ORRF

Orrstown Financial Services Inc.

Price

$42.34

return (12m)

23.90%

p/e

9.43

p/bv

1.31

DIVIDEND YIELD

2.78%

ORRF price

Orrstown Financial Services

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment ORRF

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-2.21%

3 months

9.07%

1 year

23.90%

2 years

28.85%

5 years

116.32%

10 years

182.21%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals ORRF

Valuation

P/E

9.43

Sector -141.95

Industry -1,485.98

P/BV

1.31

Sector -8.06

Industry -42.99

P/Revenue (PSR)

3.17

Sector -12.13

Industry -

EV/EBITDA

Sector -712,172,318.11

Industry -

EV/EBIT

Sector -5,142,152,343.75

Industry -

P/EBITDA

Sector -101.42

Industry -481.75

P/EBIT

Sector -118.88

Industry -456.60

P/Total Assets

0.15

Sector 0.14

Industry 0.40

P/Net Current Assets

-0.16

Sector -8.04

Industry -

P/Working Capital

Sector -

Industry -

EPS

4.47

Sector -9,642.62

Industry -20,776.49

BVPS

32.19

Sector -23,741.36

Industry -46,062.98

Efficiency

Gross Margin

0.00%

Sector -0.07%

Industry -0.03%

EBITDA Margin

0.00%

Sector -312.01%

Industry -

EBIT Margin

0.00%

Sector -360,243.68%

Industry -

Operating Margin

0.00%

Sector -6.54%

Industry -10.13%

Net Profit Margins

33.65%

Sector -1.96%

Industry -11.20%

Asset Turnover

0.01

Sector 0.01

Industry -

Profitability

ROE

13.89%

Sector -1,334.51%

Industry -59.43%

ROA

1.54%

Sector -7.73%

Industry -14.37%

ROIC

0.00%

Sector -12.29%

Industry -

Dividends

Dividend yield

2.78%

Sector 0.25%

Industry -

Payout

26.22%

Sector 5.52%

Industry -

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -496,741,771.36

Industry -

Net Debt / EBIT

Sector -4,511,430,818.18

Industry -

Net Debt / Equity

0.00

Sector -0.81

Industry -0.10

Gross Debt / Equity

0.00

Sector -0.23

Industry -

Equity/Assets

0.11

Sector -0.02

Industry -0.08

Liabilities/Assets

0.89

Sector 0.37

Industry -0.02

Growth

5Y Revenue CAGR

17.18%

Sector -

Industry -

5Y Earnings CAGR

21.29%

Sector -

Industry -

Fundamentals ORRF

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Orrstown Financial Services ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$42.34

Fair Value

$56.90

Upside Return potential.

34.39%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
ORRF Orrstown Financial Services Inc.	$42.34	23.90%	2.78%	9.43	1.31	13.89%	33.65%
NU Nu Holdings (NuBank)	$14.62	-6.82%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$62.69	27.32%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$105.29	61.51%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$138.82	42.56%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$205.90	47.68%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.33	33.33%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$37.27	53.29%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.96	51.50%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$90.29	13.23%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$6.01	40.23%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.97	63.87%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.89	38.48%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$26.70	32.88%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.60	29.92%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$6.02	19.08%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.89	57.62%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$35.17	43.16%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$40.48	11.87%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.84	34.15%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

ORRF Historical Dividends

current DY: 2.78%

5-year average DY: 3.13%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	08/03/2026	08/11/2026	0.30000000
Dividends	05/04/2026	05/12/2026	0.30000000
Dividends	02/09/2026	02/17/2026	0.30000000
Dividends	11/04/2025	11/12/2025	0.27000000
Dividends	08/04/2025	08/12/2025	0.27000000
Dividends	05/05/2025	05/13/2025	0.26000000
Dividends	02/13/2025	02/21/2025	0.26000000
Dividends	11/04/2024	11/12/2024	0.23000000
Dividends	08/07/2024	08/15/2024	0.23000000
Dividends	05/03/2024	05/14/2024	0.20000000
Dividends	02/02/2024	02/13/2024	0.20000000
Dividends	11/03/2023	11/14/2023	0.20000000
Dividends	08/04/2023	08/15/2023	0.20000000
Dividends	05/05/2023	05/16/2023	0.20000000
Dividends	02/03/2023	02/14/2023	0.20000000
Dividends	10/27/2022	11/07/2022	0.19000000
Dividends	07/28/2022	08/08/2022	0.19000000
Dividends	04/28/2022	05/09/2022	0.19000000
Dividends	01/28/2022	02/08/2022	0.19000000
Dividends	10/28/2021	11/08/2021	0.19000000
Dividends	07/29/2021	08/09/2021	0.19000000
Dividends	04/29/2021	05/10/2021	0.18000000
Dividends	01/28/2021	02/08/2021	0.18000000
Dividends	10/29/2020	11/09/2020	0.17000000
Dividends	07/30/2020	08/10/2020	0.17000000
Dividends	04/30/2020	05/11/2020	0.17000000
Dividends	01/30/2020	02/10/2020	0.17000000
Dividends	10/31/2019	11/12/2019	0.15000000
Dividends	08/01/2019	08/12/2019	0.15000000
Dividends	04/26/2019	05/07/2019	0.15000000
Dividends	01/31/2019	02/11/2019	0.15000000
Dividends	10/25/2018	11/05/2018	0.13000000
Dividends	07/26/2018	08/03/2018	0.13000000
Dividends	04/20/2018	05/02/2018	0.13000000
Dividends	02/01/2018	02/09/2018	0.12000000
Dividends	11/02/2017	11/15/2017	0.12000000
Dividends	08/04/2017	08/15/2017	0.10000000
Dividends	05/04/2017	05/15/2017	0.10000000
Dividends	02/08/2017	02/17/2017	0.10000000
Dividends	11/07/2016	11/18/2016	0.09000000
Dividends	08/08/2016	08/19/2016	0.09000000
Dividends	05/09/2016	05/20/2016	0.09000000
Dividends	02/08/2016	02/19/2016	0.08000000
Dividends	11/02/2015	11/13/2015	0.08000000
Dividends	08/05/2015	08/20/2015	0.07000000
Dividends	05/06/2015	05/21/2015	0.07000000
Dividends	08/10/2011	08/24/2011	0.23000000
Dividends	05/11/2011	05/25/2011	0.23000000
Dividends	02/09/2011	02/23/2011	0.23000000
Dividends	11/10/2010	11/24/2010	0.22500000
Dividends	08/04/2010	08/18/2010	0.22500000
Dividends	05/05/2010	05/19/2010	0.22000000
Dividends	02/10/2010	02/24/2010	0.22000000
Dividends	11/11/2009	11/25/2009	0.22000000
Dividends	08/12/2009	08/26/2009	0.22000000
Dividends	05/13/2009	05/27/2009	0.22000000
Dividends	02/11/2009	02/25/2009	0.22000000
Dividends	11/05/2008	11/21/2008	0.22000000
Dividends	08/07/2008	08/22/2008	0.22000000
Dividends	05/07/2008	05/23/2008	0.22000000
Dividends	02/06/2008	02/22/2008	0.21000000
Dividends	11/01/2007	11/21/2007	0.21000000
Dividends	08/08/2007	08/24/2007	0.21000000
Dividends	05/09/2007	05/25/2007	0.20000000
Dividends	02/07/2007	02/23/2007	0.19047619
Dividends	11/06/2006	11/21/2006	0.18142857
Dividends	08/07/2006	08/25/2006	0.18142857
Dividends	05/08/2006	05/24/2006	0.18142857
Dividends	02/06/2006	02/24/2006	0.16333333
Dividends	12/08/2005	12/20/2005	0.14514286
Dividends	10/04/2005	10/28/2005	0.13609524
Dividends	07/05/2005	07/29/2005	0.12704762
Dividends	04/01/2005	04/22/2005	0.12698413
Dividends	01/06/2005	01/28/2005	0.11791383
Dividends	09/30/2004	10/22/2004	0.11791383
Dividends	07/01/2004	07/23/2004	0.10884354
Dividends	04/06/2004	04/23/2004	0.12000000
Dividends	12/29/2003	01/23/2004	0.09460317
Dividends	10/02/2003	10/24/2003	0.08639456
Dividends	07/03/2003	07/25/2003	0.08639456
Dividends	03/31/2003	04/25/2003	0.07839326
Dividends	01/01/2003	01/24/2003	0.07839326
Dividends	10/02/2002	10/25/2002	0.07048915
Dividends	07/03/2002	07/26/2002	0.06660188
Dividends	03/28/2002	04/25/2002	0.06660188
Dividends	12/31/2001	01/25/2002	0.06271461
Dividends	09/27/2001	10/26/2001	0.05878415
Dividends	06/28/2001	07/26/2001	0.05598490
Dividends	03/29/2001	04/26/2001	0.05598490
Dividends	12/29/2000	01/25/2001	0.15026661
Dividends	09/29/2000	10/26/2000	0.14006510
Dividends	06/29/2000	07/26/2000	0.14006510
Dividends	03/30/2000	04/26/2000	0.13998283
Dividends	12/30/1999	01/21/2000	0.05220047
Dividends	09/29/1999	10/22/1999	0.14012728
Dividends	06/29/1999	07/23/1999	0.12998699
Dividends	03/30/1999	04/23/1999	0.04511471
Dividends	12/31/1998	01/22/1999	0.04511471
Dividends	09/29/1998	10/02/1998	0.04159431

ABOUT Orrstown Financial Services

Orrstown Financial Services Inc.

Average Investor10 user rating

4.0 (4 people)

United States

39 years

Founded: 1987

1999

Time since IPO - 27 years

418

Employees

Orrstown Financial Services Inc. (United States) is listed on the Nasdaq and has a market capitalization of $814.24 million, with shareholders equity totaling $621.65 million.

The company employs approximately 418 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Orrstown Financial Services Inc. reported $256.54 million in revenue, generating net income of $86.32 million.

Key financial metrics include a P/E ratio of 9.43, a price-to-book (P/B) ratio of 1.31, and a trailing twelve-month dividend yield of 2.78%.

The company trades under the ticker ORRF.

Market cap

$814.24 million

Net worth

$621.65 million

$621,650,000.00

Assets

$5.61 billion

$5,612,151,000.00

Total Shares Outstanding

19.31 million

19,313,000

Average Daily Trading Volume

$103.27 Thousand

$103,274.28

Sector

Financial

Industry

Banks

ORRF

ORRF revenue and profits

Financial Results ORRF

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ORRF cash flow

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ROE

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P/BV

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$764,507.67 3,27% (12M)

P/E

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ROE

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P/BV

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BRK-B - Berkshire Hathaway

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JPM - JPMorgan

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SAN - Banco Santander SA ADR

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P/E

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1.36%

ROE

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P/BV

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BAC - Bank of America

$62.69 27,32% (12M)

P/E

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ROE

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P/BV

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P/E

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ROE

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P/BV

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P/E

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0.00%

ROE

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P/BV

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