UNB

Union Bankshares Inc.

Price

$23.87

return (12m)

-2.65%

p/e

9.45

p/bv

1.27

DIVIDEND YIELD

6.03%

UNB price

Union Bankshares

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment UNB

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-2.77%

3 months

2.71%

1 year

-2.65%

2 years

4.19%

5 years

-1.76%

10 years

6.95%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals UNB

Valuation

P/E

9.45

Sector -142.59

Industry 10.55

P/BV

1.27

Sector -8.03

Industry 1.08

P/Revenue (PSR)

1.97

Sector -12.13

Industry 2.30

EV/EBITDA

Sector -707,613,396.40

Industry -4,760,305,107.82

EV/EBIT

Sector -5,181,344,725.57

Industry -44,904,983,753.78

P/EBITDA

Sector -98.03

Industry -0.76

P/EBIT

Sector -115.08

Industry -68.16

P/Total Assets

0.07

Sector 0.14

Industry 0.11

P/Net Current Assets

-0.08

Sector -7.73

Industry -0.24

P/Working Capital

Sector -990.44

Industry -

EPS

2.53

Sector -9,594.04

Industry 2.59

BVPS

18.88

Sector -26,074.98

Industry 27.05

Efficiency

Gross Margin

0.00%

Sector 0.21%

Industry 10.25%

EBITDA Margin

0.00%

Sector -303.59%

Industry 1.75%

EBIT Margin

0.00%

Sector -361,030.24%

Industry 0.52%

Operating Margin

0.00%

Sector -6.49%

Industry 2.43%

Net Profit Margins

20.85%

Sector -1.97%

Industry 25.33%

Asset Turnover

0.01

Sector 0.01

Industry 0.01

Profitability

ROE

13.40%

Sector -1,330.04%

Industry 9.69%

ROA

0.78%

Sector -7.68%

Industry 1.00%

ROIC

0.00%

Sector -12.66%

Industry -4.76%

Dividends

Dividend yield

6.03%

Sector 0.25%

Industry 1.76%

Payout

56.98%

Sector 5.42%

Industry 22.87%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -477,604,803.34

Industry -2,933,857,825.84

Net Debt / EBIT

Sector -4,408,861,001.46

Industry -29,005,664,007.00

Net Debt / Equity

0.00

Sector -0.84

Industry -0.11

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.02

Equity/Assets

0.06

Sector -0.02

Industry 0.10

Liabilities/Assets

0.94

Sector 0.37

Industry 0.89

Growth

5Y Revenue CAGR

3.59%

Sector -

Industry -

5Y Earnings CAGR

-1.66%

Sector -

Industry -

Fundamentals UNB

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Union Bankshares ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$23.87

Fair Value

$32.78

Upside

37.34%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
UNB Union Bankshares Inc.	$23.87	-2.65%	6.03%	9.45	1.27	13.40%	20.85%
NU Nu Holdings (NuBank)	$14.24	-9.24%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$58.90	19.61%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$101.45	55.62%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$134.17	37.79%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$202.85	45.49%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.25	28.83%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$36.53	50.22%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.56	47.45%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$88.86	11.44%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$5.84	36.15%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.12	62.72%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.49	35.51%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$25.19	25.34%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.52	25.03%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$5.85	15.81%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.52	55.19%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$34.66	41.08%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$38.46	6.29%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.21	32.81%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

UNB Historical Dividends

current DY: 6.03%

5-year average DY: 6.03%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	07/24/2026	08/06/2026	0.36000000
Dividends	04/24/2026	05/07/2026	0.36000000
Dividends	01/30/2026	02/05/2026	0.36000000
Dividends	10/24/2025	11/06/2025	0.36000000
Dividends	07/25/2025	08/07/2025	0.36000000
Dividends	04/25/2025	05/01/2025	0.36000000
Dividends	01/24/2025	02/06/2025	0.36000000
Dividends	10/25/2024	11/07/2024	0.36000000
Dividends	07/26/2024	08/01/2024	0.36000000
Dividends	04/25/2024	05/02/2024	0.36000000
Dividends	01/25/2024	02/01/2024	0.36000000
Dividends	10/26/2023	11/02/2023	0.36000000
Dividends	07/27/2023	08/03/2023	0.36000000
Dividends	04/27/2023	05/04/2023	0.36000000
Dividends	01/26/2023	02/02/2023	0.36000000
Dividends	10/27/2022	11/03/2022	0.35000000
Dividends	07/28/2022	08/04/2022	0.35000000
Dividends	04/28/2022	05/05/2022	0.35000000
Dividends	01/25/2022	02/03/2022	0.35000000
Dividends	10/28/2021	11/04/2021	0.33000000
Dividends	07/29/2021	08/05/2021	0.33000000
Dividends	04/29/2021	05/06/2021	0.33000000
Dividends	01/28/2021	02/05/2021	0.33000000
Dividends	10/29/2020	11/06/2020	0.32000000
Dividends	07/23/2020	08/06/2020	0.32000000
Dividends	04/23/2020	05/07/2020	0.32000000
Dividends	01/23/2020	02/06/2020	0.32000000
Dividends	10/24/2019	11/07/2019	0.31000000
Dividends	07/25/2019	08/08/2019	0.31000000
Dividends	04/26/2019	05/09/2019	0.31000000
Dividends	01/24/2019	02/07/2019	0.31000000
Dividends	10/25/2018	11/08/2018	0.30000000
Dividends	07/26/2018	08/09/2018	0.30000000
Dividends	04/26/2018	05/10/2018	0.30000000
Dividends	01/25/2018	02/08/2018	0.30000000
Dividends	10/26/2017	11/08/2017	0.29000000
Dividends	07/26/2017	08/09/2017	0.29000000
Dividends	04/27/2017	05/10/2017	0.29000000
Dividends	01/26/2017	02/08/2017	0.29000000
Dividends	10/27/2016	11/08/2016	0.28000000
Dividends	07/28/2016	08/09/2016	0.28000000
Dividends	04/28/2016	05/10/2016	0.28000000
Dividends	01/28/2016	02/09/2016	0.27000000
Dividends	10/29/2015	11/09/2015	0.27000000
Dividends	07/23/2015	08/06/2015	0.27000000
Dividends	04/23/2015	05/07/2015	0.27000000
Dividends	01/29/2015	02/09/2015	0.27000000
Dividends	10/23/2014	11/06/2014	0.26000000
Dividends	07/24/2014	08/07/2014	0.26000000
Dividends	04/24/2014	05/08/2014	0.26000000
Dividends	01/23/2014	02/06/2014	0.26000000
Dividends	10/24/2013	11/07/2013	0.26000000
Dividends	07/25/2013	08/08/2013	0.25000000
Dividends	04/25/2013	05/09/2013	0.25000000
Dividends	01/24/2013	02/07/2013	0.25000000
Dividends	10/25/2012	11/08/2012	0.25000000
Dividends	07/26/2012	08/09/2012	0.25000000
Dividends	04/26/2012	05/09/2012	0.25000000
Dividends	01/26/2012	02/09/2012	0.25000000
Dividends	10/27/2011	11/10/2011	0.25000000
Dividends	07/28/2011	08/11/2011	0.25000000
Dividends	04/28/2011	05/12/2011	0.25000000
Dividends	01/27/2011	02/10/2011	0.25000000
Dividends	10/28/2010	11/10/2010	0.25000000
Dividends	07/29/2010	08/12/2010	0.25000000
Dividends	04/29/2010	05/13/2010	0.25000000
Dividends	01/28/2010	02/11/2010	0.25000000
Dividends	10/29/2009	11/12/2009	0.25000000
Dividends	07/23/2009	08/06/2009	0.25000000
Dividends	04/23/2009	05/08/2009	0.25000000
Dividends	01/29/2009	02/11/2009	0.28000000
Dividends	10/23/2008	11/07/2008	0.28000000
Dividends	07/24/2008	08/07/2008	0.28000000
Dividends	04/24/2008	05/09/2008	0.28000000
Dividends	01/24/2008	02/07/2008	0.28000000
Dividends	10/18/2007	10/25/2007	0.28000000
Dividends	07/19/2007	07/26/2007	0.28000000
Dividends	04/19/2007	04/26/2007	0.28000000
Dividends	01/18/2007	01/25/2007	0.28000000
Dividends	10/20/2006	10/27/2006	0.28000000
Dividends	07/20/2006	07/27/2006	0.26000000
Dividends	04/20/2006	04/27/2006	0.26000000
Dividends	01/19/2006	01/26/2006	0.26000000
Dividends	10/20/2005	10/27/2005	0.26000000
Dividends	07/21/2005	07/28/2005	0.24000000
Dividends	04/21/2005	04/28/2005	0.24000000
Dividends	01/20/2005	01/28/2005	0.64000000
Dividends	10/21/2004	10/27/2004	0.23610000
Dividends	07/22/2004	07/28/2004	0.21640000
Dividends	04/22/2004	04/28/2004	0.21640000
Dividends	01/22/2004	01/28/2004	0.21640000
Dividends	10/24/2003	10/29/2003	0.21640000
Dividends	07/24/2003	07/30/2003	0.19680000
Dividends	04/24/2003	04/29/2003	0.19680000
Dividends	01/23/2003	01/28/2003	0.19680000
Dividends	10/10/2002	10/17/2002	0.19680000
Dividends	07/09/2002	07/18/2002	0.18360000
Dividends	04/11/2002	04/18/2002	0.18360000
Dividends	01/10/2002	01/17/2002	0.18360000
Dividends	10/11/2001	10/17/2001	0.18360000
Dividends	07/13/2001	07/17/2001	0.17053333
Dividends	04/10/2001	04/19/2001	0.17053333
Dividends	01/10/2001	01/17/2001	0.17053333
Dividends	10/11/2000	10/17/2000	0.17053333

ABOUT Union Bankshares

Union Bankshares Inc.

Average Investor10 user rating

4.0 (7 people)

United States

44 years

Founded: 1982

1999

Time since IPO - 27 years

193

Employees

Union Bankshares Inc. (United States) is listed on the Nasdaq and has a market capitalization of $114.42 million, with shareholders equity totaling $90.41 million.

The company employs approximately 193 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Union Bankshares Inc. reported $58.08 million in revenue, generating net income of $12.11 million.

Key financial metrics include a P/E ratio of 9.45, a price-to-book (P/B) ratio of 1.27, and a trailing twelve-month dividend yield of 6.03%.

The company trades under the ticker UNB.

Market cap

$114.42 million

Net worth

$90.41 million

$90,408,000.00

Assets

$1.56 billion

$1,558,797,000.00

Total Shares Outstanding

4.79 million

4,787,000

Average Daily Trading Volume

$6.30 Thousand

$6,298.00

Sector

Financial

Industry

Banks

UNB

UNB revenue and profits

Financial Results UNB

DRAG THE FRAME TO SEE MORE DATA

UNB cash flow

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