PEBK

Peoples Bancorp of North Carolina Inc.

Price

$44.34

return (12m)

45.17%

p/e

9.54

p/bv

1.44

DIVIDEND YIELD

2.27%

PEBK price

Peoples Bancorp of North Carolina

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment PEBK

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

-0.59%

3 months

4.71%

1 year

45.17%

2 years

76.65%

5 years

85.62%

10 years

206.31%

Profitability Comparator

If you had invested

years ago

ago, you would now have:

Fundamentals PEBK

Valuation

P/E

9.54

Sector -142.61

Industry 9.05

P/BV

1.44

Sector -8.03

Industry 1.00

P/Revenue (PSR)

2.53

Sector -12.13

Industry 0.97

EV/EBITDA

Sector -748,048,439.87

Industry 12.59

EV/EBIT

Sector -5,388,598,507.43

Industry -53.88

P/EBITDA

Sector -101.58

Industry 3.88

P/EBIT

Sector -119.16

Industry -2.31

P/Total Assets

0.13

Sector 0.14

Industry 0.28

P/Net Current Assets

-0.14

Sector -7.71

Industry -9.34

P/Working Capital

Sector -

Industry -0.61

EPS

4.58

Sector -9,594.04

Industry 4.37

BVPS

30.32

Sector -26,074.98

Industry 26.27

Efficiency

Gross Margin

0.00%

Sector -0.07%

Industry 50.47%

EBITDA Margin

0.00%

Sector -312.01%

Industry 16.64%

EBIT Margin

0.00%

Sector -360,243.68%

Industry 9.63%

Operating Margin

0.00%

Sector -6.49%

Industry 9.93%

Net Profit Margins

26.50%

Sector -1.92%

Industry 8.74%

Asset Turnover

0.01

Sector 0.01

Industry 0.06

Profitability

ROE

15.10%

Sector -1,330.04%

Industry 12.11%

ROA

1.38%

Sector -7.68%

Industry 2.66%

ROIC

0.00%

Sector -12.29%

Industry -2.58%

Dividends

Dividend yield

2.27%

Sector 0.25%

Industry 0.47%

Payout

21.66%

Sector 5.42%

Industry 8.16%

Debt

Current Ratio

Sector -

Industry 0.99

Net Debt / EBITDA

Sector -492,888,154.18

Industry -0.83

Net Debt / EBIT

Sector -4,517,275,612.45

Industry -45.11

Net Debt / Equity

0.00

Sector -0.81

Industry 0.17

Gross Debt / Equity

0.00

Sector -0.23

Industry 0.50

Equity/Assets

0.09

Sector -0.02

Industry 0.24

Liabilities/Assets

0.91

Sector 0.37

Industry 0.72

Growth

5Y Revenue CAGR

6.17%

Sector -

Industry -

5Y Earnings CAGR

9.98%

Sector -

Industry -

Fundamentals PEBK

DRAG THE FRAME TO SEE MORE DATA

FAIR VALUE OF Peoples Bancorp of North Carolina ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$44.34

Fair Value

$55.90

Upside Return potential.

26.06%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
PEBK Peoples Bancorp of North Carolina Inc.	$44.34	45.17%	2.27%	9.54	1.44	15.10%	26.50%
NU Nu Holdings (NuBank)	$14.62	-6.82%	0.00%	19.88	5.41	27.22%	18.61%
BAC Bank of America Corporation	$62.69	27.32%	1.79%	13.79	1.51	10.97%	16.92%
HSBC HSBC Holdings PLC	$105.29	61.51%	3.65%	14.06	1.80	12.84%	18.78%
C Citigroup Inc.	$138.82	42.56%	1.78%	14.28	1.13	7.94%	9.67%
RY ROYAL BANK OF CANADA	$205.90	47.68%	2.30%	21.53	2.75	12.76%	15.73%
ITUB Itau Unibanco Banco Holding SA	$8.33	33.33%	6.90%	384.22	58.40	15.20%	9.21%
ING ING Group N.V.	$37.27	53.29%	3.60%	6.72	1.44	21.39%	25.90%
SAN Banco Santander SA ADR	$14.96	51.50%	1.36%	5.22	1.34	25.71%	30.33%
WFC Wells Fargo & Company	$90.29	13.23%	2.05%	12.57	1.54	12.26%	17.12%
LYG Lloyds Banking Group PLC	$6.01	40.23%	3.37%	1.22	0.20	16.09%	8.25%
TD Toronto Dominion Bank	$120.97	63.87%	2.61%	72.95	3.06	4.19%	15.79%
NWG NatWest Group PLC	$18.89	38.48%	3.34%	2.55	0.37	14.39%	20.44%
BCS Barclays PLC	$26.70	32.88%	1.74%	11.34	0.65	5.73%	11.31%
BBD Banco Bradesco SA ADR	$3.60	29.92%	7.65%	42.85	5.69	13.27%	7.37%
BSBR Banco Santander Brasil SA ADR	$6.02	19.08%	5.65%	89.60	9.41	10.51%	3.93%
MUFG Mitsubishi UFJ Financial Group Inc.	$23.89	57.62%	1.81%	2,341.77	316.49	13.51%	20.20%
BSAC Banco Santander Chile	$35.17	43.16%	4.32%	13.53	2.92	21.58%	34.03%
DB Deutsche Bank AG	$40.48	11.87%	2.15%	12.13	0.88	7.22%	9.00%
USB U.S. Bancorp	$62.84	34.15%	3.35%	12.10	1.43	11.83%	18.24%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

PEBK Historical Dividends

current DY: 2.27%

5-year average DY: 2.92%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	09/02/2026	09/15/2026	0.21000000
Dividends	06/02/2026	06/15/2026	0.21000000
Dividends	03/03/2026	03/16/2026	0.21000000
Dividends	02/03/2026	02/13/2026	0.17000000
Dividends	12/02/2025	12/15/2025	0.20000000
Dividends	09/02/2025	09/15/2025	0.20000000
Dividends	06/02/2025	06/13/2025	0.20000000
Dividends	02/28/2025	03/14/2025	0.20000000
Dividends	01/31/2025	02/14/2025	0.16000000
Dividends	12/02/2024	12/13/2024	0.19000000
Dividends	09/02/2024	09/13/2024	0.19000000
Dividends	05/31/2024	06/14/2024	0.19000000
Dividends	02/29/2024	03/15/2024	0.19000000
Dividends	02/01/2024	02/16/2024	0.16000000
Dividends	11/30/2023	12/15/2023	0.19000000
Dividends	09/01/2023	09/15/2023	0.19000000
Dividends	05/31/2023	06/15/2023	0.19000000
Dividends	03/01/2023	03/15/2023	0.19000000
Dividends	02/01/2023	02/15/2023	0.15000000
Dividends	11/30/2022	12/15/2022	0.18000000
Dividends	08/31/2022	09/15/2022	0.18000000
Dividends	06/01/2022	06/15/2022	0.18000000
Dividends	03/01/2022	03/15/2022	0.18000000
Dividends	02/02/2022	02/16/2022	0.15000000
Dividends	12/01/2021	12/15/2021	0.17000000
Dividends	09/01/2021	09/15/2021	0.17000000
Dividends	06/01/2021	06/15/2021	0.16000000
Dividends	03/01/2021	03/15/2021	0.16000000
Dividends	12/01/2020	12/15/2020	0.15000000
Dividends	09/01/2020	09/15/2020	0.15000000
Dividends	06/01/2020	06/15/2020	0.15000000
Dividends	02/28/2020	03/16/2020	0.15000000
Dividends	01/30/2020	02/14/2020	0.15000000
Dividends	11/29/2019	12/16/2019	0.14000000
Dividends	08/30/2019	09/16/2019	0.14000000
Dividends	05/30/2019	06/14/2019	0.14000000
Dividends	02/28/2019	03/15/2019	0.14000000
Dividends	01/31/2019	02/18/2019	0.10000000
Dividends	11/29/2018	12/14/2018	0.13000000
Dividends	08/31/2018	09/14/2018	0.13000000
Dividends	05/31/2018	06/15/2018	0.13000000
Dividends	03/01/2018	03/15/2018	0.13000000
Dividends	11/30/2017	12/15/2017	0.12000000
Dividends	09/01/2017	09/15/2017	0.09918182
Dividends	05/31/2017	06/15/2017	0.09918182
Dividends	03/01/2017	03/15/2017	0.09918182
Dividends	11/30/2016	12/15/2016	0.08263636
Dividends	08/31/2016	09/15/2016	0.08263636
Dividends	06/01/2016	06/15/2016	0.08263636
Dividends	03/01/2016	03/15/2016	0.06609091
Dividends	12/01/2015	12/15/2015	0.06609091
Dividends	09/01/2015	09/15/2015	0.06609091
Dividends	06/01/2015	06/15/2015	0.04963636
Dividends	02/27/2015	03/16/2015	0.04963636
Dividends	11/28/2014	12/15/2014	0.04963636
Dividends	08/29/2014	09/15/2014	0.03309091
Dividends	05/30/2014	06/13/2014	0.03309091
Dividends	02/27/2014	03/14/2014	0.03309091
Dividends	11/29/2013	12/16/2013	0.02481818
Dividends	08/30/2013	09/16/2013	0.02481818
Dividends	05/31/2013	06/14/2013	0.02481818
Dividends	02/28/2013	03/15/2013	0.02481818
Dividends	11/29/2012	12/14/2012	0.06363636
Dividends	08/31/2012	09/17/2012	0.01636364
Dividends	05/31/2012	06/15/2012	0.01636364
Dividends	03/05/2012	03/19/2012	0.01636364
Dividends	02/02/2012	02/17/2012	0.04109091
Dividends	12/01/2011	12/16/2011	0.01627273
Dividends	08/31/2011	09/15/2011	0.01627273
Dividends	06/01/2011	06/15/2011	0.01627273
Dividends	03/03/2011	03/18/2011	0.01627273
Dividends	12/01/2010	12/15/2010	0.01627273
Dividends	09/01/2010	09/15/2010	0.01627273
Dividends	06/01/2010	06/15/2010	0.01627273
Dividends	03/04/2010	03/19/2010	0.01627273
Dividends	12/01/2009	12/15/2009	0.01627273
Dividends	09/01/2009	09/15/2009	0.05709091
Dividends	06/01/2009	06/15/2009	0.05709091
Dividends	02/27/2009	03/16/2009	0.08163636
Dividends	12/01/2008	12/15/2008	0.10909091
Dividends	09/01/2008	09/15/2008	0.10909091
Dividends	05/29/2008	06/13/2008	0.10909091
Dividends	02/28/2008	03/14/2008	0.10909091
Dividends	11/29/2007	12/14/2007	0.10909091
Dividends	08/30/2007	09/14/2007	0.10909091
Dividends	05/31/2007	06/15/2007	0.04890909
Dividends	03/01/2007	03/16/2007	0.06533333
Dividends	01/30/2007	02/15/2007	0.03260606
Dividends	11/30/2006	12/15/2006	0.06509091
Dividends	09/01/2006	09/15/2006	0.05969697
Dividends	06/01/2006	06/16/2006	0.05969697
Dividends	03/02/2006	03/17/2006	0.06060606
Dividends	11/30/2005	12/16/2005	0.06060606
Dividends	08/31/2005	09/16/2005	0.05509642
Dividends	06/01/2005	06/17/2005	0.05509642
Dividends	03/01/2005	03/16/2005	0.05509642
Dividends	12/01/2004	12/15/2004	0.05008765
Dividends	09/01/2004	09/15/2004	0.05008765
Dividends	06/01/2004	06/15/2004	0.05008765
Dividends	03/01/2004	03/15/2004	0.05008765
Dividends	12/01/2003	12/15/2003	0.05008765
Dividends	09/01/2003	09/15/2003	0.05008765
Dividends	05/28/2003	06/17/2003	0.05008765
Dividends	02/25/2003	03/14/2003	0.05008765
Dividends	11/27/2002	12/16/2002	0.05008765
Dividends	08/27/2002	09/16/2002	0.05008765
Dividends	05/28/2002	06/17/2002	0.05008765
Dividends	02/25/2002	03/12/2002	0.05008765
Dividends	11/27/2001	12/14/2001	0.05008765
Dividends	08/28/2001	09/17/2001	0.05008765
Dividends	05/29/2001	06/15/2001	0.05008765
Dividends	03/05/2001	03/23/2001	0.05008765
Dividends	12/05/2000	12/18/2000	0.05008765
Dividends	09/05/2000	09/25/2000	0.05008765
Dividends	05/30/2000	06/19/2000	0.05008765

ABOUT Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina Inc.

Average Investor10 user rating

4.0 (5 people)

United States

27 years

Founded: 1999

1985

Time since IPO - 41 years

317

Employees

Peoples Bancorp of North Carolina Inc. (United States) is listed on the Nasdaq and has a market capitalization of $232.35 million, with shareholders equity totaling $161.34 million.

The company employs approximately 317 people and operates in the Financial sector, within the Banks industry.

Over the past 12 months, Peoples Bancorp of North Carolina Inc. reported $91.92 million in revenue, generating net income of $24.36 million.

Key financial metrics include a P/E ratio of 9.54, a price-to-book (P/B) ratio of 1.44, and a trailing twelve-month dividend yield of 2.27%.

The company trades under the ticker PEBK.

Market cap

$232.35 million

Net worth

$161.34 million

$161,339,000.00

Assets

$1.76 billion

$1,764,999,000.00

Total Shares Outstanding

5.32 million

5,320,000

Average Daily Trading Volume

$35.27 Thousand

$35,271.68

Sector

Financial

Industry

Banks

PEBK

PEBK revenue and profits

Financial Results PEBK

DRAG THE FRAME TO SEE MORE DATA

PEBK cash flow

DRAG THE FRAME TO SEE MORE DATA

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ROE

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SAN - Banco Santander SA ADR

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P/E

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BAC - Bank of America

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P/E

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ROE

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