CFR

Cullen/Frost Bankers Inc

Price

$163.51

return (12m)

33.03%

p/e

14.95

p/bv

2.19

DIVIDEND YIELD

2.50%

CFR price

Cullen/Frost Bankers Inc

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment CFR

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-2.87%

3 months

13.44%

1 year

33.03%

2 years

65.06%

5 years

70.35%

10 years

217.73%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals CFR

Valuation

P/E

14.95

Sector -141.29

Industry 10.52

P/BV

2.19

Sector -8.02

Industry 1.09

P/Revenue (PSR)

3.83

Sector -11.98

Industry 2.30

EV/EBITDA

-41.30

Sector -722,645,436.03

Industry -7,019,979,249.09

EV/EBIT

-46.24

Sector -320,286,158,082.88

Industry -3,431,637,403,026.80

P/EBITDA

12.44

Sector -101.57

Industry -1.02

P/EBIT

14.41

Sector -118.94

Industry -75.12

P/Total Assets

0.19

Sector 0.14

Industry 0.11

P/Net Current Assets

-0.33

Sector -8.78

Industry -0.25

P/Working Capital

-0.33

Sector -

Industry -

EPS

10.78

Sector -10,908.42

Industry 2.63

BVPS

73.64

Sector -23,745.74

Industry 27.19

Efficiency

Gross Margin

85.82%

Sector -0.17%

Industry 9.31%

EBITDA Margin

35.45%

Sector -308.91%

Industry 1.42%

EBIT Margin

31.66%

Sector -360,241.94%

Industry 0.38%

Operating Margin

30.75%

Sector -6.36%

Industry 2.14%

Net Profit Margins

25.61%

Sector -1.72%

Industry 25.47%

Asset Turnover

0.01

Sector 0.01

Industry 0.01

Profitability

ROE

14.64%

Sector -1,334.73%

Industry 9.70%

ROA

1.26%

Sector -7.75%

Industry 1.00%

ROIC

Sector -12.97%

Industry -4.65%

Dividends

Dividend yield

2.50%

Sector 0.25%

Industry 1.76%

Payout

37.38%

Sector 5.59%

Industry 22.78%

Debt

Current Ratio

0.38

Sector -

Industry -

Net Debt / EBITDA

-90.76

Sector -500,780,322.37

Industry -3,623,292,607.10

Net Debt / EBIT

-101.62

Sector -414,784,073,791.23

Industry -2,976,685,705,461.75

Net Debt / Equity

-4.02

Sector -0.80

Industry -0.09

Gross Debt / Equity

0.05

Sector -0.22

Industry 0.02

Equity/Assets

0.09

Sector -0.01

Industry 0.10

Liabilities/Assets

0.91

Sector 0.37

Industry 0.89

Growth

5Y Revenue CAGR

13.63%

Sector -

Industry -

5Y Earnings CAGR

9.25%

Sector -

Industry -

Fundamentals CFR

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Cullen/Frost Bankers Inc ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$163.51

Fair Value

$133.65

Upside Return potential.

-18.26%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
CFR Cullen/Frost Bankers Inc	$163.51	32.49%	2.50%	14.95	2.19	14.64%	25.61%
NU Nu Holdings (NuBank)	$14.62	-5.77%	0.00%	21.08	5.74	27.22%	18.61%
BAC Bank of America Corporation	$62.76	28.60%	1.80%	13.71	1.50	10.97%	16.92%
HSBC HSBC Holdings PLC	$105.30	62.18%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$138.59	45.65%	1.86%	13.67	1.09	7.94%	9.67%
RY ROYAL BANK OF CANADA	$205.84	46.73%	2.23%	16.06	2.02	12.58%	15.72%
ITUB Itau Unibanco Banco Holding SA	$8.30	30.79%	6.85%	70.55	11.05	15.66%	9.29%
ING ING Group N.V.	$37.22	56.95%	3.59%	7.86	1.64	20.92%	25.54%
SAN Banco Santander SA ADR	$14.90	52.43%	1.39%	5.96	1.50	25.23%	30.03%
WFC Wells Fargo & Company	$90.18	14.73%	2.06%	12.51	1.53	12.26%	17.12%
LYG Lloyds Banking Group PLC	$6.00	41.13%	3.32%	1.66	0.26	15.97%	8.29%
TD Toronto Dominion Bank	$120.60	65.38%	2.58%	52.78	2.21	4.18%	15.79%
NWG NatWest Group PLC	$18.90	42.58%	4.69%	3.42	0.49	14.30%	20.45%
BCS Barclays PLC	$26.74	34.55%	1.72%	15.41	0.87	5.66%	11.22%
BBD Banco Bradesco SA ADR	$3.60	28.51%	7.88%	7.85	1.07	13.58%	7.38%
BSBR Banco Santander Brasil SA ADR	$6.01	19.10%	5.78%	3.12	1.78	57.06%	3.92%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.89	55.89%	1.85%	14.61	1.90	13.03%	20.18%
BSAC Banco Santander Chile	$35.17	42.66%	4.22%	13.84	2.99	21.58%	34.03%
DB Deutsche Bank AG	$40.45	14.75%	2.09%	14.44	1.03	7.10%	8.96%
USB U.S. Bancorp	$62.66	32.42%	3.29%	12.33	1.46	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

CFR Historical Dividends

current DY: 2.50%

5-year average DY: 3.03%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/28/2026	09/15/2026	1.03000000
Dividends	05/28/2026	06/15/2026	1.03000000
Dividends	02/26/2026	03/13/2026	1.00000000
Dividends	11/27/2025	12/15/2025	1.00000000
Dividends	08/28/2025	09/15/2025	1.00000000
Dividends	05/29/2025	06/13/2025	1.00000000
Dividends	02/27/2025	03/14/2025	0.95000000
Dividends	11/28/2024	12/13/2024	0.95000000
Dividends	08/29/2024	09/13/2024	0.95000000
Dividends	05/30/2024	06/14/2024	0.92000000
Dividends	02/27/2024	03/15/2024	0.92000000
Dividends	11/28/2023	12/15/2023	0.92000000
Dividends	08/29/2023	09/15/2023	0.92000000
Dividends	05/29/2023	06/15/2023	0.87000000
Dividends	02/24/2023	03/15/2023	0.87000000
Dividends	11/28/2022	12/15/2022	0.87000000
Dividends	08/29/2022	09/15/2022	0.87000000
Dividends	05/26/2022	06/15/2022	0.75000000
Dividends	02/24/2022	03/15/2022	0.75000000
Dividends	11/26/2021	12/15/2021	0.75000000
Dividends	08/27/2021	09/15/2021	0.75000000
Dividends	05/26/2021	06/15/2021	0.72000000
Dividends	02/24/2021	03/15/2021	0.72000000
Dividends	11/26/2020	12/15/2020	0.72000000
Dividends	08/27/2020	09/15/2020	0.71000000
Dividends	05/27/2020	06/15/2020	0.71000000
Dividends	02/26/2020	03/13/2020	0.71000000
Dividends	11/26/2019	12/13/2019	0.71000000
Dividends	08/28/2019	09/13/2019	0.71000000
Dividends	05/29/2019	06/14/2019	0.71000000
Dividends	02/26/2019	03/15/2019	0.67000000
Dividends	11/28/2018	12/14/2018	0.67000000
Dividends	08/29/2018	09/14/2018	0.67000000
Dividends	05/29/2018	06/15/2018	0.67000000
Dividends	02/26/2018	03/15/2018	0.57000000
Dividends	11/28/2017	12/15/2017	0.57000000
Dividends	08/28/2017	09/15/2017	0.57000000
Dividends	05/25/2017	06/15/2017	0.57000000
Dividends	02/23/2017	03/15/2017	0.54000000
Dividends	11/25/2016	12/15/2016	0.54000000
Dividends	08/26/2016	09/15/2016	0.54000000
Dividends	05/25/2016	06/15/2016	0.54000000
Dividends	02/24/2016	03/15/2016	0.53000000
Dividends	11/24/2015	12/15/2015	0.53000000
Dividends	08/26/2015	09/15/2015	0.53000000
Dividends	05/26/2015	06/15/2015	0.53000000
Dividends	02/24/2015	03/13/2015	0.51000000
Dividends	11/24/2014	12/15/2014	0.51000000
Dividends	08/26/2014	09/15/2014	0.51000000
Dividends	05/27/2014	06/13/2014	0.51000000
Dividends	02/25/2014	03/14/2014	0.50000000
Dividends	11/25/2013	12/13/2013	0.50000000
Dividends	08/27/2013	09/13/2013	0.50000000
Dividends	05/28/2013	06/14/2013	0.50000000
Dividends	02/26/2013	03/15/2013	0.48000000
Dividends	11/27/2012	12/14/2012	0.48000000
Dividends	08/28/2012	09/14/2012	0.48000000
Dividends	05/29/2012	06/15/2012	0.48000000
Dividends	02/27/2012	03/15/2012	0.46000000
Dividends	11/28/2011	12/15/2011	0.46000000
Dividends	08/29/2011	09/15/2011	0.46000000
Dividends	05/26/2011	06/15/2011	0.46000000
Dividends	02/24/2011	03/15/2011	0.45000000
Dividends	11/26/2010	12/15/2010	0.45000000
Dividends	08/27/2010	09/15/2010	0.45000000
Dividends	05/26/2010	06/15/2010	0.45000000
Dividends	02/24/2010	03/15/2010	0.43000000
Dividends	11/26/2009	12/15/2009	0.43000000
Dividends	08/27/2009	09/15/2009	0.43000000
Dividends	05/27/2009	06/15/2009	0.43000000
Dividends	02/24/2009	03/13/2009	0.42000000
Dividends	11/25/2008	12/15/2008	0.42000000
Dividends	08/26/2008	09/15/2008	0.42000000
Dividends	05/27/2008	06/13/2008	0.42000000
Dividends	02/26/2008	03/14/2008	0.40000000
Dividends	11/27/2007	12/14/2007	0.40000000
Dividends	08/28/2007	09/14/2007	0.40000000
Dividends	05/29/2007	06/15/2007	0.40000000
Dividends	02/26/2007	03/15/2007	0.34000000
Dividends	11/28/2006	12/15/2006	0.34000000
Dividends	08/29/2006	09/15/2006	0.34000000
Dividends	05/29/2006	06/15/2006	0.34000000
Dividends	02/24/2006	03/15/2006	0.30000000
Dividends	11/28/2005	12/15/2005	0.30000000
Dividends	08/29/2005	09/15/2005	0.30000000
Dividends	05/26/2005	06/15/2005	0.30000000
Dividends	02/24/2005	03/15/2005	0.26500000
Dividends	11/26/2004	12/15/2004	0.26500000
Dividends	08/27/2004	09/15/2004	0.26500000
Dividends	05/26/2004	06/15/2004	0.26500000
Dividends	02/25/2004	03/15/2004	0.24000000
Dividends	11/25/2003	12/15/2003	0.24000000
Dividends	08/27/2003	09/15/2003	0.24000000
Dividends	05/28/2003	06/13/2003	0.24000000
Dividends	02/26/2003	03/14/2003	0.22000000
Dividends	12/03/2002	12/13/2002	0.22000000
Dividends	09/03/2002	09/13/2002	0.22000000
Dividends	06/04/2002	06/14/2002	0.22000000
Dividends	03/05/2002	03/15/2002	0.21500000
Dividends	12/04/2001	12/14/2001	0.21500000
Dividends	09/04/2001	09/14/2001	0.21500000
Dividends	06/05/2001	06/15/2001	0.21500000
Dividends	03/06/2001	03/15/2001	0.19500000
Dividends	12/05/2000	12/15/2000	0.19500000
Dividends	09/05/2000	09/15/2000	0.19500000
Dividends	06/06/2000	06/15/2000	0.19500000
Dividends	02/25/2000	03/15/2000	0.17500000
Dividends	11/25/1999	12/15/1999	0.17500000
Dividends	08/27/1999	09/15/1999	0.17500000
Dividends	05/26/1999	06/15/1999	0.17500000
Dividends	02/23/1999	03/15/1999	0.15000000
Dividends	11/24/1998	12/15/1998	0.15000000
Dividends	08/27/1998	09/15/1998	0.15000000
Dividends	05/26/1998	06/15/1998	0.15000000
Dividends	02/24/1998	03/13/1998	0.12500000
Dividends	11/24/1997	12/15/1997	0.12500000
Dividends	08/26/1997	09/15/1997	0.12500000
Dividends	05/27/1997	06/13/1997	0.12500000
Dividends	02/25/1997	03/14/1997	0.10500000
Dividends	11/25/1996	12/13/1996	0.10500000
Dividends	08/27/1996	09/13/1996	0.10500000
Dividends	05/29/1996	06/14/1996	0.10500000
Dividends	03/06/1996	03/15/1996	0.08750000
Dividends	11/28/1995	12/15/1995	0.08750000
Dividends	08/29/1995	09/15/1995	0.08750000
Dividends	05/24/1995	06/15/1995	0.05500000
Dividends	02/22/1995	03/15/1995	0.05500000
Dividends	11/24/1994	12/15/1994	0.05500000
Dividends	08/25/1994	09/15/1994	0.03750000
Dividends	05/24/1994	06/15/1994	0.03750000
Dividends	02/22/1994	03/15/1994	0.03750000
Dividends	11/23/1993	12/15/1993	0.03750000

ABOUT Cullen/Frost Bankers Inc

Cullen/Frost Bankers Inc

Average Investor10 user rating

4.0 (2 people)

United States

158 years

Founded: 1868

1977

Time since IPO - 49 years

6.000

Employees

Cullen/Frost Bankers Inc (United States) is listed on the NYSE and has a market capitalization of $10.12 billion, with shareholders equity totaling $4.62 billion.

The company employs approximately 6.000 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Cullen/Frost Bankers Inc reported $2.64 billion in revenue, generating net income of $676.91 million.

Key financial metrics include a P/E ratio of 14.95, a price-to-book (P/B) ratio of 2.19, and a trailing twelve-month dividend yield of 2.50%.

The company trades under the ticker CFR.

Market cap

$10.12 billion

Net worth

$4.62 billion

$4,622,643,000.00

Assets

$53.88 billion

$53,881,091,000.00

Total Shares Outstanding

62.78 million

62,776,000

Average Daily Trading Volume

$588.69 Thousand

$588,694.00

Sector

Financial

Industry

Banks

CFR

CFR revenue and profits

Financial Results CFR

DRAG THE FRAME TO SEE MORE DATA

CFR cash flow

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