CIVB

Civista Bancshares Inc.

Price

$27.44

return (12m)

36.40%

p/e

10.44

p/bv

1.00

DIVIDEND YIELD

2.59%

CIVB price

Civista Bancshares

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment CIVB

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-2.31%

3 months

4.88%

1 year

36.40%

2 years

68.60%

5 years

44.94%

10 years

138.44%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals CIVB

Valuation

P/E

10.44

Sector -141.95

Industry -1,485.98

P/BV

1.00

Sector -8.06

Industry -42.99

P/Revenue (PSR)

3.06

Sector -12.13

Industry -

EV/EBITDA

Sector -712,172,318.11

Industry -

EV/EBIT

Sector -5,142,152,343.75

Industry -

P/EBITDA

Sector -101.42

Industry -481.75

P/EBIT

Sector -118.88

Industry -456.60

P/Total Assets

0.13

Sector 0.14

Industry 0.40

P/Net Current Assets

-0.15

Sector -8.04

Industry -

P/Working Capital

Sector -

Industry -

EPS

2.62

Sector -9,642.62

Industry -20,776.49

BVPS

27.37

Sector -23,741.36

Industry -46,062.98

Efficiency

Gross Margin

0.00%

Sector -0.07%

Industry -0.03%

EBITDA Margin

0.00%

Sector -312.01%

Industry -

EBIT Margin

0.00%

Sector -360,243.68%

Industry -

Operating Margin

0.00%

Sector -6.54%

Industry -10.13%

Net Profit Margins

29.31%

Sector -1.96%

Industry -11.20%

Asset Turnover

0.01

Sector 0.01

Industry -

Profitability

ROE

9.59%

Sector -1,334.51%

Industry -59.43%

ROA

1.27%

Sector -7.73%

Industry -14.37%

ROIC

0.00%

Sector -12.29%

Industry -

Dividends

Dividend yield

2.59%

Sector 0.25%

Industry -

Payout

27.04%

Sector 5.52%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -496,741,771.36

Industry -

Net Debt / EBIT

Sector -4,511,430,818.18

Industry -

Net Debt / Equity

0.00

Sector -0.81

Industry -0.10

Gross Debt / Equity

0.00

Sector -0.23

Industry -

Equity/Assets

0.13

Sector -0.02

Industry -0.08

Liabilities/Assets

0.87

Sector 0.37

Industry -0.02

Growth

5Y Revenue CAGR

7.88%

Sector -

Industry -

5Y Earnings CAGR

6.03%

Sector -

Industry -

Fundamentals CIVB

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FAIR VALUE OF Civista Bancshares ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$27.44

Fair Value

$40.17

Upside Return potential.

46.38%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
CIVB Civista Bancshares Inc.	$27.44	36.40%	2.59%	10.44	1.00	9.59%	29.31%
NU Nu Holdings (NuBank)	$14.62	-6.82%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$62.69	27.32%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$105.29	61.51%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$138.82	42.56%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$205.90	47.68%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.33	33.33%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$37.27	53.29%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.96	51.50%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$90.29	13.23%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$6.01	40.23%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.97	63.87%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.89	38.48%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$26.70	32.88%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.60	29.92%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$6.02	19.08%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.89	57.62%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$35.17	43.16%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$40.48	11.87%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.84	34.15%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

CIVB Historical Dividends

current DY: 2.59%

5-year average DY: 3.07%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/13/2026	08/18/2026	0.18000000
Dividends	08/03/2026	08/18/2026	0.18000000
Dividends	05/04/2026	05/19/2026	0.18000000
Dividends	02/09/2026	02/24/2026	0.18000000
Dividends	11/03/2025	11/18/2025	0.17000000
Dividends	08/04/2025	08/19/2025	0.17000000
Dividends	04/28/2025	05/13/2025	0.17000000
Dividends	02/03/2025	02/18/2025	0.17000000
Dividends	11/04/2024	11/19/2024	0.16000000
Dividends	08/05/2024	08/20/2024	0.16000000
Dividends	05/03/2024	05/22/2024	0.16000000
Dividends	02/09/2024	03/01/2024	0.16000000
Dividends	11/03/2023	11/21/2023	0.16000000
Dividends	08/04/2023	08/22/2023	0.16000000
Dividends	05/05/2023	05/24/2023	0.15000000
Dividends	02/10/2023	03/01/2023	0.14000000
Dividends	11/04/2022	11/22/2022	0.14000000
Dividends	08/05/2022	08/23/2022	0.14000000
Dividends	05/06/2022	05/25/2022	0.14000000
Dividends	02/11/2022	03/01/2022	0.14000000
Dividends	10/15/2021	11/01/2021	0.14000000
Dividends	07/16/2021	08/02/2021	0.14000000
Dividends	04/16/2021	05/01/2021	0.12000000
Dividends	01/15/2021	02/01/2021	0.12000000
Dividends	10/16/2020	11/02/2020	0.11000000
Dividends	07/17/2020	08/01/2020	0.11000000
Dividends	04/17/2020	05/01/2020	0.11000000
Dividends	01/17/2020	02/01/2020	0.11000000
Dividends	10/18/2019	11/01/2019	0.11000000
Dividends	07/19/2019	08/01/2019	0.11000000
Dividends	04/19/2019	05/01/2019	0.11000000
Dividends	01/18/2019	02/01/2019	0.09000000
Dividends	10/19/2018	11/01/2018	0.09000000
Dividends	07/20/2018	08/01/2018	0.09000000
Dividends	04/20/2018	05/01/2018	0.07000000
Dividends	01/19/2018	02/01/2018	0.07000000
Dividends	10/13/2017	11/01/2017	0.07000000
Dividends	07/14/2017	08/01/2017	0.06000000
Dividends	04/14/2017	05/01/2017	0.06000000
Dividends	01/19/2017	02/01/2017	0.06000000
Dividends	10/14/2016	11/01/2016	0.06000000
Dividends	07/15/2016	08/01/2016	0.06000000
Dividends	04/15/2016	05/02/2016	0.05000000
Dividends	01/15/2016	02/01/2016	0.05000000
Dividends	10/16/2015	11/02/2015	0.05000000
Dividends	07/17/2015	08/01/2015	0.05000000
Dividends	04/17/2015	05/01/2015	0.05000000
Dividends	01/16/2015	02/02/2015	0.05000000
Dividends	10/17/2014	11/01/2014	0.05000000
Dividends	07/11/2014	08/01/2014	0.05000000
Dividends	04/11/2014	05/01/2014	0.05000000
Dividends	01/17/2014	02/01/2014	0.04000000
Dividends	10/11/2013	11/01/2013	0.04000000
Dividends	07/12/2013	08/01/2013	0.04000000
Dividends	04/12/2013	05/01/2013	0.04000000
Dividends	01/11/2013	02/01/2013	0.03000000
Dividends	10/12/2012	11/01/2012	0.03000000
Dividends	07/13/2012	08/01/2012	0.03000000
Dividends	04/13/2012	05/01/2012	0.03000000
Dividends	01/13/2012	02/01/2012	0.03000000
Dividends	10/14/2011	11/01/2011	0.03000000
Dividends	10/16/2009	11/02/2009	0.02000000
Dividends	07/17/2009	08/01/2009	0.01000000
Dividends	04/17/2009	05/01/2009	0.07000000
Dividends	01/16/2009	02/01/2009	0.15000000
Dividends	10/17/2008	11/01/2008	0.15000000
Dividends	07/11/2008	08/01/2008	0.20000000
Dividends	04/11/2008	05/01/2008	0.28000000
Dividends	01/11/2008	02/01/2008	0.28000000
Dividends	10/12/2007	11/01/2007	0.27000000
Dividends	07/13/2007	08/01/2007	0.27000000
Dividends	04/13/2007	05/01/2007	0.29000000
Dividends	01/12/2007	02/01/2007	0.29000000
Dividends	10/13/2006	11/01/2006	0.28000000
Dividends	07/14/2006	08/01/2006	0.28000000
Dividends	04/14/2006	05/01/2006	0.28000000
Dividends	01/13/2006	02/01/2006	0.28000000
Dividends	10/14/2005	11/01/2005	0.28000000
Dividends	07/15/2005	08/01/2005	0.28000000
Dividends	04/15/2005	05/02/2005	0.28000000
Dividends	01/14/2005	02/01/2005	0.28000000
Dividends	10/15/2004	11/01/2004	0.27000000
Dividends	07/16/2004	08/02/2004	0.27000000
Dividends	04/16/2004	05/01/2004	0.27000000
Dividends	01/16/2004	02/02/2004	0.27000000
Dividends	10/20/2003	11/03/2003	0.26000000
Dividends	10/17/2003	11/01/2003	0.25750000
Dividends	07/11/2003	08/01/2003	0.25750000
Dividends	04/09/2003	05/01/2003	0.25750000
Dividends	01/14/2003	02/01/2003	0.25750000
Dividends	10/09/2002	11/02/2002	0.61000000
Dividends	07/10/2002	08/01/2002	0.24380000
Dividends	04/10/2002	05/01/2002	0.24380000
Dividends	01/09/2002	02/01/2002	0.18530000
Dividends	10/10/2001	11/02/2001	0.49730000
Dividends	10/09/2001	11/01/2001	0.18140000
Dividends	07/11/2001	08/01/2001	0.17190000
Dividends	04/10/2001	05/01/2001	0.17190000

ABOUT Civista Bancshares

Civista Bancshares Inc.

Average Investor10 user rating

4.0 (5 people)

United States

39 years

Founded: 1987

1994

Time since IPO - 32 years

459

Employees

Civista Bancshares Inc. (United States) is listed on the Nasdaq and has a market capitalization of $567.06 million, with shareholders equity totaling $566.79 million.

The company employs approximately 459 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Civista Bancshares Inc. reported $185.37 million in revenue, generating net income of $54.33 million.

Key financial metrics include a P/E ratio of 10.44, a price-to-book (P/B) ratio of 1.00, and a trailing twelve-month dividend yield of 2.59%.

The company trades under the ticker CIVB.

Market cap

$567.06 million

Net worth

$566.79 million

$566,785,000.00

Assets

$4.29 billion

$4,294,298,000.00

Total Shares Outstanding

20.71 million

20,707,000

Average Daily Trading Volume

$142.26 Thousand

$142,258.00

Sector

Financial

Industry

Banks

CIVB

CIVB revenue and profits

Financial Results CIVB

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CIVB cash flow

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ROE

16.09%

P/BV

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$764,507.67 3,27% (12M)

P/E

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ROE

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P/BV

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BRK-B - Berkshire Hathaway

$510.37 3,37% (12M)

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JPM - JPMorgan

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14.75

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17.37%

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SAN - Banco Santander SA ADR

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P/E

5.22

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ROE

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P/BV

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P/E

13.79

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ROE

10.97%

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P/BV

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P/E

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0.00%

ROE

18.53%

P/BV

2.86