NWFL

Norwood Financial Corp.

Price

$34.52

return (12m)

36.25%

p/e

12.89

p/bv

1.28

DIVIDEND YIELD

3.70%

NWFL price

Norwood Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment NWFL

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

1.60%

3 months

12.27%

1 year

36.25%

2 years

34.44%

5 years

70.40%

10 years

155.72%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals NWFL

Valuation

P/E

12.89

Sector -142.61

Industry 9.05

P/BV

1.28

Sector -8.03

Industry 1.00

P/Revenue (PSR)

3.61

Sector -12.13

Industry 0.97

EV/EBITDA

Sector -748,048,439.87

Industry 12.59

EV/EBIT

Sector -5,388,598,507.43

Industry -53.88

P/EBITDA

Sector -101.58

Industry 3.88

P/EBIT

Sector -119.16

Industry -2.31

P/Total Assets

0.13

Sector 0.14

Industry 0.28

P/Net Current Assets

-0.14

Sector -7.71

Industry -9.34

P/Working Capital

Sector -

Industry -0.61

EPS

2.66

Sector -9,594.04

Industry 4.37

BVPS

26.73

Sector -26,074.98

Industry 26.27

Efficiency

Gross Margin

0.00%

Sector -0.07%

Industry 50.47%

EBITDA Margin

0.00%

Sector -312.01%

Industry 16.64%

EBIT Margin

0.00%

Sector -360,243.68%

Industry 9.63%

Operating Margin

0.00%

Sector -6.49%

Industry 9.93%

Net Profit Margins

27.98%

Sector -1.92%

Industry 8.74%

Asset Turnover

0.01

Sector 0.01

Industry 0.06

Profitability

ROE

9.96%

Sector -1,330.04%

Industry 12.11%

ROA

0.99%

Sector -7.68%

Industry 2.66%

ROIC

0.00%

Sector -12.29%

Industry -2.58%

Dividends

Dividend yield

3.70%

Sector 0.25%

Industry 0.47%

Payout

47.69%

Sector 5.42%

Industry 8.16%

Debt

Current Ratio

Sector -

Industry 0.99

Net Debt / EBITDA

Sector -492,888,154.18

Industry -0.83

Net Debt / EBIT

Sector -4,517,275,612.45

Industry -45.11

Net Debt / Equity

0.00

Sector -0.81

Industry 0.17

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.50

Equity/Assets

0.10

Sector -0.02

Industry 0.24

Liabilities/Assets

0.90

Sector 0.37

Industry 0.72

Growth

5Y Revenue CAGR

6.94%

Sector -

Industry -

5Y Earnings CAGR

2.97%

Sector -

Industry -

Fundamentals NWFL

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Norwood Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$34.52

Fair Value

$40.00

Upside Return potential.

15.87%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
NWFL Norwood Financial Corp.	$34.52	36.25%	3.70%	12.89	1.28	9.96%	27.98%
NU Nu Holdings (NuBank)	$14.62	-6.82%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$62.69	27.32%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$105.29	61.51%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$138.82	42.56%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$205.90	47.68%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.33	33.33%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$37.27	53.29%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.96	51.50%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$90.29	13.23%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$6.01	40.23%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.97	63.87%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.89	38.48%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$26.70	32.88%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.60	29.92%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$6.02	19.08%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.89	57.62%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$35.17	43.16%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$40.48	11.87%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.84	34.15%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

NWFL Historical Dividends

current DY: 3.70%

5-year average DY: 4.45%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	07/14/2026	08/03/2026	0.32000000
Dividends	04/14/2026	05/01/2026	0.32000000
Dividends	01/14/2026	02/02/2026	0.32000000
Dividends	10/14/2025	11/03/2025	0.31000000
Dividends	07/14/2025	08/01/2025	0.31000000
Dividends	04/14/2025	05/01/2025	0.31000000
Dividends	01/14/2025	02/03/2025	0.31000000
Dividends	10/17/2024	11/01/2024	0.30000000
Dividends	07/12/2024	08/01/2024	0.30000000
Dividends	04/11/2024	05/01/2024	0.30000000
Dividends	01/10/2024	02/01/2024	0.30000000
Dividends	10/11/2023	11/01/2023	0.29000000
Dividends	07/12/2023	08/01/2023	0.29000000
Dividends	04/12/2023	05/01/2023	0.29000000
Dividends	01/11/2023	02/01/2023	0.29000000
Dividends	10/12/2022	11/01/2022	0.28000000
Dividends	07/13/2022	08/01/2022	0.28000000
Dividends	04/12/2022	05/02/2022	0.28000000
Dividends	01/12/2022	02/01/2022	0.28000000
Dividends	10/13/2021	11/01/2021	0.26000000
Dividends	07/13/2021	08/02/2021	0.26000000
Dividends	04/13/2021	05/03/2021	0.26000000
Dividends	01/13/2021	02/01/2021	0.26000000
Dividends	10/13/2020	11/02/2020	0.25000000
Dividends	07/15/2020	08/03/2020	0.25000000
Dividends	04/13/2020	05/01/2020	0.25000000
Dividends	01/13/2020	02/03/2020	0.25000000
Dividends	10/11/2019	11/01/2019	0.24000000
Dividends	07/11/2019	08/01/2019	0.24000000
Dividends	04/11/2019	05/01/2019	0.24000000
Dividends	01/11/2019	02/01/2019	0.24000000
Dividends	10/11/2018	11/01/2018	0.22000000
Dividends	07/11/2018	08/01/2018	0.22000000
Dividends	04/11/2018	05/01/2018	0.22000000
Dividends	01/10/2018	02/01/2018	0.22000000
Dividends	10/11/2017	11/01/2017	0.22000000
Dividends	07/12/2017	08/01/2017	0.21333333
Dividends	04/11/2017	05/01/2017	0.21333333
Dividends	01/11/2017	02/01/2017	0.21333333
Dividends	10/12/2016	11/01/2016	0.20666667
Dividends	07/13/2016	08/01/2016	0.20666667
Dividends	04/13/2016	05/02/2016	0.20666667
Dividends	01/13/2016	02/01/2016	0.20666667
Dividends	10/13/2015	11/02/2015	0.20666667
Dividends	07/13/2015	08/03/2015	0.20666667
Dividends	04/13/2015	05/01/2015	0.20666667
Dividends	01/13/2015	02/02/2015	0.20000000
Dividends	10/13/2014	11/03/2014	0.20000000
Dividends	07/21/2014	08/01/2014	0.20000000
Dividends	04/11/2014	05/01/2014	0.20000000
Dividends	01/13/2014	02/03/2014	0.20000000
Dividends	10/11/2013	11/01/2013	0.19333333
Dividends	07/11/2013	08/01/2013	0.19333333
Dividends	04/11/2013	05/01/2013	0.18787879
Dividends	01/11/2013	02/01/2013	0.18787879
Dividends	10/11/2012	11/01/2012	0.18181818
Dividends	07/11/2012	08/01/2012	0.18181818
Dividends	04/11/2012	05/01/2012	0.18181818
Dividends	01/11/2012	02/01/2012	0.18181818
Dividends	10/12/2011	11/01/2011	0.17575758
Dividends	07/13/2011	08/01/2011	0.17575758
Dividends	04/13/2011	05/02/2011	0.17575758
Dividends	01/12/2011	02/01/2011	0.17575758
Dividends	10/13/2010	11/01/2010	0.16969697
Dividends	07/13/2010	08/02/2010	0.16969697
Dividends	04/13/2010	05/03/2010	0.16969697
Dividends	01/13/2010	02/01/2010	0.16969697
Dividends	10/14/2009	11/02/2009	0.16363636
Dividends	07/15/2009	08/03/2009	0.16363636
Dividends	04/14/2009	05/01/2009	0.16363636
Dividends	01/13/2009	02/02/2009	0.16363636
Dividends	10/15/2008	11/03/2008	0.15151515
Dividends	07/11/2008	08/01/2008	0.15151515
Dividends	04/11/2008	05/01/2008	0.15151515
Dividends	01/11/2008	02/01/2008	0.15151515
Dividends	10/11/2007	11/01/2007	0.13939394
Dividends	07/12/2007	08/01/2007	0.13939394
Dividends	04/12/2007	05/01/2007	0.13939394
Dividends	01/15/2007	02/01/2007	0.13939394
Dividends	10/12/2006	11/01/2006	0.12727273
Dividends	07/12/2006	08/01/2006	0.12727273
Dividends	04/12/2006	05/01/2006	0.12121212
Dividends	01/11/2006	02/01/2006	0.12121212
Dividends	10/13/2005	11/01/2005	0.10389610
Dividends	07/13/2005	08/01/2005	0.10389610
Dividends	04/13/2005	05/02/2005	0.10389610
Dividends	01/13/2005	02/01/2005	0.10389610
Dividends	10/13/2004	11/01/2004	0.09812410
Dividends	07/13/2004	08/02/2004	0.09812410
Dividends	04/13/2004	05/03/2004	0.09812410
Dividends	01/13/2004	02/02/2004	0.09812410
Dividends	10/13/2003	11/03/2003	0.09235209
Dividends	07/11/2003	08/01/2003	0.09235209
Dividends	04/09/2003	05/01/2003	0.09235209
Dividends	01/09/2003	02/01/2003	0.09235209
Dividends	10/08/2002	11/01/2002	0.08465608
Dividends	07/09/2002	08/01/2002	0.08465608
Dividends	04/09/2002	05/01/2002	0.08465608
Dividends	01/09/2002	02/01/2002	0.08465608
Dividends	10/10/2001	11/01/2001	0.07696008
Dividends	07/10/2001	08/01/2001	0.07696008
Dividends	04/09/2001	05/01/2001	0.07696008
Dividends	01/09/2001	02/01/2001	0.07696008
Dividends	10/10/2000	11/01/2000	0.06541607
Dividends	07/13/2000	08/01/2000	0.03778740
Dividends	04/11/2000	05/01/2000	0.06541607
Dividends	01/10/2000	02/01/2000	0.06541607
Dividends	10/21/1999	11/01/1999	0.05387205
Dividends	07/13/1999	08/02/1999	0.03109187
Dividends	04/09/1999	05/01/1999	0.05387205
Dividends	01/11/1999	02/01/1999	0.05387205
Dividends	10/13/1998	10/30/1998	0.02670515
Dividends	07/13/1998	08/03/1998	0.02670515
Dividends	04/13/1998	05/01/1998	0.12001924

ABOUT Norwood Financial

Norwood Financial Corp.

Average Investor10 user rating

4.0 (7 people)

United States

31 years

Founded: 1995

1998

Time since IPO - 28 years

265

Employees

Norwood Financial Corp. (United States) is listed on the Nasdaq and has a market capitalization of $371.77 million, with shareholders equity totaling $289.64 million.

The company employs approximately 265 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Norwood Financial Corp. reported $103.05 million in revenue, generating net income of $28.84 million.

Key financial metrics include a P/E ratio of 12.89, a price-to-book (P/B) ratio of 1.28, and a trailing twelve-month dividend yield of 3.70%.

The company trades under the ticker NWFL.

Market cap

$371.77 million

Net worth

$289.64 million

$289,640,000.00

Assets

$2.91 billion

$2,907,914,000.00

Total Shares Outstanding

10.83 million

10,834,000

Average Daily Trading Volume

$33.92 Thousand

$33,915.78

Sector

Financial

Industry

Banks

NWFL

NWFL revenue and profits

Financial Results NWFL

DRAG THE FRAME TO SEE MORE DATA

NWFL cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

LYG - Lloyds Banking Group

$6.01 40,23% (12M)

P/E

1.22

3.37%

ROE

16.09%

P/BV

0.20

BRK-A - Berkshire Hathaway

$764,507.67 3,27% (12M)

P/E

12.73

0.00%

ROE

11.45%

P/BV

1.46

BRK-B - Berkshire Hathaway

$510.37 3,37% (12M)

P/E

12.71

0.00%

ROE

11.46%

P/BV

1.46

JPM - JPMorgan

$356.23 18,31% (12M)

P/E

14.75

1.68%

ROE

17.37%

P/BV

2.56

SAN - Banco Santander SA ADR

$14.96 51,50% (12M)

P/E

5.22

1.36%

ROE

25.71%

P/BV

1.34

BAC - Bank of America

$62.69 27,32% (12M)

P/E

13.79

1.79%

ROE

10.97%

P/BV

1.51

C - Citigroup

$138.82 42,56% (12M)

P/E

14.28

1.78%

ROE

7.94%

P/BV

1.13

SNEX - StoneX Group

$70.37 63,91% (12M)

P/E

15.46

0.00%

ROE

18.53%

P/BV

2.86