	12/05/2014	12/19/2014	0.08850000
Dividends	09/05/2014	09/19/2014	0.07860000
Dividends	06/06/2014	06/20/2014	0.07860000
Dividends	03/06/2014	03/20/2014	0.07860000
Dividends	11/25/2013	12/20/2013	0.07860000
Dividends	09/06/2013	09/20/2013	0.06880000
Dividends	06/06/2013	06/20/2013	0.06880000
Dividends	03/06/2013	03/20/2013	0.06880000
Dividends	11/22/2012	12/20/2012	0.06880000
Dividends	08/31/2012	09/20/2012	0.06880000
Dividends	05/17/2012	06/20/2012	0.13760000
Dividends	03/01/2012	03/20/2012	0.13760000
Dividends	11/23/2011	12/20/2011	0.13760000
Dividends	08/31/2011	09/20/2011	0.13760000
Dividends	05/18/2011	06/20/2011	0.13760000
Dividends	03/02/2011	03/18/2011	0.13760000
Dividends	11/24/2010	12/20/2010	0.13760000
Dividends	09/01/2010	09/20/2010	0.13760000
Dividends	05/19/2010	06/18/2010	0.13760000
Dividends	03/03/2010	03/19/2010	0.13760000
Dividends	11/25/2009	12/18/2009	0.13760000
Dividends	09/02/2009	09/18/2009	0.13760000
Dividends	05/20/2009	06/19/2009	0.13760000
Dividends	03/04/2009	03/20/2009	0.13760000
Dividends	11/26/2008	12/19/2008	0.13760000
Dividends	09/03/2008	09/19/2008	0.13760000
Dividends	05/21/2008	06/20/2008	0.12780000
Dividends	03/05/2008	03/20/2008	0.12780000
Dividends	11/28/2007	12/20/2007	0.12780000
Dividends	09/05/2007	09/20/2007	0.12780000
Dividends	05/23/2007	06/20/2007	0.12780000
Dividends	03/07/2007	03/20/2007	0.12780000
Dividends	11/29/2006	12/20/2006	0.12780000
Dividends	09/06/2006	09/20/2006	0.11618182
Dividends	05/24/2006	06/20/2006	0.11618182
Dividends	03/08/2006	03/20/2006	0.11618182
Dividends	11/30/2005	12/20/2005	0.11618182
Dividends	09/06/2005	09/20/2005	0.11818182
Dividends	05/25/2005	06/20/2005	0.11818182
Dividends	03/04/2005	03/18/2005	0.11818182
Dividends	12/01/2004	12/20/2004	0.11818182
Dividends	09/06/2004	09/20/2004	0.10743802
Dividends	05/26/2004	06/18/2004	0.10743802
Dividends	03/05/2004	03/19/2004	0.10743802
Dividends	11/28/2003	12/19/2003	0.10743802
Dividends	09/04/2003	09/19/2003	0.09767092
Dividends	05/26/2003	06/20/2003	0.09767092
Dividends	03/04/2003	03/20/2003	0.09767092
Dividends	11/28/2002	12/20/2002	0.09767092
Dividends	08/26/2002	09/20/2002	0.08307395
Dividends	05/27/2002	06/20/2002	0.08307395
Dividends	02/28/2002	03/20/2002	0.08307395
Dividends	11/29/2001	12/20/2001	0.08307395
Dividends	08/27/2001	09/20/2001	0.07918619
Dividends	05/28/2001	06/20/2001	0.07918619
Dividends	03/01/2001	03/20/2001	0.07918619
Dividends	11/29/2000	12/20/2000	0.07918619
Dividends	08/28/2000	09/20/2000	0.07541542
Dividends	05/26/2000	06/20/2000	0.07541542
Dividends	02/28/2000	03/20/2000	0.12999750
Dividends	11/29/1999	12/20/1999	0.07541542
Dividends	08/26/1999	09/20/1999	0.07182421
Dividends	05/25/1999	06/18/1999	0.07182421
Dividends	02/23/1999	03/19/1999	0.07182421
Dividends	11/27/1998	12/18/1998	0.07182421
Dividends	08/26/1998	09/18/1998	0.06310594
Dividends	05/26/1998	06/19/1998	0.06310594
Dividends	02/24/1998	03/20/1998	0.06310594
Dividends	11/24/1997	12/19/1997	0.06310594
Dividends	08/29/1997	09/19/1997	0.07064098
Dividends	05/14/1997	06/20/1997	0.05260612
Dividends	02/25/1997	03/20/1997	0.05260612
Dividends	11/28/1996	12/20/1996	0.05260612
Dividends	08/26/1996	09/20/1996	0.05260612
Dividends	05/16/1996	06/20/1996	0.05260612
Dividends	03/04/1996	03/20/1996	0.05886748
Dividends	11/28/1995	12/20/1995	0.05886748
Dividends	08/16/1995	09/08/1995	0.10997516
Dividends	05/05/1995	06/09/1995	0.05351589
Dividends	02/23/1995	03/10/1995	0.05351589
Dividends	11/16/1994	12/09/1994	0.03478533
Dividends	08/17/1994	09/09/1994	0.03478533
Dividends	05/02/1994	06/10/1994	0.04281271
Dividends	02/16/1994	03/10/1994	0.04281271
Dividends	11/19/1993	12/10/1993	0.01578719
Dividends	08/20/1993	09/10/1993	0.04013692
Dividends	05/05/1993	06/10/1993	0.04013692

ABOUT United Bancorp

United Bancorp Inc.

Average Investor10 user rating

4.0 (7 people)

United States

43 years

Founded: 1983

1993

Time since IPO - 33 years

132

Employees

United Bancorp Inc. (United States) is listed on the Nasdaq and has a market capitalization of $84.75 million, with shareholders equity totaling $72.09 million.

The company employs approximately 132 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, United Bancorp Inc. reported $33.52 million in revenue, generating net income of $7.97 million.

Key financial metrics include a P/E ratio of 10.63, a price-to-book (P/B) ratio of 1.18, and a trailing twelve-month dividend yield of 6.07%.

The company trades under the ticker UBCP.

Market cap

$84.75 million

Net worth

$72.09 million

$72,088,000.00

Assets

$877.97 million

$877,972,000.00

Total Shares Outstanding

5.47 million

5,473,000

Average Daily Trading Volume

$4.36 Thousand

$4,362.00

Sector

Financial

Industry

Banks

UBCP

UBCP revenue and profits

Financial Results UBCP

DRAG THE FRAME TO SEE MORE DATA

UBCP cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

LYG - Lloyds Banking Group

$5.84 32,91% (12M)

P/E

1.22

3.37%

ROE

16.09%

P/BV

0.20

BRK-A - Berkshire Hathaway

$772,548.17 4,90% (12M)

P/E

12.73

0.00%

ROE

11.45%

P/BV

1.46

BRK-B - Berkshire Hathaway

$514.71 4,71% (12M)

P/E

12.71

0.00%

ROE

11.46%

P/BV

1.46

JPM - JPMorgan

$343.90 13,48% (12M)

P/E

14.75

1.68%

ROE

17.37%

P/BV

2.56

SAN - Banco Santander SA ADR

$14.56 46,28% (12M)

P/E

5.22

1.36%

ROE

25.71%

P/BV

1.34

BAC - Bank of America

$58.90 19,59% (12M)

P/E

13.79

1.79%

ROE

10.97%

P/BV

1.51

C - Citigroup

$134.17 37,30% (12M)

P/E

14.28

1.78%

ROE

7.94%

P/BV

1.13

SNEX - StoneX Group

$67.11 59,63% (12M)

P/E

15.46

0.00%

ROE

18.53%

P/BV

2.86